Expedia For TD_ Maxing Travel Value With Expedia & TD's Visa Card

A Frequent Flyer Surprise: Expedia For TD

Last updated on July 31, 2018 Views: 2302 Comments: 7

For frequent flyers who love using Expedia to book cheap flights, hotels, and exclusive travel deals, TD’s First Class Visa Infinite® credit card may be the most rewarding and flexible credit card in Canada.

You’ll be able to redeem your rewards to book any airline, hotel, cruise, or package available on Expedia at the best prices available, with no black out dates or restrictions. You’ll also get Expedia’s price match guarantee, ensuring you’ll never lose out if you find a better deal. Or, you can simply redeem your points for almost any travel related expense on your credit card statement. That’s a heap of flexibility and value.

Perhaps best of all, the TD First Class Infinite card allows you to earn a higher reward rate of 4.5% than if you used the WestJet World Elite MasterCard to book a WestJet flight (2%), or one of the Aeroplan credit cards to book an Air Canada flight (2%~) – That’s more than DOUBLE the value, as in 2X, as in a 100% increase in your earn rate.

Even with that great rewards rate of 4.5% from the TD First Class card, you still get to use your WestJet, Aeroplan, or VIPorter loyalty number when booking flights through Expedia for TD, allowing you to double dip and max rewards. Why more Canadian frequent fliers don’t use this credit card is a mystery.

Not to be outdone, the card also offers a roster of premium travel insurances including 21 day out of province/ out of country travel medical insurance, trip cancellation, trip interruption, and car rental insurance – making it a great travel companion.

Maximizing Value Through Expedia

All said, the TD First Class Infinite Visa card offers the best value for those who have a lot of travel related credit card expenses and are willing to book and redeem their travel through Expediafor TD. For those travelers, this card remains the most valuable and flexible rewards card in Canada.

Earning Points

On the earn side, the program is  two programs in one. If you book your travel through Expedia for TD, you will earn 9X points. For all other spend you will earn 3X points.

Redeeming Points

When redeeming points, this card is also really two reward programs in one. In the first, you can redeem your points through Expedia For TD, where each point will be worth $.005. In the second, you can redeem your points for almost any travel related expense appearing on your credit card statement, where each point will yield a value of $.004.

Maximizing Point Value:
Here’s a simple way of seeing your earn rate per dollar spent given different spend and redemption combinations:

 Spend on ExpediaAll Other Credit Card Spend
Redeem on Expedia$.045 / 4.5%$.015 / 1.5%
Redeem for Any Other Travel Expense $.036 / 3.6%$.012 / 1.2%

What this clearly shows is that the TD First Class Visa Infinite® card offers the best value when you spend on Expedia for TD and redeem on Expedia for TD. But for all the flack the card has taken for devaluing its non-Expedia redemptions, they can still be worth 3.6% for your Expedia spend, which remains unparalled value.

As we said above, you can still use your Aeroplan, WestJet Rewards, VIPorter or other frequent flyer loyalty number in combination with your Expedia bookings. This will allow you to accrue both the 4.5% earnings PLUS the earnings from your travel loyalty card – a real double dip.

Expedia.ca Flexiblity & Lowest Price Guarantee

One of the frustrations people have with a WestJet, Aeroplan, Hilton or Marriott card is the limitation it places on your ability to finder cheaper or more convenient alternatives. To earn on travel spend, you have to book through their brand, and to redeem your points or miles, you have to book through them (alliance partners aside).

The advantage of booking and redeeming through Expedia, is that you get to choose the cheapest flight available, get the highest reward rate of 4.5%, and the most convenient flight to your schedule – no more compromises – both when earning AND redeeming.

You will also be able to book or redeem for any of Expedia’s Daily Deals, Last Minute Travel Deals, and Seat Sales through Expedia for TD, without any surprise surcharges or booking fees.

Lastly, if you do find a lower price for the same flight somewhere, Expedia for TD will match it and give you a $50 credit.

Expedia For TD Ease of Use

The card is simple to use when redeeming through Expedia for TD. Your point balance, and their dollar value are displayed at the top of your screen. You can then choose to apply your points in $50 increments to your selected travel purchase.

Expedia For TD Final

You can also pay any combination of points and cash you’d like.

If you want to redeem for any travel purchases outside of Expedia for TD, it’s just as simple. Call TD rewards within 90 days of your travel related purchase, identify which travel items you want your points allotted to and voila your done. You can redeem in $1 increments outside of Expedia.

Worth It?

This is the best credit card in Canada for you if a lot of your credit card spend is currently on travel, your willing to book your travel through Expedia, and you’re willing to redeem your travel points through Expedia. Done that way, this card offers an unparalleled earn rate of 4.5%. That means you’ll earn more on a WestJet or Air Canada flight using the TD First Class Infinite credit card, than you would if you used any WestJet or Aeroplan credit card – 2X more.

The current welcome bonus promotion of 20,000 points ($100) is a little underwhelming. However, TD banking customers, should not that you can also get this card with no annual fee if you have an all inclusive checking account.

The $120 annual fee is reasonable when compared to the $150 annual fee of some of the other premium travel cards in the industry.

Article comments

Saundra says:

Just found a $62.oo difference on Air Canada website Montreal to Lyon. Called Expedia and was told their site was probably not up to date and they couldn’t do anything. Got an apology.

The GreedyRates Team says:

Hey Saundra,

Unfortunately, it’s pretty common for different booking platforms to quote prices that are sometimes significantly more or less expensive than others. It could be for any number of reasons, the most likely of which is that the underlying software that distributes available airfare and hotel accommodations simply isn’t in sync. It may also be unintentional for numerous other reasons, including seasonal pricing differences, promotions or campaigns offered through certain platforms only, or how the site itself handles pre-booking. If it buys a large bulk number of hotel rooms or airfare, for example, it might be able to offer customers a better price.

For airfare, airline websites will often have some of the best pricing for their own native destinations because they’re the origin point of any booking site that must pay extra to host multiple different airlines and destinations, with these costs translating into fees and slightly higher prices on Expedia—as you’ve discovered. Fortunately, this doesn’t happen often with ExpediaForTD.com, as it’s a special “insider” site for cardholders only. Give it a try next time and let us know what you observe.


Ruby says:

I regret booking with Expeciafor TD. I had to cancel a trip and most of it was refundable. I received 2 of the 3 refunds. It is very concerning when you receive confirmation emails stating that you are getting a refund… yet they are never processed. It is very concerning when you are assured by 3 separate people, that you will be refunded and you are NOT. It is very concerning when you are told they are updating their system and there are glitches that caused this problem. It is very concerning that you have to spend several hours on the phone. This was NOT a very positive customer experience. It was my first and possibly my last transaction…. TD you should not put your very REPUTABLE name beside this company.

The GreedyRates Team says:

Hey Ruby,

We really appreciate your feedback about TD and their Expedia site, ExpediaForTD.com. When you say you regret booking with ExpediaForTD, you’re basically saying that you’re not a fan of Expedia in general. The dashboard, customer service, travel itineraries and flights available, and other services are all identical between the two. The only difference is that TD cardholders earn extra points for booking travel while regular Expedia users don’t.

It’s totally understandable that a bad customer service experience would ruin your impression. Some people like Expedia and some don’t, but at least you got (most of) your refund in the end. If you don’t want to give it another shot, close your account in good standing and pick another credit card. We’d be happy to recommend something more suitable.

GreedyRates Staff

Sam says:

Thanks for the article! I currently have the TD First Class Travel Visa Infinite and was wondering if I get the TD Platinum Travel Visa, will the points be combined into one TD for Expedia account or will I have to open a second account for the second card? Thanks!

Trevor Lau says:

Expedia for TD is not worth it! Usually more expensive than booking directly and terrible customer service!! Talked to Liam, a supervisor, who was extremely condescending.

GreedyRates says:

Hey Trevor, thanks for coming to GreedyRates. We’re sorry you had a bad experience with customer service, and are disheartened to hear of your struggles finding a solid deal on Expedia. Our experience has shown us that in many cases, the double-dipped rewards that can be earned outweigh any minor price increases. We’d give it another shot and call again, but if you’re truly over it, the Scotiabank Gold Amex remains the travel card to beat.

Instead of searching for deals that are compatible with the system you’re using, Scotia allows you to pay any travel-related expense with your points after you’ve made the purchase. You can feel free to choose any accommodation or airline you like and be confident that the points you’ve earned will cover them. We’re not trying to deflect your disappointment, however, and understand you might not be ready to jump to another card. Take your time and do some research, and let us know if we can answer any other questions you have.

If you want to learn more you can read our full Scotiabank Gold Amex review, or you can apply for the card directly via this link.

GreedyRates Staff