Show calculator

Your Cash Back Credit card search results

Your Cash Back Credit card search results

20 Matches

Credit cards are ranked below so you can find the best credit cards for you

  • Scotia Momentum Visa Infinite Cash Back
    cash back credit cards scotia momentum infinite Scotia Momentum Visa Infinite Cash Back
    • Cash Value of Sign-up Bonus: $0
    • Annual Fees: $99* 1st Yr Free
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $60K
    Apply now
    • $456
      Your Net Annual Rewards
    • $0
    • $99* 1st Yr Free
    • 19.99%
    • $60K

    Annual fee waiver for the first year for accounts opened by October 31, 2017

    Snapshot of card features
    • Get an annual fee waiver (save $99) for the first year. For accounts opened by October 31, 2017. 
    • 4% cash back on all eligible gas station and grocery store purchases
    • 2% cash back on recurring payments and drug store purchases
    • 1% cash back on all other eligible purchases
    • Access to VISA Infinite Enhancements
    • Avis car rental discount
  • CIBC Dividend Visa Infinite
    cash back credit cards cibc dividend visa infinite CIBC Dividend Visa Infinite
    • Cash Value of Sign-up Bonus: $0
    • Annual Fees: $99
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $60K
    • $357
      Your Net Annual Rewards
    • $0
    • $99
    • 19.99%
    • $60K

    4% cash back on gas & groceries, 1% everywhere else.

    Snapshot of card features
    • 4% cash back on gas & groceries
    • 2% cash back at Tim Hortons & Telus bills
    • 1% cash back everywhere else
    • $99 annual fee
    • Visa Infinite Exclusive Offers including, access to luxury worldwide travel & hotels, and dining & entertainment events
    • Premium insurance coverage for both travel and everyday purchases 
    • Minimum personal income of $60,000 or a minimum household income of $100,000
  • The NEW SimplyCash Preferred Card from American Express
    SimplyCash Preferred The NEW SimplyCash Preferred Card from American Express
    • Cash Value of Sign-up Bonus: $0
    • Annual Fees: $99
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $0
    Apply now
    • $350
      Your Net Annual Rewards
    • $0
    • $99
    • 19.99%
    • $0

    Earn 5% cash back on ALL purchases in the first 6 months (up to $300 cashback)! Earn 2% cash back when your Welcome Rate ends.

    Snapshot of card features
    • New SimplyCashTM Preferred Card from American Express Cardmembers can earn 5% cash back on purchases for the first 6 months of Cardmembership (up to $300 cash back) 
    • Earn 2% cash back when your Welcome Rate ends  
    • No limit to the amount of cash back you can earn 
    • Optional Balance Transfer Offer to new Cardmembers – Enjoy a special 1.99% introductory interest rate on transferred balances in the first 6 months if you choose to transfer your other credit card balances to this American Express card at time of online application. There is no balance transfer fee at time of application. 
    • Access to memorable experiences with American Express Invites® 
    • Extensive insurance coverage and 24/7 Customer Service 
    • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Offer subject to change without notice.
    • Conditions apply
  • The NEW SimplyCash Card from American Express
    The NEW SimplyCash Card from American Express Cash Back The NEW SimplyCash Card from American Express
    • Cash Value of Sign-up Bonus: $0
    • Annual Fees: $0
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $0
    Apply now
    • $340
      Your Net Annual Rewards
    • $0
    • $0
    • 19.99%
    • $0

    No annual fee. Earn 5% cash back on gas, grocery and restaurant purchases in first 6 months! 1.25% thereafter. 1.99% interest rate on balance transfers for 6 months, with no transfer fee!

    Snapshot of card features
    • With this new market leading flat rate cash back Card with no annual fee:
    • New SimplyCashTM Card from American Express Cardmembers can earn 5% cash back on all eligible purchases at gas stations, grocery stores and restaurants in Canada (up to $250 cash back) for the first 6 months of Cardmembership1 
    • Earn 1.25% cash back on all other purchases and when your Welcome Rate ends3
    • No limit to the amount of cash back you can earn
    • No annual fee for Supplementary Cards2
    • Refer a friend and you9 could earn a bonus of $100 cash back for each approved referral up to a maximum annual referral bonus of $1,500 Cash Back10.
    • Optional Balance Transfer Offer for new Cardmembers - Enjoy a 1.99% interest in first 6 months** if you choose to transfer your other credit card balances to this American Express card at time of online application. There is no balance transfer fee at time of application.
    • Access to memorable experiences with American Express Invites® 
    • Insurance coverage and 24/7 Customer Service
    • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants
    • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
    • Conditions apply
  • Rogers™ Platinum Mastercard®
    Rogers Platinum MasterCard Rogers™ Platinum Mastercard®
    • Cash Value of Sign-up Bonus: $25
    • Annual Fees: $0
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $15K
    Apply now
    • $285
      Your Net Annual Rewards
    • $25
    • $0
    • 19.99%
    • $15K

    Earn 1.75% cash back rewards on purchases in Canadian dollars and 4% cash back rewards on purchases made in a foreign currency.

    Snapshot of card features
    • Summary:
    • Earn 1.75% unlimited cash back rewards on purchases in Canadian dollars. 
    • Earn 4% unlimited cash back rewards on all purchases in a foreign currency – from international websites to anywhere you travel outside of Canada.
    • Annual fee waived your first year Get $54 in welcome bonuses:
    • $25 in cash back rewards after first use within 3 months of receiving your card
    • $29 Annual Fee waived for the first year Redeem for anything Rogers:
    • Your Rogers, Fido or chatr monthly bill
    • Purchases at Rogers or Fido branded stores or online at rogers.com and fido.ca
    • Purchases at The Shopping Channel™
    • Subscriptions to Texture™
    • Toronto Blue Jays™ tickets
    • Merchandise at Jays Shop™
    • Concession foods at the Rogers Centre™
  • MBNA Rewards World Elite® Mastercard® credit card
    MBNA Rewards World Elite Mastercard credit card MBNA Rewards World Elite® Mastercard® credit card
    • Cash Value of Sign-up Bonus: $100
    • Annual Fees: $89
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $80K
    Apply now
    • $275
      Your Net Annual Rewards
    • $100
    • $89
    • 19.99%
    • $80K

    Elite Travel Rewards. This low annual fee card will have you going places in no time.

    Snapshot of card features
    • Earn 2 MBNA Rewards point for every $1 in eligible purchases‡ 
    • Get 10,000 bonus points after your first eligible purchase†† 
    • No limit to the points that can be earned in a year, points don’t expire 
    • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations 
    • Enjoy price protection** and concierge services** 
    • $89 annual fee
    • Take advantage of a credit card that rewards you for who you are. Apply above for the MBNA Rewards World Elite® Mastercard® credit card 
  • MBNA Smart Cash Mastercard
    cash back credit cards mbna MBNA Smart Cash Mastercard
    • Cash Value of Sign-up Bonus: $0
    • Annual Fees: $0
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $15K
    • $252
      Your Net Annual Rewards
    • $0
    • $0
    • 19.99%
    • $15K

    Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months‡

    Snapshot of card features
    • Make your shopping work for you. Get cash back on the most common purchases. 
    • Get up to 5% cash back on eligible gas and grocery purchases for the first 6 months‡
    • Get up to 2% cash back on eligible gas and grocery purchases thereafter‡
    • Get up to 1% cash back for all other eligible purchases‡
    • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
    • If eligible, you will be considered for an upgrade to a Smart Cash World MasterCard® credit card††††
    • No annual fee
  • FIDO MasterCard
    No Annual Fee FIDO MasterCard FIDO MasterCard
    • Cash Value of Sign-up Bonus: $50
    • Annual Fees: $0
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $15K
    Apply now
    • $248
      Your Net Annual Rewards
    • $50
    • $0
    • 19.99%
    • $15K

    No annual fee ever, 1.5% cash back on everything, 4% cash back on foreign transactions, up to $50 welcome bonus!

    Snapshot of card features
    • Earn 4% cash back rewards on all purchases in a foreign currency – from international websites to anywhere you travel outside of Canada
    • Plus 1.5% cash back rewards on all purchases in Canadian dollars
    • Get the credit card with no annual fee and get more of what you want from Fido
    • Get up to $50 in cash back rewards as a welcome bonus: $25 on your first purchase within 3 months of receiving your card + $25 when you register your Fido bill for pre-authorized payments within 3 months of receiving your card.
  • Tangerine Money-Back Credit Card
    Tangerine Money-Back Credit Card Tangerine Money-Back Credit Card
    • Cash Value of Sign-up Bonus: $0
    • Annual Fees: $0
    • Purchase Interest Rate: 19.95%
    • Min Personal Income Required: $15K
    Apply now
    • $246
      Your Net Annual Rewards
    • $0
    • $0
    • 19.95%
    • $15K

    Earn 2% Money-Back Rewards on 3 categories of your choice! No annual fee.

    Snapshot of card features
    • No Annual Fee
    • Earn 2% cash back on purchases in up to 3 categories of your choice
    • 0.5% Money-Back Rewards on all other purchases.
    • No limit to the Money-Back Rewards you can earn! 
    • Three 2% Money-Back Categories if you choose to have your Rewards deposited into your Tangerine Savings Account, or two 2% Money-Back Categories if your Rewards are deposited back onto your Credit Card 
    • 2.5% Foreign Conversion Fee 
    • Free Cards for Authorized Users on your Account
    • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account. 
    • Change your 2% Money-Back Categories to suit your spending. 
    • Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account. 
    • Purchase Assurance and Extended Warranty 
    • Accepted worldwide at more than 24 million locations in over 210 countries 
    • MasterCard Zero Liability
  • Scotiabank Momentum Visa
    cash back credit cards scotiabank momentum visa Scotiabank Momentum Visa
    • Cash Value of Sign-up Bonus: $0
    • Annual Fees: $39
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $15K
    Apply now
    • $240
      Your Net Annual Rewards
    • $0
    • $39
    • 19.99%
    • $15K

    Earn 2% back on gas, grocery, pharmacy & recurring bills. 1% on everything else. **Special 3.99% balance transfer intro rate for 1st 6 months**

    Snapshot of card features
    • Get an introductory 3.99% on Balance Transfers for the first six months. For accounts opened by October 31, 2017
    • $39 annual fee
    • 2% cash back on all eligible gas, groceries, recurring payments and drug store purchases (capped at $25 000)
    • 1% cash back on all other purchases
    • 3.99% introductory interest rate on cash advances and balance transfers (21.99% after 6 months)
    • Avis rental car discount
  • BMO CashBack Mastercard
    cash back credit cards bmo cashback mastercard BMO CashBack Mastercard
    • Cash Value of Sign-up Bonus: $0
    • Annual Fees: $0
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $15K
    Apply now
    • $213
      Your Net Annual Rewards
    • $0
    • $0
    • 19.99%
    • $15K

    Limited time offer until August 31, 2017: Get 4% cashback on all purchases in the first 4 months (up to $125 cash back) then 1% on all other purchases!

    Snapshot of card features
    • Welcome Offer: Get 4% cash back on every purchase (up to $125 cash back) in your first 4 months*. 
    • Earn 1% CashBack on ALL card purchases* without restrictions!*
    • No Annual fee*
    • Receive a discount on car rentals*
    • Extended Warranty*
    • Purchase Protection*
    • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information*
    • Terms and conditions apply
  • BMO Shell CashBack World MasterCard®
    cash back credit cards bmo shell cashback world mastercard BMO Shell CashBack World MasterCard®
    • Cash Value of Sign-up Bonus: $50
    • Annual Fees: $79
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $60k
    • $199
      Your Net Annual Rewards
    • $50
    • $79
    • 19.99%
    • $60k

    1.25% cash back everywhere. 3% cash back at Shell gas stations.

    Snapshot of card features
    • $50 CashBack credit after your first purchase*
    • 3% CashBack on every dollar you spend at Shell locations in Canada*
    • 1.25% CashBack on every dollar you spend on purchases everywhere else MasterCard is accepted*
    • FREE Roadside Assistance ($69/year value)*
    • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information *Terms and conditions apply
  • BMO® CashBack® World Elite®* MasterCard®
    BMO World Elite Cash Back Card BMO® CashBack® World Elite®* MasterCard®
    • Cash Value of Sign-up Bonus: $0
    • Annual Fees: $120
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $80K
    Apply now
    • $188
      Your Net Annual Rewards
    • $0
    • $120
    • 19.99%
    • $80K

    Limited Time Promotion: Get 4% cash back on every purchase (up to $250 cash back) in your first 4 months. *

    Snapshot of card features
    • Welcome Offer: Get 4% cash back on every purchase (up to $250 cash back) in your first 4 months. *
    • Earn 1.5% CashBack on ALL card purchases* without restrictions*!
    • Complimentary Roadside Assistance Program*
    • BMO CashBack World Elite Travel and Medical Protection*
    • Extended Warranty Plus*
    • Purchase Protection Plus* 
    • BMO Concierge Service*
    • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information*
    • Terms and conditions apply
  • ECHO® Cashback MasterCard®
    NBC Echo Cashback ECHO® Cashback MasterCard®
    • Cash Value of Sign-up Bonus: $0
    • Annual Fees: $0
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $15K
    Apply now
    • $186
      Your Net Annual Rewards
    • $0
    • $0
    • 19.99%
    • $15K

    Get 1.5% cashback on 3 purchase categories for the first 3 months. Get unlimited 1% cashback on all other purchases.

    Snapshot of card features
    • Get 1.5% cashback on 3 purchase categories for the first3 months.*
    • Get unlimited 1% cashback on all other purchases 
    • Apply your cashback as soon as you accumulate $25. You can even access your cashback on the go from any tablet or mobile device! 
    • Purchase protection in case of theft or damage* 
    • Extended warranty*
  • MBNA Rewards Mastercard® credit card
    MBNA Rewards Mastercard credit card MBNA Rewards Mastercard® credit card
    • Cash Value of Sign-up Bonus: $50
    • Annual Fees: $0
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $15K
    Apply now
    • $182
      Your Net Annual Rewards
    • $50
    • $0
    • 19.99%
    • $15K

    Receive 5,000 bonus MBNA Rewards points after your first eligible purchase††. That's equivalent to $50 when redeemed for cash back or travel.

    Snapshot of card features
    • Get MBNA Rewards for your purchases and redeem them for your passions, including travel, merchandise, or even cash back 
    • Earn 1 MBNA Rewards point‡ for every $1 in eligible purchases 
    • Receive 5,000 bonus MBNA Rewards points after your first eligible purchase††. That's equivalent to $50 when redeemed for cash back or travel 
    • Redeem points‡ for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations 
    • No annual fee 
  • Cash Back Mastercard With No Annual Fee
     RBC CASH BACK MasterCard Cash Back Mastercard With No Annual Fee
    • Cash Value of Sign-up Bonus: $0
    • Annual Fees: $0
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $15K
    Apply now
    • $162
      Your Net Annual Rewards
    • $0
    • $0
    • 19.99%
    • $15K

    Get more for your money with 2% Cash Back on grocery store purchases, no annual fee. Special Offer: 1.9% interest rate for 10 months on balance transfers & cash advances

    Snapshot of card features
    • No annual fee
    • Get a low introductory interest rae of 1.9% for 10 months on balance transfers and cash advances!
    • Earn 2% cash back on grocery store purchases (capped at $6 000/year)
    • Earn 1% cash back on grocery store purchases after $6 000
    • Earn 0.5% cash back on all other purchases (capped at $6 000/year)
    • Earn 1% cash back on all other purchases after $6 000
    • Receive your cash back at any time that your rewards exceed $25
    • Add co-applicants or authorized users for free
    • Purchase Security and Extended Warranty Insurance
  • BMO Shell CashBack MasterCard®
    cash back credit cards bmo shell cashback mastercard no annual fee BMO Shell CashBack MasterCard®
    • Cash Value of Sign-up Bonus: $50
    • Annual Fees: $0
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $0
    • $152
      Your Net Annual Rewards
    • $50
    • $0
    • 19.99%
    • $0

    1.5% cash back at Shell. .5% everywhere else.

    Snapshot of card features
    • $50 CashBack credit after your first purchase*
    • Plus earn 1% cash back for the first 6 months
    • 1.5% CashBack on every dollar you spend at Shell locations in Canada*
    • 0.5% CashBack on every dollar you spend on purchases everywhere else MasterCard is accepted*
    • No Annual Fee*
    • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information *Terms and conditions apply
  • Scotia Momentum No-Fee Visa
    scotibank momentum no-fee visa Scotia Momentum No-Fee Visa
    • Cash Value of Sign-up Bonus: $0
    • Annual Fees: $0
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $15K
    Apply now
    • $120
      Your Net Annual Rewards
    • $0
    • $0
    • 19.99%
    • $15K

    No Fee. 1% on gas, grocery, drug store & recurring spend, .5% everywhere else. Introductory 7.99% on purchases for the first six months.

    Snapshot of card features
    • No annual fee
    • Get an introductory 7.99% on purchases for the first six months. For accounts opened by July 31, 2017
    • 1% cash back on all eligible gas, grocery, drug store purchases, and recurring bill payments
    • 0.5% cash back on all other eligible purchases
    • Avis rental car discount
  • RBC Cash Back Preferred World Elite Mastercard
    RBC Cash Back Preferred World Elite Mastercard RBC Cash Back Preferred World Elite Mastercard
    • Cash Value of Sign-up Bonus: $0
    • Annual Fees: $99
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $70K
    Apply now
    • $115
      Your Net Annual Rewards
    • $0
    • $99
    • 19.99%
    • $70K

    Limited Time Offer: Get 1.75% cash back on EVERY purchase category up to $25K in your first 6 months.* Get 1.5% cashback on everything afterwards!

    Snapshot of card features
    • Limited Time Offer: Earn up to 1.75% cash back for 6 months1 on EVERY thing you buy
    • Earn up to 1.5% after the promo period on all your purchases1
    • Get unlimited cash back, no limit to what you can get back*
    • Stay connected with Boingo‡ Wi-Fi at one million hotspots worldwide
    • Premium purchase protection for 120 days2
    • Extended warranty triples the manufacturer’s original Canadian warranty2
    • Protect your rental car with Auto Rental collision/Loss Damage Insurance3
  • CIBC Dividend Card
    cash back credit cards cibc cashback dividend CIBC Dividend Card
    • Cash Value of Sign-up Bonus: $0
    • Annual Fees: $0
    • Purchase Interest Rate: 19.99%
    • Min Personal Income Required: $15K
    • $113
      Your Net Annual Rewards
    • $0
    • $0
    • 19.99%
    • $15K

    Very low earn rate compared to the competition

    Snapshot of card features
    • Earn up to 1% cash back on card purchases (.25% on first $1.5K, .5% on next $1.5K, 1% on everything above)
    • No limit to how much cash back rewards you can earn
    • Replacements for lost, stolen or damaged items with Purchase Security and Extended Protection® Insurance
    • Perks such as Avis® and Budget® car rental discounts
    • Minimum personal income of $15,000

Cash Back Credit card guide

A Cash back credit card is great if you're looking for a rewards credit card that offers clarity and simplicity. Spend $10,000 on your cashback card, earn 1% back, and you'll receive $100 from your bank. Simple, clear, transparent. Cash back cards have been fasting growing rewards category in Canada.

There are banks that offer cash back credit cards with a higher rebate when you spend in specific merchant categories. For example, earn 5% cashback on gas & groceries, 1% everywhere else. Category multipliers are a great way to maximize your everyday spend for things like gas and groceries. They can also be great when you match them up with loyalty cards. For example, use your Esso Extra card to fill up for gas and then a cashback credit card offering 5% back on gas and you could earn 6-7% back at the pump!

You also might want to consider how you prefer having your cashback credited to you. Some cash back credit card programs issue you a check in the mail when you reach $50 owing. Others redeem your cash back at the end of the year to your account.

Get your new Canadian cash back credit card today! 

If you want to continue exploring other types of credit cards, go back to our homepage and use our engine to compare Canadian credit cards to your hearts content!