Compare Low Interest Credit Cards in Canada

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Your Interest Savings Shows how much you will save in interest costs until your loan is paid down, bu using the card below instead of your current card
Annual Fees The amount of money charged to you each year to use the card
Purchase Interest Rate The annualized interest rate your credit card balance will be charged for purchases made with your card
Cash Advance Interest Rate Interest rate charged when taking out cash with your credit card
Recommended Credit Score Minimum Credit Score required to be eligible for approval for the card when you apply.
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Your projected balance 3000
Current interest rate 19%
Minimum payment 1%
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Fixed monthly payment 30
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Your Transfer Amount 7500
Current interest rate 19%
Minimum payment 1%
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Fixed monthly payment 75
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LOW INTEREST RATE CREDIT CARD GUIDE

Low interest rate credit cards either have a low interest rate or a low introductory annual interest rate (AIR). Most of the cards have an annual fee, however a few hidden gems do not. Low interest rate credit cards are perfect for people who will make a large purchase in the near future that will be paid off over time.

There are many benefits to low interest rate credit cards, the most obvious being the low interest rate and low introductory rate which can save hundreds, if not thousands of dollars in interest charges.

We recommend carrying a low interest rate credit card with no annual fee as a complimentary card in your wallet. There are several advantages in doing so. First, it gives you access to an additional line of credit, reducing your overall utilization if you carry a balance. This will help increase your credit score. Second, in the event you do need to carry a balance in the future, you’ll be able to use your low interest credit card with an attractive interest rate, reducing your costs.

There are some cons to low interest credit cards. Most do not come with as many benefits as other cards because you’re getting the low interest rate. Also, many low interest rate credit cards are designed for people with good or excellent credit profiles.

See how we ranked the best low interest rate credit cards and choose the right one for you.

Low interest rate credit cards not your thing? Go back to our homepage and use our credit card engine to help you find and compare the best credit cards in Canada!