User Posts: GreedyRates

Have you wondered what’s the difference between Visa and Mastercard? We looked at their partners, acceptance rates, fees, and bonuses to determine if Visa or Mastercard is the right choice for you.

CIBC provides a comprehensive blend of financial services and tools, with credit cards representing a vital place in their product lineup. Canadians can enjoy all types of credit cards from CIBC that earn cash back or rewards, help them improve their credit, and more, with the best of them covered here.

Scotiabank has some of Canada’s most innovative chequing accounts around, but do they really serve your needs? Read more about Scotiabank promotions including the Scotia One Account and Scotia Momentum chequing account 2018.

Scotiabank can enable you to save money while offering you attractive rates with the Savings Accelerator and Money Master accounts. Read our review to find the benefits of savings vs chequing rates and choose the right product for you.

EQ Bank Canada has been making headlines for its high interest rates. We investigate all that EQBank has to offer in this balanced, in-depth review that helps you to make up your mind about the EQ Bank Savings Plus account.

The Royal Bank of Canada is a well-established bank with financial products that can suit nearly any individual. Credit cards are no exception, and RBC offers several fine cards that cater to the unique shopping and spending habits of Canadians everywhere, with the best of the bunch listed here.

Walmart is a retail powerhouse thanks to its convenience, low prices, and proximity to nearly every Canadian. Though the company already does its part to help people in Canada save money, picking a suitable and advantageous credit card for shopping at Walmart can make your money go even further.

Options for Costco credit cards in Canada are numerous, given that you can use any Mastercard to pay at the big box retailer. This list is designed as a guide for picking the best fit for you from the many credit cards accepted at Costco.

You’ll find a range of credit cards among TD’s many financial products, including options for low interest, travel rewards, or cash back. We'll weigh all the pros and cons of TD Visa credit cards so that you can make the best choice possible for you.

Desjardins is a credit union of Quebec origin that’s now known across Canada. Their credit cards are popular due to their inclusion of travel insurance, mobile device insurance, and options to earn Bonusdollars. Choose the best Desjardins credit card for your needs with our comprehensive review.

The number of credit cards available to Canadians borders on countless, and deciding which card is best for you can be difficult. To make a smart decision, take advantage of GreedyRates to compare credit cards and become familiar with crucial card nuances.

The CIBC Air Canada AC Conversion Visa Prepaid card is a great way for frequent travellers to save. Capable of holding up to $20,000 spread between up to 10 currencies, it’s an easy and inexpensive way to make your next business trip or vacation a frugal, worry-free experience.

Choosing a personal loan can be challenging. There are many different loan providers in the Canadian market today, making it hard to decide which is best for you. We'll help you compare personal loans in Canada with our in-depth personal loans comparison review.

Greedyrates.ca is actively researching trends and statistics in the personal finance market in order to deliver to its audience the most up-to-date information. Take our survey on debt consolidation and balance transfer cards to help us understand you better.

BMO offers a plethora of excellent credit cards for every variety of cardholder, regardless of their spending habits or what kind of rewards they prefer. Count on BMO to deliver the best perks without asking much of their cardholders in terms of fees or other requirements.

Groceries are probably your biggest regular expense after rent or mortgage payments, especially if you have children. But by using a cashback or rewards credit card you can turn those grocery bills into extra cash or travel money!

The Air Miles program is Canada’s most popular loyalty program and has become so widespread that Miles are now like a second Canadian currency. Our balanced review guides you to the best Air Miles credit card in Canada for your spending habits, including what offer is best for you.

Carrying one of the business credit cards on this list means that you’re adding directly to your bottom line with all your most common expenses, or collecting rewards to use on the next business trip or vacation. The best business credit cards in Canada are all available here for comparing features.

High-interest savings accounts in Canada are great tools to earn more money without having to lift a finger. Because not all accounts offer the same features, we’ve reviewed and compared the best high interest savings accounts Canada has. Make the banks work as hard for your dollars as you did!

One of the simplest and most beneficial chequing accounts in Canada is from Tangerine, a no-branch bank known for its streamlined financial products and excellent service. Check out its No-Fee Daily Chequing account for more straightforward and streamlined purchasing power.

With the recent rise of digital banking, online-only banks and competitive credit cards, choosing the best bank in Canada in 2018 is more difficult than ever. It can be hard to know what to look for, so we've reviewed the financial products offered by all of the major banks in Canada to help you choose the best bank for your needs.

It’s difficult to determine which of the Tangerine savings accounts is the best, as each account is suited to different people. For any type of saver, Tangerine offers an account that is ideal for meeting financial goals, accelerating savings, and more.

Whether you enjoy high rewards or low fees, want to flaunt your lifestyle choices or show support to your team, there’s an MBNA credit card to suit you. Discover the best MBNA credit cards on the market so that you can choose the one that suits your needs.

Choosing the best chequing account in Canada for you means understanding the options out there and knowing your banking needs. Whether you need a student or youth account, free chequing account, US dollar account, or a standard personal chequing account, we help you make an informed decision.

There are a wide variety of American Express cards available in Canada, with different card types suitable for different spending habits. Though less merchants accept American Express than Visa or Mastercard, a strong focus on flexibility and rewards makes Amex a worthwhile companion for the wallet of any Canadian.

From 0% intro rates to 9.99% fixed rates with no annual fees, get the best low interest credit cards in Canada today! Apply online.

Looking for a credit card but are unsure which to choose? Check out our list of the Best Credit Cards Canada in 2018 including our expert's review. We categorized the best canadian credit cards 2018 in the most popular categories so you can easily choose the best card for your financial needs.

It’s tough to pin down the best savings account in Canada because there are so many excellent choices that fit different banking needs. The best approach is to compare the different accounts side by side in order to find the one that most accurately matches your financial circumstances.

One of the globe’s largest payment organizations, Visa is known for its wide range of excellent credit tools, superb customer service, and near universal acceptance rate at merchants. Explore some of Canada’s best Visa credit card offers here at GreedyRates.

Who knew student credit cards could be so rewarding? Earn 1% cash back, free movies, 10% discounts & establish your credit with no co-signor required!

Among Canadian credit card processors, Mastercard is one of the most reliable and useful. There is a Mastercard for every type of consumer, and one can find the card that suits them best by reviewing our comprehensive list of Mastercard products here.

Scotiabank is one of Canada’s leading financial institutions, and they offer a full range of credit cards that suit every need. Read our full review and choose your Scotia credit card for low interest, premium rewards, travel, and more.

Online banking in Canada is so widespread that we now spend more time on our bank’s online portal than in our neighborhood branches. Canadians of all ages are moving to online chequing and savings accounts, enticed by the ease of access, lower fees, and higher interest rates on offer.

If you’re a new immigrant in Canada, it’s vital that you develop a responsible financial track record. These credit cards for new immigrants can help you build strong credit and get your new life on the right track in just a short period of time!

Regulating your cash flow can be a tough task, but an essential one if you want to gradually save money and improve your financial wellbeing. Thankfully, with the right credit tools and a little effort, building a reliable cash flow plan is easily within reach.

Get inspired with these smart Valentine’s Day ideas and craft a romantic night with your special someone—without breaking the bank! Cheap and easy-to-throw-together romance for the man or woman with a bigger heart than bank account.

Find out what the difference is between a card with no foreign transaction fees and a US dollar card. Choose the right option for you and make the most of your purchases in a foreign currency, whether physically travelling or buying products online.

There’s a widely-held belief that making the minimum credit card payment each month will improve your credit score quickly. Is this really accurate? Are there any benefits to making the minimum monthly payment vs. paying off credit cards fast and in full?

A new vehicle is usually a financial strain, but there are ways to keep costs down. Heed these money-saving tips to save money on your next car.

Have you wondered, ‘does checking my credit score hurt my credit?’ We’ll explain what affects your score and the difference between soft and hard checks.

Find the best no fee credit card in canada for 2018 with our expert's detailed review for each no annual fee credit card.

Uncover some of the best available credit cards for people with fair credit to continue advancing scores while enjoying value-added benefits. See them now!

Dispute the errors on your credit report and boost your ability to access quality financing with fair interest rates. See how to dispute credit errors now!

If you wonder what is the minimum credit score for a credit card approval in Canada, you can uncover some of the best available credit cards for people with fair credit to continue advancing scores while enjoying value-added benefits. See them now!

Learn the benefits and drawbacks of cancelling credit cards before you make the move, so you can opt for the smartest financial choice for you.

Learn five smart ways to consolidate debt and help yourself get out of financial hot water and back into healthy spending habits once more. See how!

Check out 5 brilliant ways to cut down on holiday travel expenses this weekend, and use those savings to have more fun!

Canadians love travelling south of the border to snag Black Friday deals. But are we being charged hidden fees for every purchase we make outside Canada?

Check out the five best Cyber Monday shopping tips for saving big and spending less this holiday season!

Major stores are offering attractive holiday credit cards, but should you bite? Learn the pros & cons of getting a store credit card for the holidays.

Discover the smartest Black Friday shopping tips and credit card deals for maximizing your savings during this exciting sales season.

Canadians should take advantage of these limited-time promotions before they expire, allowing big savings on approaching holiday expenses.

Has Chase pulled the plug on its traveller-friendly Canadian credit cards? Which Canadian travel cards will fill the void?

How AMEX temporarily lost its mojo — and what it’s doing to get it back. An opinion piece by our guest author, Rita Silvan. Only on GreedyRates!

Discover everything you need to know about Aeroplan credit cards, including a detailed comparison of American Express and TD’s Aeroplan card offerings.

Find out which Canadian credit cards are worth holding onto even after the initial 1-year promotion fizzles out. Only on GreedyRates!

Want to find the best travel credit card Canada offers? We rank each card in the Canadian market based on bonus travel points, fees, earning potential, flexibility, complimentary insurance, and other special features. Which is best for you?

Check out the hottest deals from Canadian credit cards and get exclusive rates for GreedyRates members only!

Check out the best cash back credit cards in Canada for 2018. No annual fees, 5% cash back promos, 2% flat cash back, $100 bonuses! Read more...

Who knew student credit cards could be so rewarding? Earn 1% cash back, free movies, 10% discounts & establish your credit with no co-signor required!

Cut your credit card debt with the top no fee, 0% APR balance transfer cards in Canada.

Find out how Canada’s consumer credit fared in the last quarter of 2016, and see what that means for credit limits and you.

What are secured credit cards and how do they differ from their unsecured counterparts? Learn what Canadian credit cards for bad credit offer and compare them with our expert's review to pick the right one for you.

Check out the best Aeroplan credit card offers in Canada today! Annual fee waivers with 25,000 mile bonuses. Apply online now.

AIR MILES has a brand new roster of rich credit card offers for 2017! Compare Air Miles bonuses, fees earnings, perks & benefits. Which is best for you?

Discover the best Canadian credit cards that offer the amazing and rare benefit of price protection

Cut your credit card debt with the top no fee, 0% APR balance transfer cards in Canada.

Find out the top credit cards in Canada that'll land you huge savings during this busy holiday buying season!

Cut your credit card debt with the top no fee, 0% APR balance transfer cards in Canada.

Your Canadian credit card debt doesn't have to be crippling. Learn how to pay off credit cards faster and cheaper with a very simple, aggressive strategy.

Most Canadian credit cards will charge a 2.5%-3% foreign transaction fee on purchases made in a foreign currency. Avoid this charge by using a credit card that waives or subsidizes foreign transaction fees. See the full list of no foreign transaction fee credit card canada on this review.

Check out the best cashback credit cards in Canada for 2018. No annual fees, 5% cash back promos, 2% flat cash back, $100 bonuses! Read more...

We invited Sol to do a Q&A with GreedyRates to help us understand the secrets to maximizing the value of the program. The result is a masterly dissertation on how to squeeze hundreds, if not thousands, of dollars out of WestJet EVERY year.

Get free AIR MILES rewards from the best credit card sign-up bonus offers in Canada! Limited time: 3,000 AIR MILES bonus offer & Annual Fee Waiver!

Canadian credit card points, miles and cash back may be taxable according to the CRA in certain cases.

Canada's best travel credit cards for 2016. We rank each card based on bonus points, fees, earning potential, flexibility & more. Which is best for you?

Check out the best cash back credit cards in Canada for 2016. No annual fees, 5% cash back on gas, groceries & restaurants, 2% flat cash back. Read more...

Like using Expedia? Fly frequently? TD's First Class Visa card is the most rewarding & flexible credit card in Canada for you. Here's why...

Get Rewarded for Everyday Purchases with Scotiabank

Getting a free credit score in Canada or accessing a credit report is a simple process that will greatly enhance your understanding of how lenders and other institutional entities view your finances. Learn about the simple process for requesting your Equifax or TransUnion report today.

How to use your rewards credit cards so you stay ahead of the banks.

Are you tired of paying 29.9% interest on your HBC MasterCard & other store cards? Transfer your balance to 0% & pay no interest for a year starting now!

Transferring your credit card balances to a 0% rate can be a fast and easy method to cut the cost. Here's a guide to making the most of 0% balance transfers

Learn how to use your student credit card properly so you don't fall into the most common traps set by the banks.

If you only read one article to get tips on how to use credit cards effectively, read this one.

Used responsibly, there are several advantages to using credit cards, over debit or cash, many people simply are not aware of when making their purchases.

Here's the credit building blueprint for new immigrants to Canada, to help you establish a credit history in the shortest amount of time.

Can Canadian banks offer a card that charges CDN for Canadian purchases & U.S. dollars for U.S. purchases? They do it in Hong Kong, why no there!

Lower your interest rates, cut your debt & consolidate your payments. Learn how to save $750 or more in minutes.

Two Canadian banks are using deceptive credit card practices to jack interest rates on unsuspecting Canadians. Who are they and could you be a victim.

American Express Canada launches new gold credit card with cash back, offering up to 2% cash back on all purchases.

2014 Rankings of Canada's Low Interest Rate Credit Cards. The Best Low Rate Cards in Canada, With and Without Annual Fees.

A collection of 10 of the funniest credit card commercials ever, including Priceless spoofs, Mastercard Mascots, Cap One Vikings, Discover "Transfer"...

Equifax Q3, 2013 Report reveals that Canadian credit card debt is growing slowly, while delinquencies lower. What do the numbers truly reveal?

Cut your credit card debt with the top no fee, 0% APR balance transfer cards in Canada.

Adwords Business Credit, offers a credit line to small businesses exclusively for the purposes of funding Adwords campaigns.

We've scoured the marketplace and assembled the most impactful and realistic list of 5 budget saving tips that can save you over $5,000 quickly and easily!

Recent Canadian survey reveals 68% of Canadians with a travel credit card are frustrated with hidden fees, blackouts and availability. 17% of Canadians plan to change their travel rewards credit card.

Q2 2013 saw Canadians apply for more credit cards and increase their total credit card debt. What's behind the numbers?

Who's the big winner in the Aeroplan sweepstakes. CIBC and Aimia have done very well for themselves.

Rogers receives authorization to issue credit cards. Plans roll-out in 2014. Why it makes sense for everybody.

Here are the definitive rankings of the top Canadian cashback credit cards, both fee and no-fee, based on how much you spend.

Canada's 15 Most Popular Loyalty Rewards Programs Ranked and Why Canadians Stick With Them

Capital One Canada Continues Trend of Increasing Cardholder Value by Adding Priority Seating to its Delta Credit Card

TD, CIBC and Aimia Continue Work-Out Negotiations on How Best to Divvy Up The Aeroplan Credit Card Portfolio

Quebec Radio Stations Reveals Capital One Mailed Under-Aged Teenagers Credit Card Offers

In disappointing news for Canadian Cash Back card fans, Capital One Canada has pulled its richest cash back credit card off the shelf.

TD will begin issuing Aeroplan credit cards January 1st, 2014. CIBC trying to negotiate the retention of its relationship accounts.

2013 Survey Reveals Surprising Facts About Canadians and their Credit Card Preferences for Product Features and Usage Habits

Canadian Tire Seeks Financial Partner For It's Credit Card Business While Maintaining Control of Operations.

If CIBC loses the Aeroplan program to TD, Canadian cardholders will be the biggest beneficiary's. RBC states it expects to add cardholders if there is a change.

Shopaholics are credit challenged and tend to have materialistic values. Study finds, credit cards facilitate compulsive shopping because they separate the pleasure of buying from the pain of paying.

Here are the actual interchange rates being charge by Visa and Mastercard to merchants by credit card type and merchant category

RCMP Warns of Fraudsters Calling Cardholders and Impersonating Their Banks Security and Fraud Department

Q2 2013 Credit Card Landscape Report. Key Findings: Industry competition is heating up in Canada. Credit card offers are getting richer, but hidden fees are increasing too.

CIBC is now considering matching terms offered by TD for Aimia's Aeroplan program. Who wins, what next?

TD's Offer to Aimia for the Aeroplan Program Includes New Product Line-up , $100M Sgining Bonus, $140M in Marketing Commitments, 15% increase in Cost Per Point and Minimum Revenue Guarantees

Creative, Inexpensive, Dating Ideas That Won't Bust Your Budget

Is Canada's loyalty landscape set for an upheaval with Aeroplan finding a new credit card issuing partner?

Should banks give increasing rewards for each year a cardholder has been a banking or credit card customer?

Credit Card Balance Transfers are a great tool to lower credit card interest payments. Canadians should be using them more, as do the Americans and British.

New Smartphone technologies challenging credit card security. What can you do to prevent it.

What you ought to know about how your credit card rewards program might be ripping you off.

With so many cards offering interest rates of less than 9.99%, why are so many Canadians paying 19.99% when they don't have to?

Enter for free and win a trip to the Memorial Cup!

Do you owe taxes on your loyalty points? Believe it or not you may.

Will PayPal's new partnership with Discover allow it to challenge Visa and Mastercard?

Credit Card Tips and Facts

Credit card fraud can even touch the untouchable!

Some say nothing comes without a price. Finding a 0% credit card balance transfer offer comes pretty close. Here are they keys to unlocking its potential.

Banks love it, consumers love it and merchants hate it. Why are people trading in their debit cards for credit cards?

Canadian Banks finally complying with best practices on pre-paid cards

Not all rewards credit cards are created equal. Here's the blueprint to see which one is right for you.

Most Canadians pay more interest than they have to on their credit cards. Here are 4 simple tips to lower your interest payments.