Best Western Mastercard® credit card Review
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Looking for a no annual fee travel credit card with a free hotel night welcome bonus? OK. How about no minimum spend to achieve your bonus? Makes sense. Free room upgrades? You bet.
The Best Western Mastercard® credit card comes with a strong 20,000 point welcome bonus and no minimum spend requirement. There are no black-out dates and points never expire. Not only that, when you get the card, you automatically get bumped to Gold Member status. As a Gold member you earn an extra 10% in rewards. But you also get free room upgrades when available!
With no annual fee and a free nights stay welcome bonus, why wouldn’t you get the card? It truly is a free nights stay. All you have to do is activate the card with a purchase and the hotel night is yours.
In This Article:
Best Western Mastercard® credit card Benefits
One Best Western Rewards point equals about .90%, when you redeem for hotel stays. Redeem for cash or other merchandise and the value could be half.
You earn 5 points per dollar spent on Best Western stays, giving you approximately 4.5% per dollar spent on the credit card alone, when redeeming for hotel nights, which is our recommendation to maximize value. For non-Best Western spend you earn 1 point per dollar spent, which comes out to .90% – not exactly great value, but not terrible either.
The real value in the Best Western Mastercard® credit card is in the welcome bonus, which gives you 20,000 points.
The 20,000 point welcome bonus is yours after making your first purchase – it could even be a pack of gum. With no annual fee, that makes the bonus hotel night truly free.
Best Western Hotels are ranked from Tier 1 to Tier 4, with Tier 1 hotels only requiring 8,000 points per night and tier 4 hotels requiring up to 36,000 points. There are plenty of great options available at the 20,000 point range. As an example, we found the Best Western Toronto North York Hotel & Suites available mid-week for 16,000 points.
The Best Western Mastercard® credit card also gives you automatic upgrade to Gold status. Gold status will get you an additional 10% in Best Western Rewards when you stay at a Best Western Hotel, and it will get you free room upgrades – which we love. Now not all hotel will have an upgrade available, but it’s free to ask, and if available, why not?
Here’s a summary of the perks that help the Best Western Mastercard® credit card stand-out from the pack:
- Annual Fee: There is no annual fee for this travel card – not ever.
- 5 points per dollar spent at Best Western Hotels
- 1 point per dollar spent everywhere else
- 20,000 bonus points: Earned after making your first purchase.
- Status upgrade: Get automatically enrolled in Gold status, and you can even get Diamond status if you spend $10,000 in eligible purchases on your credit card within one year.
– Purchase interest rate: 19.99%
– Balance transfer interest rate: 22.99%
– Cash advance interest rate: 22.99%
There is no specified minimum income requirement, since the card is not a World Elite MasterCard. That said, we’d recommend you have at least $15,000 in income.
This card offers tremendous value in three respects. First, with no annual fee you get a free nights welcome bonus. Why not get the card for that reason alone? Second, if you ever stay at a Best Western Hotel, you’ll get 5 points per dollar spent, which is a rewards rate of 4.5% – unbeatable.
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