Best MBNA Credit Cards in Canada

Last updated on September 5, 2018 Views: 1394 Comments: 2

MBNA is a financial institution that’s focused exclusively on credit cards, which might be why MBNA credit cards are among the best offered in Canada. They issue Mastercards and Visas, including cards that offer low or no annual fees, high rewards and loyalty points, or that support your favourite Canadian school, sports team, or charitable donations. Here are our top-rated MBNA credit cards.

Best MBNA Travel Rewards Card

MBNA Best Western Rewards Mastercard

Use your tax refund for a vacationTravel rewards credit cards are always popular, but the MBNA Best Western Rewards is one of the best, especially for frequent travellers. With this card, you’ll earn 5 Best Western Rewards (BWR) points for every $1 you spend at a Best Western property and 1 BWR point per $1 spent elsewhere, making it easy to earn free stays. You’ll also get a 20,000-point welcome bonus, and you’ll be fast-tracked to Gold Elite Status to earn more points after your first eligible transaction. If you spend at least $10,000 in your first year of card membership, you’ll be upgraded to Diamond Elite status.

Along with great travel rewards, you’ll also get rental car collision damage insurance, travel protection including Common Carrier Accidental Death & Dismemberment Benefits of up to $1,000,000, lost luggage insurance, and extended warranty and purchase protection. On top of this, there’s no annual fee for the Best Western Rewards card and interest is a standard 19.99% on purchases and 24.99% on cash advances.

You can learn more about the card by reading our full MBNA Best Western Rewards Mastercard review.

Best MBNA Lifestyle Rewards Card

MBNA Harley-Davidson Platinum Plus Mastercard

Lifelong bikers and Harley-Davidson aficionados will love the Harley-Davidson Platinum Plus Mastercard. It lets you earn 1 Harley-Davidson™ Genuine Rewards point for every $1 you spend, plus one entry into the quarterly drawing to win a free Harley for every eligible purchase you make and the opportunity to redeem points for Harley Chrome cash that you can spend at Harley-Davidson retailers.

As well as Harley-Davidson points and perks, cardholders get rental car collision damage coverage, basic travel insurance that includes lost luggage assistance and lost document and ticket assistance, and extended warranty and purchase protection. There’s also no annual fee, and the regular balance transfer interest rate of 21.99% is reduced to 1.99% on all balance transfers for the first 10 months.

You can learn more about the card by reading our full MBNA Harley-Davidson Platinum Plus Mastercard review.

Best MBNA Low Interest Credit Card

We will update you with the latest low interest rate credit card from MBNA as soon as available.

Choose the Right MBNA Card for You

Whether you’re after high rewards or low fees, there’s an MBNA credit card that suits your circumstances. As long as you make sure to use your card responsibly, MBNA credit cards are a good choice for a financially healthy lifestyle.

Article comments

Steve says:

What happened to the MBNA World Elite card?

The GreedyRates Team says:

Hi Steve,

Thanks for asking after the MBNA Rewards World Elite card. Unfortunately, MBNA is making some sweeping changes to the card right now that will take place over the next few months. For example, from now until the end of January 2019, the minimum number of MBNA Rewards you can redeem is being reduced to 1,000 from 5,000. This is in anticipation of all the adjustments being made to the card’s perks.

In its new state, you’ll still earn 2.00% in rewards if you redeem them for actual rewards (travel, merchandise, gift cards etc.). However, they’ve made the redemption rate less valuable when you use your rewards to get a cash credit. Whereas it used to be 100 points was the equivalent of $1, it’s now 120 points. You’ll also see the annual fee rise from $89 to $120, which further impacts the value proposition of the card.
The scheduled changes are just some among many for MBNA’s credit card lineup, which has seen a decent amount of tumult in the last months after the discontinuation of their Platinum Plus card, and the introduction of the True Line Gold and True Line cards to replace it. For now, we’d consider the Rogers World Elite card as a better alternative to the MBNA Rewards World Elite, as it offers similar value-per-dollar in Canada (1.75% on all purchases), plus 4.00% back when you use it with foreign currencies (buying abroad or from international merchants online).