BMO Has Joined the Visa Family with Their New eclipse Cards

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Last updated on June 30, 2022 Comments: 2

We are excited to announce that BMO is officially joining the Visa family! BMO has launched two new Visa credit cards: the BMO eclipse Visa Infinite* Card and the BMO eclipse Visa Infinite Privilege. These new Visa credit cards not only look elite, but they offer super elite sign-up offers if you sign up by December 6, 2022.

We’ve broken down the most exciting new perks and offers that come with these new Visas so you can decide if one of these cards is the right fit for you.

Introducing the BMO eclipse Visa Infinite* Card

Apply Now

With the BMO eclipse Visa Infinite* Card, you can earn on dining, groceries, gas, and transit. The minimum annual individual income for this card is $60,000 and for a household it is $100,000. This makes it a great option for anyone out there building their career, and looking to boost their credit.

When you sign up you can earn a welcome bonus of up to 60,000 BMO Rewards points* and have the $120 annual fee waived for the first year*. You’ll get 30,000 BMO Rewards welcome bonus points when you spend a minimum of $3,000 in the first three month of card activation. Cardholders also get an additional 2,500 bonus points in each subsequent month that you spend at least $2,000, beginning 4 months from the account open date and ending 15 months from the account open date (as long as your account is in good standing). You’ll earn 5x the rewards points for every $1 spent on dining, groceries, gas, and transit*. Earning bonus points on these essential categories is an awesome way to earn and make the most of your everyday spending. On everything else, you’ll earn 1 point for every $1 you spend*.

Here are a few other perks to keep in mind:

  • Pay with Points, where 200 points = $1 (150 pts = $1 on travel spending)
  • Uber Eats, Chefs Plate, Hello Fresh, and bars are all included under dining
  • $50 annual lifestyle credit to spend however you want*
  • Mobile device insurance available*
  • Purchase security insurance*
  • Earn 10% more points when you add an authorized user to your account*

Who Is This Card For?

This credit card is an awesome option for hustling millennials building wealth and looking to earn perks along the way. For those of you that are busy, this credit card helps you earn while you spend.

To learn more read our complete BMO eclipse Visa Infinite* Card review.

*Terms and conditions apply

Introducing the BMO eclipse Visa Infinite Privilege* Card

Apply Now

With the BMO eclipse Visa Infinite Privilege* Card, you can earn by spending on dining, groceries, gas, drugstore, and travel. The minimum annual individual income to be eligible for this card is $150,000 and for a household it is $200,000. This makes it a great credit card for those of you who have already established wealth.

When you sign up, you can earn a welcome offer of up to 90,000 points*. You’ll get 50,000 BMO Rewards welcome bonus points after you spend a minimum of $6,000 within the first 3 months of opening the account. Receive an additional 40,000 BMO Rewards after you spend a minimum of $100,000 within the first twelve months after account open date. You’ll earn 5x the reward points on travel, dining, gas, groceries, and drugstore purchases*. Other than that, you’ll earn 1 point for every $1 spent*. With these deluxe spending categories, you have access to elite privileges allowing you to indulge in the lifestyle of your dreams!

Here are a few other perks to keep in mind:

  • Earn 25% more points when you add an authorized user to your account*
  • Airport parking and valet service discounts*
  • Luxury hotel access*
  • Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD*
  • Purchase security insurance*
  • Mobile device insurance*
  • $200 annual lifestyle credit to spend however you want*
  • Out of province/country medical insurance*
  • Common Carrier Insurance*
  • Purchase Security Insurance*
  • Extended Warranty*
  • And more…

Who Is This Card For?

With the abundance of exclusive travel perks this card offers, the BMO eclipse Visa Infinite Privilege* Card is great for frequent travellers that want to see as much of the world as they can. You’ll need a high net worth if you want to apply for this credit card. This is the kind of credit card meant for people who are established and comfortable in their financial situations.

To learn more read our complete BMO eclipse Visa Infinite Privilege* Card review.

Final Thoughts

These two new BMO Visa credit cards are very welcomed and also great options to consider if you want to start earning rewards while you spend. The BMO eclipse Visa Infinite* Card is a good option for urban millennials beginning to build their wealth while keeping things stress free. The BMO eclipse Visa Infinite Privilege* Card is a solid option if you’re looking to enjoy the rewards that come with finding a strong financial footing. Either way, these two new credit cards are loaded with perks and a great addition to your wallet.

*Terms and conditions apply

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.

Author Bio

Emily Norton - Greedyrates.ca author
Emily Norton is a Toronto based writer and editor. Her personal finance work focuses on themes of career building, lifestyle, wealth inequality, relationships, and budgeting. She is a staff writer for Money After Graduation Inc. and has also been published by IN Magazine, MTV News, and Vagabond City Lit. She is currently finishing her final year of her Professional Writing degree at York University. When she's not writing, she's probably reading. Read more from Emily on her LinkedIn profile.

Article comments

2 comments
Mr. E says:

No mention of annual fee. That would be something important to include. Other than that, good informative article. Still 1 out of 5 stars for neglecting an integral component.

Aaron Broverman says:

Hi Mr. E,
I think you missed the mark just a bit here. The article sets up off the top that it’s only going to lay out the perks for BMO’s new Eclipse Visa cards, which it does very well. Add to that, underneath each card, a link takes you to a review where you can “learn more” as promised. One of the first things you learn in these more thorough review articles, that aren’t meant to announce the card’s presence like the one your commenting on, is the annual fee. So I would say, click the link at the bottom of each card under “final thoughts” and the information you seek is there. As usual, Greedyrates has you covered.