Rogers Fido™ Mastercard® Review
Fido customers are some of the most loyal mobile customers in the country. With the Rogers Fido™ Mastercard®, Fido just gave them another reason to fall in love all over again. In fact, there’s a very good reason many Canadians should have it – even if they’re not Fido customers.
To start, the Rogers Fido™ Mastercard® has no annual fee and offers rich unlimited cashback rewards rates of 1.5% cash back on Fido related bills and 1% cash back on all other purchases. There are absolutely no caps, tiers or limits on how much cashback rewards you can earn. You can redeem your cashback rewards as a once-yearly statement credit if you like, or more easily with the unique Pay with Rewards app from Mastercard.
To make things even more attractive, you can get $25 in cashback rewards as a welcome bonus, just for making a purchase on the card within 3 months of receiving it. Conditions apply.
With no annual fee, a $25 welcome bonus, a flat cashback rewards rate of 1% and a nice 1.5% cash back on all your eligible Recurring Payments and subscriptions, including: your Fido or Rogers bill, utilities, streaming services. – Fido is basically paying you to try the card.
In This Article:
Rogers Fido Mastercard Review:
- 1% Cashback Rewards: The 1% cashback rewards rate on all purchases is extremely rich when compared to the market for no-fee cards. There are no tiers or limits to how much cashback rewards you can earn – it truly is unlimited. Compare the Rogers Fido™ Mastercard® no annual fee cashback rewards rate of 1% to the SimplyCash® Card from American Express base earn rate of 1.25% or BMO CashBack® MasterCard®* of 0.5%*.
- Accelerated Cashback Rewards for Fido: Earn 1.5% cashback rewards on all online and in-store Fido purchases, including your monthly Fido bill.
- Cashback Redemption: This is a true cashback rewards credit card whether you’re a Fido customer or not. You can redeem your cashback rewards as a statement credit at the end of each year (apply your cashback rewards against your credit card bill). Alternatively, you can download the Pay with Rewards application (or find it by logging into Rogers online) and redeem as little as $20 in cashback rewards at a time against items on your statement.
- No Annual Fee: There is no annual fee on the Rogers Fido Mastercard, ever.
- Welcome Bonus: Fido currently offers a sign-up bonus of $25 when you make your first purchase within 3 months of receiving your card. Conditions apply.
Is the Rogers Fido Mastercard Worth It?
1. For Fido Customers: If you’re a Fido customer there are four compelling reasons to get this card and keep it in your wallet.
- A high flat cashback rewards rate of 1% for a credit card with no annual fee
- 1.5% cashback rewards on all online and in-store Fido purchases, including monthly Fido bills
- No annual fee makes it free to try, with absolutely no risk
- $25 sign-up bonus after your first purchase within 3 months of receiving the card
2. For Non-Fido Customers: If you’re not a Fido customer, this may still be the best credit card choice in Canada for you:
- You can redeem your 1% cashback rewards as a statement credit and on everyday purchases – not just against Fido services and products
- Earn 1.5% in unlimited cash back rewards on all your eligible Recurring Payments and subscriptions, including: your Rogers bill, utilities, streaming services
- There is no annual fee – ever
- Get $25 in cash back rewards when you make your first card purchase within 3 months of receiving your card. Conditions apply.
This post was not sponsored. The views and opinions expressed in this review are purely my own.
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
Article comments
Hi there, I have a question regarding Fido mastercard. I got approved but haven’t received any email, after waiting I called at customer service and inquired about an email, she replied , ” NO you will not get any email but just card” is it true. any suggestions please.
I have checked my all folder and there is no email still.
thank you
Yes Anu,
I have to say the person you spoke to is correct. You will get your credit card in the mail in a non-descript envelope that doesn’t indicate that a credit card is inside and doesn’t look like it even comes from a credit issuer (for security reasons) so you will just have to be patient — i’m sure it is coming. Once you get the letter with the card taped to it, follow the instructions to activate it.
My fido MC card is not supported by some of the stores and gas stations….i need to call the costumer services to unlock my card in orderto use it… it happened to many times already and it bringing inconvenience on my part. I just called the costumer service earlier to unlock my card… but after i use it to other store its locked again… every store my card get locked….
Hi Roderick,
I think it might be time to change cards. There are many credit cards that not only work at gas stations and stores properly, but will give you cash back or reward points for using them. Maybe you should try one of those instead of having to continuously unlock your card ad nauseum. If you need a recommendation, check out “Save Money on Groceries by Using the Right Credit Cards” or “Best Rewards Cards in Canada for 2020” on our site
How come you when your approved for Fido mastercard it doesn’t send you an email of the details , your card limit etc
Hi J,
I don’t know, it’s up to the individual credit issuer to set their own policies. Have you checked your spam folder? Maybe the information ended up there.
does the 3% Cashback Rewards on Purchases in a Foreign Currency include all countries (mexico, Thailand, etc.) or just the US?
Hi Tami,
Yes, all foreign currencies are eligible and are based on the purchase price minus any transaction or conversion fees.
I have been using this card since the beginning of 2019 and have been quite happy with it. The only reservation I had about signing up for this card was the once a year lump sum statement credit for non-Fido customers. Happily, this is not the case as there is an option on the Rogersbank website to redeem points in $20 minimum increments against a future purchase for a statement credit. There is also a phone app to do this. Perhaps this information can be included in an updated article. Thank you, Greedyrates, for providing these reviews.
Hey MBNAsayer,
It’s nice to hear you’re enjoying the Fido Mastercard. The card is simple in its benefits and is hard not to like, with a straightforward 1.25% cash back, 2% on Fido and Rogers purchases and 3% on foreign transactions. The cash back redemption feature that you describe—or the ability to selectively spend as little as $20 cash back on purchases online—is a relatively new perk for Rogers and Fido cards that was begun last year. It’s called Mastercard Pay with Rewards, and it’s also good to know that Pay with Rewards is possible via a smartphone app as well, so you can quickly login and use your cash back to cover purchases retroactively, no matter where you are! Thanks for the comment.
GreedyRates
Hello GreedyRates; Love the name! Is the Rogers cash back credit card eligible for cash back when booking travels in US$ or other foreign currency? Just curious as I do have a BMO US credit card but I have to pay a fee of US$35 which is refundable once I make my first US$1000 purchase.
Thank you and keep up the great work!
Hey Sash,
The way that the Rogers World Elite or Rogers Platinum Mastercard works is that all purchases made in a foreign currency, meaning an exchange from Canadian dollars into another currency like USD, are eligible to receive accelerated cash back. Purchasing a ticket from a US airline in USD with your Canadian Rogers card does indeed require a foreign transaction, so it could be a great alternative to the BMO US credit card for these purchases as it also provides excellent benefits in Canada as well.
The Rogers World Elite card, for instance, has one of the highest flat rates of cash back in Canada. You’ll earn 1.75% on your spending in CAD, which rivals cards that you’d pay hundreds for in annual fees, yet Rogers doesn’t charge a fee for this card. You will need to show an $80,000 annual income, however.
GreedyRates
Hi, I am a young professional who really like play Japanese games and like spending mony on them. When I review my statement, most expenses came from google play store with foreign curency JPY or USD. I am start looking for a credit card which could help me get advantage on spending foreign curency, I’ve been looking at some card from Scotiabank , Hometrust and Fido, make me more confused.
If I spend $500 for games and that will be around 10 transactions at average per month, rarely travel, other expenses will be groceries, shopping and bills, which card should I choose?
Thank you
Hey Gloria!
Interesting comment—thanks for posting with us. If you find yourself making frequent purchases in Japanese Yen, then you’re paying 2.50% more than you would if your card wasn’t denominated in Canadian dollars. With $500 in purchases monthly, that’s $12.50 extra monthly, and $150 yearly! With that amount of cash you could be buying more games or simply saving it. Because you don’t need the card for travelling, we recommend a simple card that doesn’t cost you anything to have.
The Home Trust Preferred Visa is your best bet. With a $0 annual fee, 0.00% foreign transaction fees, and 1.00% cash back, you’ll avoid paying steep fees on your games and even earn extra on top (also on your other purchases). The Scotiabank card is likely not worth it because it has a $139 annual fee, and the Rogers cards as well due to the fact that they merely collect more cash back on top of the foreign transaction fee, and this doesn’t benefit you as directly. Let us know what you think!
GreedyRates
When I try to apply Rogers site shows $25 not the $70
Is this offer still available?
Hey Steve,
Thanks for the question. It seems as though Rogers stopped offering their $70 introductory bonus and reduced it back to $25, where it’s been for many years. Either the promotion wasn’t drawing the attention it should have, or Rogers didn’t find it worthwhile for some other reason, but regardless the card is still one of the best in Canada. With 1.75% cash back and 4.00% abroad, that extra $45 is negligible in just a single trip, since you’re able to effectively ignore the 2.50% foreign transaction fees and earn cash back virtually everywhere.
GreedyRates Staff
Is any annual fees for the second year?
Hi Jennifer!
Thanks for the great question. We know it’s crucial to distinguish between no-fee, fee waiver, voucher and all the other marketing language that appears in our reviews. Make no mistake—this is a card with a $0 annual fee, which means it has no fee for annual cardmembership during its first year or any of the years following. No fee in its second, third, or even ninth year (if you keep it for that long). Enjoy!
GreedyRates
It statement that a high flat cashback rewards rate of 1.25% for a credit card with no annual fee. I remember it is for all purchases when I applied the credit cred. However, I purchased something from Tim Hortons. It indicates that the purchase is not eligible for redemption. Why?
Hello Debbie,
We looked further into the matter and it seems like the language Rogers uses regarding its Fido Mastercard leaves a bit of detail to be desired. Like other cash back or rewards cards, the lowest tier earnings rate of 1.25% is meant as a ‘catch-all’ for spending that isn’t counted among the other categories (grocery, gas, etc.), and it should work that way. While Rogers does describe the category as “all other eligible spending”, looking deeper into the fine print as concerns this concept, we discover that Rogers’ use of the word ‘eligible’ applies to purchases that aren’t ‘cash-like’ (ATM transactions, balance transfers and other cash-only ideas).
Here’s the sentence itself: “Applicable if account in good standing. Non-eligible purchases include: cash advances, balance transfers, fees, interest, returns or payments.” To us, this means you might have simply experienced a delay in cash back, or perhaps an exemption from eligibility that isn’t cash-related. Sometimes customers shopping at the biggest companies and brands (like Tim’s) encounter trouble when trying to earn cash back or rewards. We suggest calling Rogers to inquire with an internal bank employee and asking directly. Let us know either way.
GreedyRates Staff
Hi GreedyRates,
I am a university student who will be graduating soon and want to replace my student credit card, the BMO SPC Cashback (I’ve had it since I was 18). I recently received promotional mail from Fido saying that I was pre-approved for their credit card because I use their services. The Fido mastercard does interest me, especially the 3% return on foreign currency exchange, because I will be going abroad for my graduation trip for the winter in February. And my interest increased after reading your helpful review.
In my quick search on your website, I saw that the Home Trust Preferred Visa offers the elimination of foreign currency exchange rate, which is of great interest for me right now. I was also very impressed with the insurances/perks attached with the card, especially in comparison to the Fido card. However, their 1% cashback is not as good as Fido’s 1.25% cashback (as well as their 2% cashback for Fido services, which I use), and they don’t provide a $25 welcome bonus like Fido does.
Therefore, my questions to you are: Which card do you think would be more likely to approve my application? If both approve, which card would you recommend to me, in light of my situation? And which one would be better in the longer-term for me (in consideration that Fido doesn’t include any insurances with their card)? And for your information, I am above the minimum income requirement and above the recommended credit score range.
Thank you,
GreedyStudent
Hey GreedyStudent!
Awesome username and thanks for coming to our site for help selecting your new credit card. We’re glad you’re moving up in the world, and the upcoming graduation is a perfect opportunity to get your head start on a healthy financial life. We think you should jump at the chance for an unsecured credit card, because the sooner you start managing debt, the better your credit will be.
It’s nice that Fido mailed you a pre-approval for their Fido Mastercard, but that isn’t any guarantee that they’ll accept your application. However, if you’re already a Fido customer, then they know you’re capable of paying bills and therefore look at your application through that optimistic filter. It also makes the card more relevant to you, as you mentioned, because your cash back can go directly towards your Fido bills. Fido also grants more cash back than the Home Trust card, though you’ll have to deal with its strange way of offsetting foreign transaction fees instead of simply cancelling them. You can also withdraw the cash back once yearly in a lump sum, and then spend it as you will.
Home Trust has a good card, but unless you’re driving a car often, the insurance will be wasted on you. It also has a so-so record when used abroad, and so if you’re going on an extended trip then Fido will likely be more reliable. Go for the Fido! Make sure to use our link to claim the $25 welcome bonus and enjoy!
GreedyRates
Is it possible to make cash withdrawals with this card? If so, what fees are involved? I currently use a travel oriented credit card from the UK to make cash withdrawals when travelling, as it’s one of the best FX options I’ve found (just being the Mastercard rate), but I need to find a Canadian alternative.
Hey Andy,
Great questions. We dug a bit into the fine print for the Fido Mastercard and discovered that you’ll be charged a nominal fee for cash withdrawals at an ATM, as we expected. You’ll be hit with a $3.50 fee for using a Canadian ATM and $5.00 for using a foreign ATM, so add this to your list of considerations on how to pay while abroad. If you already have a travel card from the UK that handles cash advances without fees, then we suggest you use this card for when you need cash and the Fido Mastercard for purchases. With a strategy like this you can avoid foreign transaction fees on cash advances and purchases. This is because cash transactions (balance transfers, ATM withdrawals, item returns etc.) do not earn cash back with the card, only when you buy goods or services, as it is with most other credit cards.
GreedyRates
I’m just curious to why we would ever pick the Fido MC over the Rogers Platinum if the Rogers Platinum does everything the same and better? Thanks
Hey Gavin,
Thanks for your question about these two credit cards, and more specifically the difference between the Rogers Platinum Mastercard and the very similar Fido Mastercard (also from Rogers). The main point of difference between the two is that the cash back one earns with the Fido card can go towards Fido-specific charges and bills, while the Rogers card makes it possible to put one’s cash back towards Rogers products and services. This means that it’s really just a matter of relevance for people who are already customers of either Rogers or Fido.
For example, Fido offers cell service here in Canada, as well as phones. If you earn enough cash back with the Fido card, you can put it towards either. As Mastercards, both cards will also be compatible with the Pay with Rewards application, which lets you apply your cash back on-demand via your smartphone. Hope that helps!
GreedyRates
Can I redeem the annual statement credit before December. Or any time I ask for it will be be available next January. Can I call now and let them know or would be better to just wait to December?
Thanks
Hi Juan,
Thanks for your question about the Fido Mastercard from Rogers. If you want to redeem your cash back that you’ve collected with the card so far, then you can definitely call Rogers and ask them to apply your cash back to January 2019’s statement. However, we’re not sure if they’d apply the amount of cash back you have now, or your current amount plus what you’ll earn up until December. Regardless, there’s now a much easier way to redeem your cash back, and it applies to all Rogers’ Mastercard credit cards—the Fido included.
If you look near the bottom part of Rogers’ page about the card, you’ll see a relatively small banner that states, ‘Redeeming your rewards just got a lot easier’. This will help you learn more about using your card with Mastercard’s Pay with Rewards application, which can be downloaded to any smartphone. If you already know about Pay with Rewards, then you’re familiar with its ability to let you select individual purchases from your statement and apply cash back on-demand. You can see the eligible purchases that you’ve made recently on the screen, and then just tap on the item to watch it disappear.
Best,
GreedyRates Staff
How much credit limit?
Hi Chris,
Good of you to bring your question to GreedyRates. In terms of your potential credit limit with Rogers Bank—the issuer of the FIDO Mastercard—it’ll largely be related to your credit score and other determinants of creditworthiness. Rogers publishes no maximum or minimum credit limit for their FIDO card, so it’s not something you need to worry much about.
One’s approved credit limit is usually a function of the various components on their credit history, which Rogers looks at closely. You can try to estimate your credit limit by considering how much credit you were approved for from your last issuer, and then figure out if your financial situation has improved or declined since then. If you’ve reduced your debt, made timely bill payments, or paid off some other credit cards since your last approval, then the new credit limit will likely be higher.
Thanks again for your comment, and good luck with your application. The FIDO Mastercard is one of the best!
Is there a fee to sign up a second family member on the same account?
Hi Richard, thank you for your question. When you say sign up a family member on the same account, we’re assuming that you want to make them a secondary cardholder and get them a copy of the credit card. We didn’t find anything in the fine print indicating that there would be a fee associated with adding secondary cardholders, so we think you’re okay here. Usually with cards that don’t have an annual fee, it’s also free to add other users to the account, but we suggest checking with Fido if you want a guarantee that there won’t be fees–even for printing the new card. Thanks for your question.
GreedyRates Staff
Hi
Regarding the Fido Mastercard
Along with the mentioned benefits does this card have car rental insurance and/or travel insurance included ?
Hi Michael! Thanks for your question about the Fido Mastercard. It doesn’t have any kind of travel insurance or rental car coverage unfortunately, and instead focuses on cash back rewards. If you’re looking for a card with cash back and some insurance perks, your best bet is something like the BMO Cash Back World Elite Mastercard, which has compllimentary roadside assistance and travel medical protection as well. You can learn more about the card by reading our full BMO CashBack World Elite Mastercard review.
Another great option is the New Amex Simplycash card, which 1.25% cash back and 5.00% as a bonus for the first 6 months. It offers travel accident insurance, and car rental damage and theft coverage, along with some other nice purchase protection features. You can learn more about the card by reading our full SimplyCash Card from American Express review.
Let us know if you’d like to narrow your search further and we’ll gladly help!
GreedyRates Staff
Can I use my cash rewards to pay my credit monthly statement? Assume the current month balance is $50, the cash rewards is $100, can I use the rewards to pay off the balance? How often I may use?
Thanks
Hi Peter, thanks for your question. You’re correct that you can use your cash back against your balance, but it’s only redeemable once per year. Here’s how it works: you’ll indicate to FIDO in December that you want to get your cash back credited to your account, and then it will appear in January. Then you can apply the full amount to your balance and wipe away all that debt in one go! If you have any other inquiries just let us know. Thanks again.
GreedyRates Staff
Hi GR,
I have 2 questions with the caveat of being a NON-FIDO customer:
1) What happens if you opt for the yearly credit statement, but the card owner passes away, what happens to the credit earned?
I ask because when I compare this hypothetical yet practical example to say the Tangerine credit card, Tangerine allows you to apply the cash credit back into your Tangerine Savings account automatically on a monthly basis and so if the card owner happened to pass away, then that money is in the account and becomes part of the deceased estate and therefore beneficiaries will then have access to those earned funds. However, with FIDO, you must call in every year to have the annual credit applied to your card statement, which I would imagine that “beneficiaries” would not be able to access those funds because they are not authorized on the FIDO account to use the deceased’s card. What happens to those funds? Are they lost?
2) What happens if you forget to call in to request the annual statement credit to your account? Does the card owner lose those credits or can it be rolled over to the next calendar year?
Cheers!
Hi Vito, and thank you for the unique question! We’re sure it will help many others in the future. To answer the first part, while the company does not specifically mention the situation you posed, you can choose when and how often to redeem your credit so long as you have a minimum of $20 in cash back rewards. Additionally, you can contact Rogers Bank once a year to receive a credit for the value of your rewards. Because you can automate how often you receive these rewards, as well as calling in, it could be that you can also automatically transfer those in case of a death in the family. To answer your second question, you can choose how frequently your rewards get credited to you, and the only requirement is that you have a minimum of $20. So if you forget to call before year’s end, you can still redeem your card’s rewards by going online. We hope this answers your questions, and definitely let us know if you find out anything else!
GreedyRates Staff
Hi Greedyrates,
I just called Fido and asked about the cash back redemption on the Fido MasterCard. The representative told me that the cash back can only be redeem on Fido related product. So I cannot redeem cash back on the credit card bill.
Can you confirm if this is true? This is different than the card description written on your website about being able to redeem the cash back on credit card bill. Thanks!
Hi Stephen, thanks for your comment. Fido and Rogers both allow easy redemption on their own products and services, but this doesn’t cover other items on the statement. For these other purchases, you’ll have to save up your cash back and request an annual statement credit before December. They will then credit you the year’s total in January – a feature that largely goes unadvertised between both issuers. It could be that the representative you talked to didn’t understand or phrased his or her answer in a bad way. Regardless, you can trust that what we’ve written is true. Thanks!
GreedyRates Staff
Hi GR,
I read on some other reviews that if someone were to return merchandise from a foreign currency, then the 2.5% will be charged twice, thereby being in net -5%. Thoughts?
Hi Vito,
Interesting question. We’ve never heard of customers being charged twice, once for a purchase and another time for the return. We assume that you’re worried about not getting the entire amount back when returning goods purchased with a foreign currency. However, we’re certain that you will only be charged once, and then returned the full amount (including the original fee charged for conversion).
While most issuers charge a currency conversion fee based on spot rates (at the time of purchase), be warned that this rate may have changed slightly between the time of purchase and return, so this could account for any discrepancy you see.
In the unlikely event you’re charged twice, please get in touch with us and let us know so that we can educate our readers about this phenomenon. Though it’s a dubious notion, we’d like you to follow up no matter the result. Thanks!
GreedyRates Staff
Yeh, they hit you twice on the foreign fx transaction fee. Happened to me at duty free. Charged me the wrong price on a bottle. They reversed (refunded my card) then charged the correct amount. When I get back home, the first (incorrect) amount was hit, the refund was hit AND the (third) correct amount was hit: three fx conversion fees for one purchase.. Check the amounts before authorizing the payment.
Hello Greedyrates,
Thanks for your very useful reviews; I’m looking for a no fee MasterCard with the best cash back for long term use (3-5 years) to consolidated and replace all my current credit cards just as way to pay my day to day expenses. I’m not a customer of Rogers or Fido; which of them you think may be better for me?
Thanks
Emad
Hi Emad!
Thanks for your questions and request for advice – we can surely find a great card for you. Also, thank you for your praise: we work hard to give people here only the most accurate and relevant information.
Since you mentioned that you want a cash back MasterCard with longevity, we have a single worthwhile suggestion to make. The Rogers Platinum MasterCard is one of the most powerful cash back cards we’ve ever reviewed, giving cardholders an amazing 1.75% cash back on every purchase made everywhere, with absolutely no limits on spending! You also earn 4% cash back on purchases made in a foreign currency – great for travel or for online shopping.
If you spend just $10,000 on the card per year, in 5 years you will have saved over $700. You’ll be happy to know that it also has no annual fee. Try applying for this card. We think you’ll be very happy with Rogers. Good luck!
GreedyRates Staff
Hi GreedyRates, very informative site – thanks!
I just had one question about this card and the Rogers Platinum Mastercard. For the statement credit you can choose to receive “once per year”, is that once per calendar or must you wait to have the card for a full year before redeeming? Not a big deal I guess, but I am curious as I don’t have a Fido/Rogers account and am not intersted in Jays or TSC merchandise. Thanks!
Hi Steven,
You can request your statement credit once per calendar year, and you will receive it as a statement credit the following January. For example, if you make the request in December 2017, it would be applied to your statement in January 2018.
Hope that helps,
GreedyRates Staff
Hey what criteria do MBNA use to evalaute the credit one can get. Do they offer line of credit and can one apply a line of credit and transfer some money to repay another credit card in another bank?
Hi Rose Ann,
MBNA’s adjudication and credit line assignment criteria are proprietary. That said, the higher your credit score, the higher your income, the lower your expenses and the lower your total aggregate unsecured credit lines – the higher credit line you will be granted.
Yes if you get the MBNA Platinum Plus MasterCard, you can transfer your balance from any other credit card, up to your MBNA credit limit, at 0% for 12 months – which is the best published balance transfer rate in Canada right now. You can arrange the balance transfer right on the application. You can see the card on our balance transfer page here: https://www.greedyrates.ca/cards/Low-Balance-Transfer-Credit-Cards
Hope that helps,
GreedyRates Staff
When can you redeem the rewards toward fido cellphone bills? End of the year or monthly?
Thank you.
Hi Markus,
Great question. You can redeem whenever you want, and how often you want for any FIDO bill, when you have at least $20 cash back to redeem – once a week, once a month, once a year, whenever you want. If you want to redeem your cash back as a statement credit against non-FIDO purchases, you can do that at the end of every year.
Hope that helps!
GreedyRates Staff
What is the exchange rate Fido uses? I find that my current Capital One World travel has an great exchange rate.
Hi,
FIDO uses Mastercard’s exchange rate for all foreign currency transactions. In fact, in all cases Visa and/or MasterCard are responsible for setting th exchange rates, not the credit card company.
As a result, FIDO uses the same exchange rate as Capital One’s Aspire Travel World Elite card – except you get 4% cash back as well, instead of Capital One’s 2% rewards rate.
Hope that helps!
GreedyRates Staff
Hi Greedyrates, do you know if you get the other $25 bonus if you register your Rogers bill for pre-authorized payment, or only Fido? Thanks!
Hi Chris,
You get the first $25 of the welcome bonus upon your first purchase and the second $25 when you register a FIDO bill. It has to be FIDO, can’t be a Rogers bill. That said, if you have a Rogers bill, why don’t you get the Rogers card? You get more cash back 1.75% versus 1.5%, a $25 welcome bonus and no annual fee when you register your Rogers bill for pre-authorized payment.
Hope that helps,
GreedyRates Staff