A Frequent Flyer Surprise: Expedia® For TD
For frequent flyers who love using Expedia to book cheap flights, hotels, and exclusive travel deals, TD First Class Travel® Visa Infinite* Card may be the most rewarding and flexible credit card in Canada.
You’ll be able to redeem your rewards to book any airline, hotel, cruise, or package available on Expedia at the best prices available, with no black out dates or restrictions. You’ll also get Expedia’s price match guarantee, ensuring you’ll never lose out if you find a better deal. Or, you can simply redeem your points for almost any travel related expense on your credit card statement. That’s a heap of flexibility and value.
Perhaps best of all, the TD First Class Travel® Visa Infinite* Card allows you to earn a higher reward rate of 4.5%† than if you used the WestJet RBC World Elite Mastercard to book a WestJet flight (2%), or one of the Aeroplan credit cards to book an Air Canada flight (2%~) – That’s more than DOUBLE the value, as in 2X, as in a 100% increase in your earn rate.
Even with that great rewards rate of 4.5% from the TD First Class Travel® Visa Infinite* Card, you still get to use your WestJet Rewards, Aeroplan, or VIPorter loyalty number when booking flights through Expedia® For TD, allowing you to double dip and max rewards. Why more Canadian frequent fliers don’t use this credit card is a mystery.
Not to be outdone, the card also offers a roster of premium travel insurances including 21 day out of province/ out of country travel medical insurance. (If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip) trip cancellation, trip interruption, and car rental insurance – making it a great travel companion†.
In This Article:
Maximizing Value Through Expedia
All said, the TD First Class Travel® Visa Infinite* Card offers the best value for those who have a lot of travel related credit card expenses and are willing to book and redeem their travel through Expedia® for TD. For those travelers, this card remains the most valuable and flexible rewards card in Canada.
On the earn side, the program is two programs in one. If you book travel online through Expedia® For TD† you will earn 9 TD Points per $1 spent (4.5% return rate). For all other spend you will earn 3 TD Points per $1 spent (1.5% return rate).†
When redeeming points, this card is also really two reward programs in one. In the first, you can redeem your points through Expedia® For TD, where each point will be worth $.005. In the second, you can redeem your points for almost any travel related expense appearing on your credit card statement, where each point will yield a value of $.004.
Maximizing Point Value:
Here’s a simple way of seeing your earn rate per dollar spent given different spend and redemption combinations:
|Spend on Expedia||All Other Credit Card Spend|
|Redeem on Expedia||$.045 / 4.5%||$.015 / 1.5%|
|Redeem for Any Other Travel Expense||$.036 / 3.6%||$.012 / 1.2%|
What this clearly shows is that the TD First Class Travel® Visa Infinite* Card offers the best value when you spend on Expedia® For TD and redeem on Expedia® For TD. But for all the flack the card has taken for devaluing its non-Expedia redemptions, they can still be worth 3.6% for your Expedia spend, which remains unparalleled value.
As we said above, you can still use your Aeroplan, WestJet Rewards, VIPorter or other frequent flyer loyalty number in combination with your Expedia bookings. This will allow you to accrue both the 4.5% earnings PLUS the earnings from your travel loyalty card – a real double dip.
Expedia.ca Flexibility & Lowest Price Guarantee
One of the frustrations people have with a WestJet, Aeroplan, Hilton or Marriott loyalty program is the limitation it places on your ability to finder cheaper or more convenient alternatives. To earn on travel spend, you have to book through their brand, and to redeem your points or miles, you have to book through them (alliance partners aside).
The advantage of booking and redeeming through Expedia, is that you get to choose the cheapest flight available, get the highest reward rate of 4.5%, and the most convenient flight to your schedule – no more compromises – both when earning AND redeeming.
You will also be able to book or redeem for any of Expedia’s Daily Deals, Last Minute Travel Deals, and Seat Sales through Expedia® For TD, without any surprise surcharges or booking fees.
Lastly, if you do find a lower price for the same flight somewhere, Expedia® For TD will match it and give you a $50 credit.
Expedia® For TD Ease of Use
The card is simple to use when redeeming through Expedia® For TD. Your point balance, and their dollar value are displayed at the top of your screen. You can then choose to apply your points in $50 increments to your selected travel purchase.
You can also pay any combination of points and cash you’d like.
If you want to redeem for any travel purchases outside of Expedia® For TD, it’s just as simple. Call TD rewards within 90 days of your travel related purchase, identify which travel items you want your points allotted to and voila your done. You can redeem in $1 increments outside of Expedia.
This is the best credit card in Canada for you if a lot of your credit card spend is currently on travel, your willing to book your travel through Expedia® For TD†, and you’re willing to redeem your travel points through Expedia. Done that way, this card offers an unparalleled earn rate of 4.5%. That means you’ll earn more on a WestJet or Air Canada flight using the TD First Class Travel® Visa Infinite* Card, than you would if you used any WestJet or Aeroplan credit card – 2X more.†
Apply by October 29, 2022 to earn up to 100,000 TD Points† (a travel value of up to $500 when you book travel purchases through ExpediaForTD.com†) and get a full Annual Fee Rebate† for the Primary and Additional Cardholders† (a value of up to $170†) for the first year. That’s a total value of $670†.
- Welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card†.
- 80,000 TD Points when you spend $1,500 within 90 days of Account opening†.
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening.
This offer is not available for residents of Quebec. For Quebec residents, please click here.
†Terms and conditions apply.