Top Cash Back Credit Cards

Find the best cash back credit cards today! Here's why we love them. They make rewarding yourself easy: spend on your credit card and receive cash back. No complicated points to calculate. No hurdles designed to make redeeming difficult. Check out our selection of the top cash back credit cards in Canada below and start saving more with every dollar you spend!

  • Limited time: 4% cash back on all purchases for 4 months!
    • Why We Love It:
      • Welcome Offer: Get 4% cash back on every purchase (up to $125 cash back) in your first 4 months*. 
      • No annual fee
      • 1% cash back on everything, thereafter
      • No caps, tiers, restrictions 
      • Best no-fee card for Costco purchases!
    Apply now
  • 4% cash back on all foreign currency purchases, 1.75% on all other spend!
    •  Why we love it:
      • 4% unlimited cash back rewards on all purchases in a foreign currency
      • 1.75% unlimited cash back rewards on all other spend
      • Redeem for statement credit or any Rogers bill, service, etc...
      • No annual fee the first year
      • $25 welcome bonus (after first use within 3 months after activation)
    Apply now
  • 2% Cash Back on Everything, $100 Sign-up Bonus
    •  Why we love it:
      • 2% cash back on everything
      • $100 sign-up bonus
      • No limits, no categories
      • Cash redeemed by check, direct deposit or statement credit!
    Apply now
  • 5% cash back on all purchases in first 6 months and Low 1.99% rate on balance transfers
    •  Why we love it:
    • Earn 5% cash back on purchases for the first 6 months of Cardmembership (up to $300 cash back)
    • Earn 2% cash back when your Welcome Rate ends  
    • No limit to the amount of cash back you can earn!
    • Optional Balance Transfer Offer to new Cardmembers – 1.99% introductory interest rate on transferred balances in the first 6 months and there is no balance transfer fee at time of application!
    Apply now
  • 2% cash back in 3 categories of your choice! No Fee
    •  Why we love it:
    • No fee 2% cash back in 3 categories of your choice (ability to change categories)
    • 0.5% cash back everywhere else
    • No limit to the Money-Back Rewards you can earn!
    • Cash-back gets automatically applied to your statement, or deposited into your Tangerine account - no need to call-in!
    Apply now