Scotiabank® Scene+™ Visa* Card Review

Sign Up Bonus Points
Conditions apply.
10,000
Annual Fee
$0
Purchase APR
19.99%
Min Personal Income Required
$12,000
Recommended Credit Score
740 850 670 739 580 669 0 579
Fair-Good
Earn up to 10,000 bonus Scene+ points within your first year.¹ Offer ends April 30, 2023.

The Scotiabank® Scene+™ Visa* Card is one of the most compelling no annual fee credit cards in Canada for those looking to earn and redeem their rewards frequently, without having to spend a fortune on their credit cards.

The Scotiabank® Scene+™ Visa* Card is ideal for those who like redeeming their points to go to the movies, and want a high earn rate without an annual fee. The Scotiabank® Scene+™ Visa* Card also stands out with a low income requirement (ideal for students), and a sign-up bonus offer of that can be used towards free movies, which is rare for a no annual fee credit card.

Our feeling is, if you like redeeming for movies and you want to be able to redeem points quickly and frequently without spending tons, the Scotiabank® Scene+™ Visa* Card is one of the best values in Canada today. It’s an ideal credit card option for those who want to earn rewards they can actually use, without having to spend fortunes on their credit cards, and who may not have 6-figure incomes (yet!).

Top Features:

  1. Sign-up Bonus: Earn up to 10,000 bonus Scene+ points within your first year.¹ Earn 5,000 bonus Scene+ points by making at least $750 in everyday eligible purchases in your first 3 months. Plus, for a limited time, you are eligible to earn a 5,000 Scene+ point bonus when you spend at least $5,000 in everyday eligible purchases in your first year. Offer ends April 30, 2023.
  2. No Annual Fee: As we discussed, most credit cards offering the equivalent of 1% of value per dollar spent have an annual fee. This card has no annual fee and has an accelerated earn rate.
  3. Generous Rewards: The Scotiabank® Scene+™ Visa* Card earns you 2X Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com, 2X Scene+ points for each dollar charged to your account on all eligible purchases¹ at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà  by IGA, Voilà  by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op. You’ll earn 1 point for every $1 you spend on your everyday credit card purchases.
  4. Low Redemption Threshold: We like that you can redeem for movies, music and other items for as low as 1,000 points with the Scotiabank® Scene+™ Visa* Card. Many people get excited at the prospect of travelling for free with the right rewards card. But consider that you may have to spend upwards of $25,000-$35,000 annually on those travel cards to generate enough points for one return ticket to Florida from Canada. That’s unrealistic for those of more limited financial means.
  5. Points Don’t Expire: We all know the tricks some issuers and loyalty programs play. No smoke and mirrors here. You earn your points and keep them, unless you fail to use your account for two years.

The Scotiabank® Scene+™ Visa* Card is a great card for people who love the movies, people who don’t spend a lot on their credit cards (less than $10,000 per year), students and those who want to be able to redeem for rewards early and often without having to spend a fortune. We love that the card has no annual fee and offers more value per dollar spent than just about any other no-fee card in the Canadian marketplace.

Give it a shot, if for no other reason than getting free movies.

Apply Now

¹ Conditions Apply. Visit here for the Scotiabank® Scene+™ Visa* Card to learn more.

Author Bio

GreedyRates is Canada’s go-to resource for all things personal finance. Our expert articles and videos cover every topic under the financial sun, including credit cards, credit scores, loans, bank accounts, budgeting, investing, RSPs, TFSAs, GICs, taxes, and more. Want our advice on a personal finance issue? Send us an email at [email protected] and we’ll gladly give you some free tips.