Top Cash Back Credit Cards

Find the best cash back credit cards today! Here’s why we love them. They make rewarding yourself easy: spend on your credit card and receive cash back. No complicated points to calculate. No hurdles designed to make redeeming difficult. Check out our selection of the top cash back credit cards in Canada below and start saving more with every dollar you spend!

BMO CashBack Mastercard

  • Welcome offer: Get up to 4% cash back on every purchase in your first 4 months and a 1.99% introductory interest rate on Balance Transfers for 9 months*, 1% fee applies to balance amounts transferred*.
  • Get 1% cash back on all other card purchases with no restrictions*.
  • No Annual fee*.
  • Receive a discount on car rentals*.
Special offer
Get up to 4% cash back on every purchase in your first 4 months (up to $125 cash back) and a 1.99% introductory interest rate on Balance Transfers for 9 months*.
Get 1% cash back on all other card purchases with no restrictions*.
*Terms and conditions apply.
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Rogers Platinum Mastercard

  • Earn 1.25% unlimited cash back rewards on purchases in Canadian dollars.
  • Earn 3% unlimited cash back rewards on all purchases in a foreign currency – from international websites to anywhere you travel outside of Canada.
  • No Annual fee!
  • Get $25 in welcome bonuses: -$25 in cash back rewards after first use within 3 months of receiving your card.
Why we love it
Earn 1.25% cashback rewards on purchases in Canadian dollars and 3% cashback rewards on purchases made in a foreign currency.
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MBNA Rewards World Elite Mastercard

  • Earn 2 MBNA Rewards point for every $1 in eligible purchases‡
  • Get 10,000 bonus points after your first eligible purchase††
  • No limit to the points that can be earned in a year, points don’t expire
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
Why we love it
Elite Travel Rewards. This low annual fee card will have you going places in no time.
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The NEW SimplyCash Preferred Card from American Express

  • Card type: credit card.
  • New SimplyCashTM Preferred Card from American Express Cardmembers can earn 5% cash back on all eligible purchases (up to $300 cash back) for the first 6 months of Cardmembership.
  • Optional Balance Transfer Offer – Enjoy a 1.99% interest in first 6 months  of Cardmembership if you choose to transfer your other credit card balances to this American Express card .
  • Balance Transfer option is only available at time of online application. There is no balance transfer fee at time of application.
Why we love it
Card type: credit card.
Earn 5% cash back on ALL purchases in the first 6 months (up to $300 cash back).
Apply Now

Tangerine Money-Back Credit Card

  • No Annual Fee
  • Earn 2% cash back on purchases in up to 3 categories of your choice
  • 0.5% Money-Back Rewards on all other purchases
  • No limit to the Money-Back Rewards you can earn!
Why we love it
Earn 2% Money-Back Rewards on 3 categories of your choice. No annual fee.
Apply Now