TD Aeroplan Visa Infinite Credit Card Review

TD Aeroplan Visa Infinite cardLooking for that elusive 25,000 mile credit card sign-up bonus? We found it. Trying to figure out how to get that premium travel rewards credit card without an annual fee? Here it is.

TD’s Aeroplan Visa Infinite credit card is still Canada’s most popular travel card with one of the hottest sign-up offers in Canada today – 25,000 miles (15,000 miles with your first purchase, 10,000 miles when you keep your Account open, active and in good standing one year after Account approval) all with no minimum spend requirement and no annual fee in the first year – the promotion you’ve been waiting for!

25,000 Aeroplan miles alone will get you a return economy class flight anywhere within North America, (taxes and fees not included). The savings from the first year annual fee rebate are worth an additional $120. The only cost to getting the free flight is putting one purchase on the card to meet the activation requirement – it could be a pack of gum. TD’s paying you a whole bunch of money to apply for the card – take advantage.

This offer expires March 5, 2017 (not available in branches or TD’s website). Get it while you can.

Apply Now!

TD Aeroplan Visa Infinite Benefits

Aeroplan miles are worth between 1.27 cents and 2.19 cents (based on a sampling of 15 flights that GreedyRates performed). You will get 1.5 points per dollar spent on gas, grocery, drugstore and Air purchases and 1 point everywhere else, giving you between 1.27% and 3.28% in value per dollar spent on your credit card.  

When looking at the Aeroplan flight redemption chart, the 25,000 point sign-up bonus offer is enough to get a return fare ticket that will take you to destinations anywhere within continental North America on an economy fare. 15,000 points is good enough for a return short-haul flight to anywhere in North America.

Here are some of the additional perks that help this card stand-out from the pack:

1) Free checked bag when travelling on an Aeroplan flight rewards operated by Air Canada
2) Priority Check-in when travelling on an Aeroplan flight reward operated by Air Canada
3) Priority Boarding when travelling on an Aeroplan flight reward operated by Air Canada
) Annual Air Canada Maple Leaf Lounge One-Time Guest Pass when travelling on an Aeroplan flight operated by Air Canada
5) Miles will not expire as long as you are a TD Aeroplan Cardholder
6) Comprehensive travel insurances including travel medical, trip cancellation & interruption, auto rental collision & loss, purchase security and extended warranty
7) 1.5 points per $1 spent on gas, grocery and drugstore purchases
8) 1.5 points per $1 spent on purchases & 1 point per $1 spent on all other purchases
9) Earn miles twice when you pay with your TD AeroplanVisa Infinite Card and use your Aeroplan Membership Card at over 150 retail partners

Worth It?
With the sign-up bonus now at up to 25,000 points with no annual fee in the first year, the sign-up bonus alone is worth it. All you have to do is take the time to apply and you’re getting a free ticket. With no annual fee, and no minimum spend requirement, the sign-up bonus is essentially free. You’ll receive a Welcome Bonus of 15,000 Aeroplan Miles with your first purchase and 10,000 Aeroplan Miles if keep your Account open and in good standing one year after account approval. 

The TD Aeroplan Visa Infinite card’s perks can add up to a lot more than the $120 fee (which isn’t charged in the first year of this offer), making the card a worthy travelling companion in its own right. For example, the first free checked bag is worth $25 (each way), the free Maple Leaf Lounge access pass is worth $50, and the complimentary insurances alone can be worth over $400 per year and more.

You will need to either have a minimum personal income of $60,000 or a minimum household income of $100,000 to be eligible for the card. If you don’t, TD will make the Aeroplan Platinum card available to you.

Better Offers?
To our knowledge, this is the best Aeroplan credit card offer in Canada right now. In fact, this offer isn’t even available inside TD branches right now or on its website. With this offer, available at only, you can essentially fly free, just for getting approved, and spending what you would have spent otherwise – there is no minimum spend requirement!

If you have a better offer, feel free to share, but as for now, we think this is the best Aeroplan credit card offer in the Canadian marketplace today.

Apply Now!


  1. Hi there, my girlfriend signed up for this card a couple months ago and linked it to my Aeroplan account (we collect points together). Can I also sign up for the account, take advantage of the welcome bonus points, and collect my month-to-month points all into the same account that her card is linked to?

    Thank you

    • Hi Brian,

      Great question. The Aeroplan loyalty account name has to match the name of the primary cardholder on the Aeroplan credit card. The only way to combine the rewards from your future spend into one account, is to make one of you the authorized user. That way both the primary account holder and authorized user will earn rewards into the primary account holders Aeroplan loyalty account.

      However, doing that means you’ll lose out on the welcome bonus. Most couples will do better off getting two separate accounts and taking advantage of 2X the 25,000 mile welcome bonus for 50,000 miles to start.

      Hope that helps,

      GreedyRates Staff

      Hope that helps,

      GreedyRates Staff

  2. I currently have RBC Visa Infinite Avion. But i been offer from Td bank TD Aeroplan Visa Infinite Credit Card & Td first class travel visa infinite card. I am confuse which one i pick. Please help me out to choose right card.

    • Hi Singh,

      We’re big proponents of take advantage of opportunity where it exists. In this case, the TD Aeroplan Infinite card is currently offering a 100% first year fee rebate, and a 25K mile welcome bonus (valued at $350). Compare that to the TD First class Visa card which $120 annual fee and a 20,000 point welcome bonus (valued at $150). Sticking with the RBC leaves with a $120 annual fee and no welcome bonus.

      For us the choice is obvious – go with the TD Aeroplan Infinite card at this time because of the generous welcome bonus. If you stick with the Avion card, you’ll have to spend close to $25,000 to get the equivalent amount of points from the TD Aeroplan Infinite card, plus the $120 annual fee.

      Hope that helps,

      GreedyRates Staff

  3. Hi, if I want to get both the 15,000 miles of welcome bonus plus the 10,000 miles of anniversary bonus, do I have to pay the full annual fee of $120 for the 2nd year? For example, if I cancel the card after 13 months, will they give me the anniversary bonus of 10,000 miles and only prorate the annual fee for one month? If the annual fee refundable if I cancel mid year? Thanks!

    • Hi Ginger,

      You do not necessarily have to pay the annual fee in the second year to receive the incremental 10,000 mile bonus. You will receive the 10,000 miles on the anniversary date of your account approval. Your annual fee gets charged on the billing cycle statement date as it was in the first year. If your 10,000 mile anniversary date is before your statements billing cycle, you will receive you Aeroplan miles before your annual fee is charged. That will give you the opportunity to collect the bonus and cancel the card prior to the second year annual fee. You can also change your billing cycle dates to add some flexibility…

      Hope that helps,

      GreedyRates Staff

  4. Hi,

    I applied for Aeroplan visa infiniti on august 31 from your web site and it was approved , at that time your special offer was from August 26 till Dec 2 , but in TD web site that offer is from Sep 3 to Dec 2 .
    Am I still eligible for that offer?!

    • Hi Mehregan,

      First, thanks for using!!!! Yes you are eligible for the offer. Not all of TD’s Aeroplan offers run co-terminously. You’re good!

      Hope that helps and congrats,

      GreedyRates Staff

  5. Is there a time limit, in which to use the bonus points that are given on card issuance ? That is do the initial Aeroplan points expire at any point, if I keep making purchases and accumulating points ?
    Like in the case of the recent widely publicised Air Miles fiasco?

    • Hi Mark,

      So long as you either earn or redeem at least one point every 12 months your points will remain live. You don’t even have to do it with your credit card. You can simply use your Aeroplan loyalty card at an Esso station once a year to buy a pack of gum and you’re safe.

      Hope that helps,

      GreedyRates Staff

  6. Hello,

    Do I have to make $1,000 in purchases to my account to receive an additional 15,000 aeroplan miles?

    If I applied today and I got approved after Dec 2 deadline, would I have to pay the annual fee?

    Thank you,

    • Hi Linda,

      1. With the offer there is no minimum spend requirement. All you have to do is activate your card with a purchase – a pack of gum will do – and you will receive the welcome bonus.

      2. You have to Apply by Dec 2 to be eligible for the 100% annual fee rebate. It is not based on when you are approved.

      Hope that helps and thanks for using!

      GreedyRates Staff

  7. can i still apply to this card if i am with a different bank and don’t have a td account? how would i view/see my statement? thanks!

    • Hi Logan,

      You absolutely can apply for the TD Aeroplan Infinite card, even if you don’t have a TD bank account, and you can still get access to your credit card statements online with a simple username and password. You can also pay your TD Aeroplan Infinite credit card balance electronically/online from any Canadian bank.

      Hope that helps. Let us know if you have any other questions.

      GreedyRates Staff

      • thanks for the speedy reply! I have gone ahead and applied and got preapproved. During the process I was prompted to make an EasyWeb account (which I did), but they said they were not able to link the card and the account I created. I calledin and the CSR said I can get access card to view my statement online but I would have to pay in person at a TD branch (or open a TD everyday account). Do you mind going through how I would pay the balance online from my regular bank?

        Thanks again in advance!

        • Hi Logan,

          Simply log onto your bank’s mobile banking app, or online banking site, select bill payments, select add payee, enter the account number on your bill, choose pay this bill, and enter the amount you’d like to pay. That’s it.

          Hope that helps,

          GreedyRates Staff

      • Hello!

        I applied late Nov and just received my card, it will be activated next week. Am I still eligible for all the points, or is it too late because it is past Dec 2?


        • Hi Kay,

          Yes you are entitled Nov TD Aeroplan Infinite offer. The TD welcome bonus are effective from the day you apply for the card, not the day you’re approved, received or activate your card.

          Congrats and thanks for using!

          GreedyRates Staff

  8. Hi,

    I have a TD All-Inclusive account and a TD First Class Infinite VISA card for almost one year. I am thinking about change into TD Aeroplan Infinite VISA card. How shall I do to get your special promotion offer?

    • Hi Yuli,

      If you simply apply for the card through a link, you will be taken directly to TD’s online application, and the GreedyRates offer will be automatically appended to your application and account without you having to do anything else. You will received the 100% annual fee rebate and the up to 30K Aeroplan miles welcome bonus.

      Hope that helps and thanks for using!

      GreedyRates Staff

  9. Hi Greedyrates team!

    Thank you for letting us know of the best deals always, much appreciated 🙂

    Question: If I already have a TD Visa Infinite Aeroplan that i signed up with via Greedyrates 11 months ago, would I still qualify for the miles offered if I took up this current promo?

    • Hi Daniel,

      The answer is yes, as long as you opened an account with TD more than 6 months ago. That said, TD does reserve the right to limit the number of accounts you open with a bonus – presumably to prevent massive churn and abuse. TD’s terms and conditions state the following:

      “If you have opened an Account in the last 6 months, you will not be eligible for these offers. We reserve the right to limit the number of Accounts opened by and the number of miles awarded to any one person.”

      Hope that helps,

      GreedyRates Staff

      • Are you saying one can apply for a TD Visa Infinite Aeroplan card even if they already have one? How?

        • Hi Dave,

          TD Aeroplan does not have a hard limit on the number of times you can apply for a TD Aeroplan Infinite card and receive the welcome bonus. The only written restriction is that you need to have opened your previous account at least 6 months prior to your new card application to be eligible for another welcome bonus (we suggest maybe adding another 3 months). It’s exact wording is as follows:

          “If you have opened an Account in the last 6 months, you will not be eligible for these offers. We reserve the right to limit the number of Accounts opened by and the number of miles awarded to any one person.”

          While TD does reserve the right to limit your bonuses, we’re not sure if it does, how it does or when it does. We do know that many people have received multiple cards with the welcome bonus offer.

          Hope that helps!

          GreedyRates Staff

          • Thanks for the reply but I’m still a little confused. I was under the impression that you can’t apply for a credit card you already have. When I go to apply for the card wont see that I already have the card(which Ive had for a long was actually converted over from CIBC Aeroplan automatically when TD bought it)? Will they just cancel my existing card and issue me a new one with a new number? …or will I have two identical cards with two different account numbers? (And two annual fees?)

            Thanks again

          • Hi Dave,

            Sorry for the confusion. Yes you can have two Aeroplan Infinite Visa cards – many people do. You will have two different account numbers. That said, we would definitely recommend you cancel the first card, to avoid the annual fee, once you get your second card. You might not want to cancel your first card beforehand (unless you have other cards you can rely on), just in case you don’t get approved.

            Hope that clarifies things!

            GreedyRates Staff

  10. Hi, is the $50 fee for supplementary cards waived as well for the first year?

  11. Hi,
    I have a different TD credit card e and I wanted to switch over to this TD Aeroplan Visa Infinite Credit Card to take advantage of this offer, however when I called they refused to honor the Waiving of 120$ annual fee. They are saying you have to make a ‘new’ application to get that. They are giving me bonus miles as a new to the card but not the fee waiver?…I don’t get it???

    • Hi Harris,

      The TD Aeroplan Infinite offer, with the 100% first year fee waiver, is only available by opening a new account through That said, even though you currently have a different credit card with TD, why don’t you just apply for a new TD Aeroplan Infinite Visa card, instead of migrating your old account?

      GreedyRates Staff

    • if you keep up your account with $5000.00 then monthly fee for you and authorized person fee will be waived forever.

      • Hi Reena,

        Definitely an option. To elaborate on your point, if Harris opens a TD All Inclusive Checking Account he will be able to waive the annual fee for himself and an authorized user. However, to avoid any checking accounts fees, he will have to keep a minimum balance of $5,000 in the checking account.

        Nice alternative if he’s currently a TD customer, or willing to become one.

        GreedyRates Staff

  12. Hi guys!

    Just to start off, this looks like a great site that’s very informative, has great deals, with helpful and friendly staff. Keep up the good work!

    I have a question regarding the free checked bag. I understand that it only applies to Air Canada flights that were acquired by redeeming Aeroplan points. However, is it necessary to use the TD Aeroplan Visa Infinite card for the extra fees/taxes or can another card be used, and as long as you are a cardholder of the TD Aeroplan Visa Infinite, you are eligible for the free checked bag or Maple Leaf lounge?

    Thanks in advance!

    • Hi Andrew,

      Thanks for the kind words!

      When redeeming your Aeroplan miles for a flight, you can pay for the taxes and fees with whichever credit or debit card you’d like and still be eligible to receive the first checked bag free. The only things you have to make sure of are that you redeemed Aeroplan miles for your airfare, the name on the ticket matches the name on the Aeroplan account, and you may be asked to show your TD Aeroplan Infinite card to the Air Canada agent. Same goes for the annual free Air Canada Maple Leaf Lounge pass.

      Hope that helps!

      GreedyRates Staff

  13. Hi There!

    If I already have an All-Inclusive account with TD (which was also opened with an Aeroplan VISA Infinite), and open another All-Inclusive account (as a joint account with my live in partner) and apply for another Aeroplan VISA Infinite, do I still receive the bonus Aeroplan points?

    Is there any way the $50 additional card fee can be waived under any circumstance?

    Thank you,

    • Hi Mandy,

      Great questions! We actually called TD to get the answers. Here’s what we were told:

      1. Yes you can open a second All-Inclusive account, and apply for another Aeroplan Infinite card, have the fee waived and receive the welcome bonus. Although they did not mention it, you likely will have had to apply for your first card more than 6 months ago, per their terms and conditions.

      2. The TD All-Inclusive account waives both the primary cardholder’s annual fee and 1 authorized user fee.

      Hope that helps,

      GreedyRates Staff

  14. Hi,
    I just cancelled my TD Visa Aeroplan Infinite card after using it for 11 months so that I don’t get charged the annual fee. I had benefited from the signup offer last year.
    Can I reapply for a new card to get the signup bonus again before the current offer ends (Dec 2nd I believe), or do I need to wait a while to be eligible for the offer?

    • Hi Joanne,

      TD’s official policy is “If you have opened an Account in the last 6 months, you will not be eligible for these offers. We reserve the right to limit the number of Accounts opened by and the number of miles awarded to any one person.” That said, in your case you’re well past the 6 months since you opened your last account. However, whether TD’s reserves the right to limit you is up to them. That said, we’ve certainly seen people get more than one account in similar situations.

      Hope that helps,

      GreedyRates Staff

  15. Hi just wondering if TD visa infinite covers Car Rental from Enterprise. I am planning a trip and wanted to rent a car. If I pay from my TD visa infinite would the rental fee covers it or it just covers insurance ?


    • Hi Saboor,

      Thanks for writing in! Can you please clarify the question? What do you mean “if I pay from my TD visa infinite would the rental fee covers it?”

      GreedyRates Staff

      • Hi,

        So lets say I booked a car from enterprise and I gave my TD VISA infinite credit card and they charged on the credit card. I would get a reimbursed that charge to my credit card or there is no rental coverage except insurance ?

        • Hi Saboor,

          Are you referring to the Avis Rent-A-Car and Budget Rent-A-Car preferred rates? If so, you need to do the following:

          For Avis rentals, visit or call 1-800-879-2847 to reserve. Quote Avis Worldwide Discount (AWD) #C078400 at time of reservation.
          For Budget rentals, visit or call 1-800-268-8900 to reserve. Quote Budget Customer Discount (BCD) #A331700 at time of reservation.

          Hopefully that answers your question.

          GreedyRates Staff

  16. Is the exclusive offer still available? If so, for how long? If I call them what is your promotion code? Thanks.

    • Hi Oydev,

      Yes the promotion is still available until Dec 2, 2016. If you call-in, just let TD know your calling for the exclusive TD Aeroplan Infinite offer, available on with promotion code is SB6L9.

      Thanks for using!

  17. HI I already have received my TD infinite card last month….if i apply online now for a spousal card….would I get the 5000 additional points? Or do i need to call them?

    • Hi Carol,

      You had to add the authorized user by the end of the promotion. If you applied for the card last month, the promotional term ended September 2nd. It seems as though you missed the deadline. You could have added the authorized user during the application process, or added one afterwards over the phone or in branch.

      The deadline to add an authorized user for the current promotion is December 2nd, after which the authorized user must call and activate their card by January 16, 2017.

      GreedyRates Staff

  18. Hi there,
    I am looking to apply for a credit card for a business for my business partner and myself. Does this credit card 1) Allow for a corporation to be the card holder name?
    2) Could 2 cards be issued? one for myself and one for my business partner. We do not live in the same household nor our we married.
    3) Would we be able to split the miles between the two of us, for example transfer half the miles to my air miles card and transfer the other half of the miles to my business partner’s air miles card.

    • Hi Alice,

      Unfortunately TD does not offer a pure Aeroplan business card that would go under your coporation’s name. The card would be under your name, address your company’s, but there would still be personal liability.

      You might want to look at some of the business reward card options provided by Amex.

      GreedyRates Staff

  19. Hello,
    I got my Visa Infinite last month and today I got my first 15000 miles, thanks Greedyrates! 🙂
    Question here: I really don’t want to pay $120.00/year fee, so what would be the best thing to do after one year to avoid paying it while still keeping those aeroplan miles? Can I switch to a Visa Platinum? Thanks!

    • Hi Erik,

      Congrats and thanks for using GreedyRates! Even if you cancel your TD Aeroplan Infinite Visa card before 12 months (when your annual fee would kick-in), you will keep your Aeroplan Miles. Your accumulated Aeroplan miles reside with Aeroplan, not TD. As such all you have to do to keep your Aeroplan miles active is accumulate or redeem at least 1 Aeroplan mile every year to keep your Aeroplan account active. You can use your Aeroplan loyalty card to do that (swipe it at an Esso station), once you’ve canceled the TD Aeroplan credit card.

      Hope that helps,

      GreedyRates Staff

  20. Hi,
    For the TD credit card, how does the annual fee rebate work? Do we pay the fee when activated then after two months we get the fee back? If so, when we get the fee back, is it a balance on the statement or is a cheque sent?

    • Hi Alex,

      That’s correct. The $120 annual fee will be charged on the first statement and will either be rebated on the same statement or by the second statement. If it’s not rebated on the first statement (not sure why it happens on some statements and not others), you pay the balance and it gets rebated on the second statement. TD does not send a check.

      GreedyRates Staff

      • Just to follow up on this question.

        I signed up mid November and was charged the first 120$ on my first statement. I haven’t been given a second statement yet.

        Should I expect the credit to appear with the issuing of the second statement?

        What should I do if they do not credit?

        I should note I signed up through the link on this website.

        • Hi Ronald,

          First, thanks for using GreedyRates and applying for your TD Aeroplan Infinite offer through our site!

          You shouldn’t have an issue with your annual fee rebate. As TD states, the “annual Fee will be reversed within 2 monthly statements from the date of the charge.” You’ll get the annual fee charged on the first statement. Expect it to be automatically rebated/reversed within 2 statement periods form then, which is 2-3 statements from when your account was first opened.

          If there is every an issue, which there shouldn’t be, you can call TD or just let us know and we’d be glad to escalate the issue within TD and work on your behalf to ensure your account gets credited appropriately.

          Hope that helps!

          GreedyRates Staff

  21. Just wondering if any others have encountered this error message when trying to complete the application: “Unfortunately, we have encountered system issues and cannot process your application at this time. Please try again in a few hours or visit any TD Canada Trust branch. We apologize for the inconvenience. Click here to find the nearest Canada Trust Branch or to book your appointment.” On attempting the application again 14 hours later, the issue still isn’t resolved. Changing the browser didn’t make any difference. Can we call TD to apply with the offer code, and what is the offer code?

    • Hi Alex,

      Sorry for the inconvenience. We have advised TD of the issue, although it is not being experienced by everyone. If you continue to issues with TD’s online application, you can call TD directly at 1-800-983-2582 and let them know you would like the GreedyRates offer for the TD Aeroplan Infinite card. The offer code is SB6L9.

      Thanks for using GreedyRates!

  22. I applied for the TD Aeroplan Visa Infinite in the summer of 2015. A few questions:

    1) To receive the additional 10K bonus miles I needed to spend a $1000.00 in the first 90 days, but do you know if the clock starts on the 90 days a) the day you apply b) the date you are approved? c) the date that you activate the card or d) the date the annual fee is charged? I thought I had qualified for the 10K but never received them and want to get my ducks in a row with my purchase dates before I call them.

    2) If I pay for a flight for myself, spouse and child with this card will we all be eligible for the various travel insurances (cancellation, interruption, medical etc) or just the card holder. Also, would we all get one free checked bag or just the cardholder and can we all access the free once per year lounge?

    Thank you.

    • Hi David,

      1. Although the offers no longer have a minimum spend requirement, we believe the start time on the offer you’re referring to was the date of approval.

      2. Yes, if you pay for your travel with the card you, your spouse and your dependents will all be eligible for the travel insurances.

      3. You only get to use the free checked bag and lounge access on flights in which you redeemed your miles, not on cash flights. Both are only available to the primary cardholder. Priority check-in and boarding is offered to the primary cardholder and companions.

      Hope that helps!

      Greedyrates Staff

  23. How do I get the free checked bag?

    • Hi LoAn,

      The free checked bag “applies whenever the Primary Cardholder travels using an Aeroplan flight reward, only, on a flight operated by Air Canada. To access this benefit, the Primary Cardholder must redeem their Aeroplan flight reward with miles from their Aeroplan account. To access this benefit, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Card to the Air Canada agent.”

      Hope that helps,

      GreedyRates Staff

      • Hi,

        Just to clarify this point, if possible…so, I booked a flight on Air Canada via my existing Aeroplan miles *before* I applied for the TD card. I will have the card in hand by the time I take my trip. Can I still get the free checked bag by (from the sound of it) simply showing the Air Canada agent my card when I check in? What if I want to check in the night before online, and there’s no one to show my card to? 🙂

        • Hi Dave,

          To be doubly safe, put 0 bags to check during the on-line check-in process. Then check-in at the airport with your bag and show your TD Aeroplan Infinite credit card. That’s probably the safest bet.

          GreedyRates Staff

          • Thanks very much!

            A followup question, if I may–My wife and I both got our own TD Aeroplan Visa cards, each of us as primary cardholder on our own accounts. I made the reservation for both of us using my own Aeroplan miles, however, before we got the cards.

            Is there any way for both of us, as primary cardholders on our own accounts, to get the “1st checked bag free”? Or would it only be me who gets that, since it’s my reservation?

          • Hi Dave,

            The terms and conditions specifically state “To access this benefit, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Cardholder.” It seems ambiguous to your specific situation, but the language could cover your wife’s bag, since she is a primary cardholder, has an Air Canada flight booking in her name, and an Aeroplan account profile. Present it as such at check-in and let’s see what happens. Report back!

            GreedyRates Staff

  24. Hi I would like more about travel insurance how long is trip covered for people age 55 -61. What medical insurance include, where I can get inform before I apply for card Thanks, Nada

    • Hi Nada,

      The TD Aeroplan Infinite card offers free travel medical insurance for cardholders up to the age of 65 years for 21 consecutive days, for up to $1 million. You can go on multiple trips, and you’ll be covered for each trip for up to 21 consecutive days. If you’re over 65, you’re covered for 4 consecutive days.

      The TD Infinite Visa card also comes with trip cancellation, trip interruption, flight delay, lost luggage, car rental, and lost luggage…

      Check out our travel insurance chart for further coverages and comparisons.

      Hope that helps,

      GreedyRates Staff

  25. It works! I just got the card…and everything is as it says it is.

  26. Hey there! Great deal on this one – thank you for the info!

    Two questions for you – I currently have the TD Aero plan platinum Visa. Would this make me ineligible to apply for the TD Aeroplan Infinite Visa? And secondly, is this card include a free bag on Air Canada flights that are not Aeroplan redemptions?


    • Hi Lauren,

      Yes you can apply for the TD Aeroplan Infinite Visa card, even though you currently have the Platinum. You’ll want to make sure of 2 things first:

      1. You now meet the minimum income requirements of $60K in personal income OR $100k in household income
      2. You have the credit required to get the minimum line of credit for the TD Aeroplan Infinite Visa, which is $5,000.

      Do not convert your card from a TD Aeroplan Platinum to a TD Aeroplan Infinite card – TD will not give you the new card welcome bonus offer.

      Enjoy the free trip!

      GreedyRates Staff

      • Thanks so much! So I should apply for the new one independently of the platinum card? I was thinking that if they see I have one, it may not make sense to give me a second card so similar?

        Also, could you please tell me if the infinite card offers a free bag on regular Air Canada flights?

        Thanks so much for all of the great advice!!

        • Hi Lauren,

          The Aeroplan Infinite Visa card only offers free checked bags on flights in which you’re redeeming rewards.

          Yes, if you’re looking to receive the bonus, you have to apply for a new TD Aeroplan Infinite Visa card. There is absolutely no issue in applying for a new TD Aeroplan Infinite Visa if you already have the TD Aeroplan Platinum. You’re application will be treated and evaluated as if you were a new applicant. You just have to meet the minimum income requirement and obviously have the credit to be approved like with any other card.

          Thank you for using GreedyRates and let us know how you do!

          GreedyRates Staff

          • Thanks so much! I wonder if there are any cards out there that give a free checked bag in regular AC flights? Thanks again!!

          • Hi Lauren,

            The TD Aeroplan Visa Infinite Privilege card offers free checked bags on all AC flights, but it comes with a $399 annual fee.

            GreedyRates Staff

  27. I have a Aeroplan card that is not a credit card, but simply one i received from my work where i can collect aeroplan miles. Is it possible to transfer the points from this and apply it to the td aeroplan credit card?

    • Hi Peter,

      Yes. When you apply for the Aeroplan credit card, you can enter your Aeroplan loyalty card number on the application and the two cards will be synched to your one Aeroplan loyalty account.

      GreedyRates Staff

  28. I was just wondering if the 90 days of double points (offered by was still available if I applied through your website? That is such a great promo….

    • Hi Alannah,

      Thanks for using! Unfortunately the 90 day double points bonus offer expired at the end of May. The current offer exclusively on GreedyRates of 1st year annual fee, 15K on activation, 5K open and in good standing for 90 days, plus 5K for an authorized user is the richest welcome bonus on the card in Canada today. The great thing is it doesn’t require a minimum spend threshold. It’s good until Sept 2.

      GreedyRates Staff

  29. Is the discount on annual fees still valid? I’m thinking of applying for the highest aeroplan visa ($399) is there a similar promo for that card? Thanks

    • Hi Kelvin,

      The first year annual fee rebate (with up to 25K miles welcome bonus) is in effect for the TD Aeroplan Infinite Visa card reviewed above until September 2nd, 2016 on only.

      The first year annual fee rebate is not in effect for the TD Aeroplan Infinite Privilege card (if that’s the card you’re looking for there is no promotion on it right now so the annual fee is $399 and the welcome bonus is only 25K miles).

      Hope that helps,

      GreedyRates Staff

  30. Do you know whether the aeroplan account you link to the card needs to be in the same name as the card holder? Can I apply for the card in my name, but link it to my spouse’s aeroplan account? It’s so much easier collecting all our aeroplan points in one account instead of splitting them up.

    • Hi Natalie,

      Unfortunately the name on the credit card has to match the name on the Aeroplan account. An alternative for you is to get the Aeroplan welcome bonus, which will have to be directed to your own account. But then get an authorized user account, thereafter, on your spouse’s card or vice versa. That way all of your future spend will be consolidated on one account.

      GreedyRates Staff

  31. Hi ,

    I have TD aeroplane card. Does it cover the travel insurance if I travel to USA for 1 week.

    • Hi Dheeraj,

      Yes, The TD Aeroplan Infinite card has out of country travel medical insurance which will cover you for 21 consecutive days while travelling in the United States, regardless of whether you used the credit card to pay for the trip or not – you can even drive and you’ll be covered. You just have to check on your end to be sure no pre-existing medical conditions or exclusions prevent coverage.

      Hope that helps,

      GreedyRates Staff

      • Hi, I am going to travel to Spain and I will be renting a car with my TD Aeroplan Infinite Visa.
        What coverage I have for the rental car from the visa that is can be used when I rent the car in Spain?
        I will be renting from Aug6 to Aug 14, 2016.

        • Hi Liliana,

          Yes your TD Aeroplan Infinite Visa card does cover you for car rental Collision Damage Waiver (CDW) insurance in Spain for any SUV, minivan or car. However, please remember it does not cover you for 3rd party liability (damage to another car or person). You might want to check if your car insurance already covers you for 3rd party liability when renting a car.

          GreedyRates Staff

  32. If I apply but my income is just shy of 60,000 ($57,00) and my credit score is 750 would they even consider approving it?

    • Hi Kris,

      You sure you can’t make your $57,000 stretch to $60,000? Remember you can include all income from interest, stocks, gifts, etc… not just employment income. Alternatively, you can include household income from anybody your living with. A 750 credit score is fantastic. Get creative.

      Hope that helps,

      GreedyRates Staff

  33. I’ve tried applying for this twice online, and each time it says it can’t verify my identify (even though I’m 100% sure that I answered the credit history questions correctly). I tried calling to apply, and they said they have no way to waive the first year fee. Any suggestions for how to get around this?

    • Hi Sarah,

      If you’re having difficulties applying online, you absolutely can apply for the GreedyRates offer through TD’s call center. Just call TD’s credit card call centre at 1-800-983-2582 and let them know you want the GreedyRates offer (no fee first year, 15K miles on activation, plus 5K miles if you keep the account open and active for 90 days). If they ask for the offer code it’s SB6L9.

      Hope that helps,

      GreedyRates Staff

  34. Could I transfer my balance from another card to this card and still be able to redeem all these perks?

    • Hi Sebastien,

      We would not recommend transferring a balance to this card. If you need to transfer a balance get a no fee balance transfer card offering 0% for 12 months, like the MBNA Platinum Plus card.

      You always want to keep your balance transfer cards separate from cards intended for new purchases.

      That said, there is no minimum spend requirement to be able to receive and redeem for the welcome bonus miles. All you have to do is activate the card with a purchase (could be a pack of gum) and the first 15,000 miles are yours. Then keep the account open and in good standing for 90 days and you’ll get an additional 5,000 miles. There is no annual fee in the first year, regardless of how much you spend.

      Hope that helps,

      GreedyRates Staff

  35. Hi. I have a TD Aeroplan Visa before but I cancelled it around 5-6 months ago. If I apply again now through, will I get this promotion?

    • Hi Evie,

      TD’s official policy is that “If you have opened an Account in the last 6 months, you will not be eligible for these offers.”

      Hope that helps,

      GreedyRates Staff

  36. I just (May 21 2016) tried to apply for the card with the bonuses listed on – i.e. 30k max miles, 3x miles for the first 90 days, no fee for the first year – and get to a point in the application where the CONTINUE button link stops working – any thoughts on this? I have tried the Chat with the TD rep and got nowhere except for the advice to try using another browser than Firefox (I did with MS Edge – same issue) and /or to try again later because the server must be busy.

    • Hi Cheryl,

      If you’re having trouble applying online, you can call TD directly at 1-800-983-2582. Let the customer service rep know you want the offer, offer code SB6L9 if they ask.

      Thanks for using GreedyRates!

      GreedyRates Staff

  37. I just applied and it took me to the TD website where I entered my information. How do I know that the code was used so that I get the 1 year fee waiver?

    many Thanks

    • Hi RJ,

      Everything is done automatically. If you applied through a GreedyRates link, the offer will be automatically appended to your application, and if approved, to your account. If there are every any issues (which there shouldn’t be), you can always let us know and we’ll help you sort it out with TD.

      Hope that helps,

      GreedyRates Staff

  38. Hi GreedyRates,

    I’m interested in this offer. However, TD has a promo now for new clients to sign up for one of their 2 top accounts and get a Samsung Smart TV (40″ or 28″). There are things you need to do to qualify but one of them is to apply for a TD Visa. The Infinite Aeroplan card is one of the cards and it says to apply for it after opening the account. If I opened that account and then applied through here to get the Visa card, would I still qualify for both offers? mainly the points promo here and also qualify for the 40″ TV? I know if I apply through them I wouldn’t get the promo being offered here.


    • Hi Jim,

      There’s been some confusion here. If you apply for the TD Samsung new account offer you can only combine it with the base offer for the TD Aeroplan Infinite card, which is 15K with the annual fee.

      GreedyRates Staff

  39. Hi, I just received this promotion in the mail and changing my current TD VISA to the infinite aeroplane. Was wondering if the 90 days of double points applies to me as well.
    Also, was thinking of adding my husband as an additional user, but would we benefit more for him just to sign up through your website for his own card and take advantage of the sign up bonus? We spent quite a bit every month and just wondering if it was better to have it all on one card or have two separate cards. Thanks.

    • Hi Julie,

      The promotion for 90 days of double points in bonus categories (gas, grocery, drugstore, is available exclusively through Moreover, the GreedyRates offer does not have a minimum spend requirement to receive the welcome bonus – we understand the offer promoted by TD directly requires $1,000 spend in the first 90 days.

      We would definitely recommend your husband get his own card, as opposed to an authorized user. With no fee in the first year, and a 25K welcome bonus, there is zero incremental cost to the decision. He would be getting an additional 20K miles (25K new card, versus 5K authorized user), at no additional cost.

      Hope that helps,

      GreedyRates Staff

  40. I just got my TD Aeoplan visa Infinite card in the mail. The documents say I get the 15000 bonus miles but nothing mentioned about the additional 10000, or the bonus points on purchases for the first 90 days. I know this site says only available if applied via Greedyrates, but I could not do that because of some notification/restriction on my TD account from 9 years ago, so I had to clear that up at the bank and the application for this card was done for me at the bank. Is there a way I can get the added bonuses applied to this card even though I didn’t apply with greedy rates?

    • Hi Steve,

      Unfortunately, as our website states, the TD Aeroplan Infinite Visa offer is only available through The offer as advertised is not available in TD branches, on TD’s websites or through any other websites.

      That said, if you have any issues applying online, you can also get the offer by calling TD directly at 1-800-983-2582 and asking the customer service representative for the GreedyRates offer or for offer code SB6L9. They will then append the offer to your application and it will automatically get attributed to your account upon approval.

      GreedyRates Staff

      • Thanks. I called and was confirmed for the additional bonus for applying. Also got an additional card for the wife for added bonus, and no fees ever because I have an account that eliminates the credit card fee. Not too sure about the double miles for the first 90 days, even after talking it was unclear, but I’m less concerned about that. It was suggested to use the credit card and the aeroplan card to double up, does that make sense?

        • Hi Steve,

          Great! If the GreedyRates source code was added by the TD customer service rep, which it seems to have been, you will automatically get the 2X bonus point in the first 90 days.

          Whenever you can, always use your TD Aeroplan Infinite Visa card and the Aeroplan loyalty card to get miles from both. While you’ll get Aeroplan Miles wherever you use your credit card, you’ll be able to also use your Aeroplan loyalty card at Aeroplan partners such as Esso, Air Canada, Home Hardware,, etc…

          GreedyRates Staff

  41. When you say in items 1-3 that free bag, priority check-in and boarding are perks received on an Aeroplan reward flight, does that mean only on flights where you are redeeming points, or does that include flights that you actually pay for?

    • Hi Geoff,

      That is correct. The free bacg, priority check-in and boarding are only available on flights in which Aeroplan miles have been redeemed.

      GreedyRates Staff

  42. Hi,

    Just wondering, does the 90 day, 3X bonus Aeroplan miles promotion start on the day that the card was approved, or the day the card was activated? I would assume the latter but I just wanted to check. And it is a full 90 calendar days and not valid through just your first three statements or something, correct?


    • Hi Chad,

      It is 90 days from the date of approval “…during the first 90 days after Account approval”. And it is for the first 90 days, not 3 billing cycles, statements or months. Still a fantastic deal!

      Hope that helps,

      GreedyRates Staff

  43. Hello,

    Great review and website! Loved going through archive of articles…really learned a lot!

    With regards to this card, if I went to into a gas station or grocery store during the double Aeroplan miles promotion (during the first three months) and bought for example a $1000 gift card, would I get 3000 Aeroplan miles for that gift card purchase? Would the type of gift card matter (ie. would any retailer be acceptable)?


    • Great idea to maximize Mile earnings during the promo period!!!!

      Yes, you could absolutely buy gift cards in eligible bonus categories, such as gas stations, supermarkets & pharmacies and earn the 3 points per dollar spent bonus. It would not matter what type of gift card you purchased.

      We would recommend you buy your gift cards at a standalone retailer, to ensure TD reads the merchant code correctly. For example, buy your gift cards at a Shoppers Drug Mart, Metro or Esso – avoid the big box retailers like Costco, WalMart and Canadian Tire, where even if you buy from their gas station or pharmacy, it may be read as a purchase from a general retailer or wholesaler as opposed to a pharmacy or gas station.

      Hope that helps and thanks for the kind words about GreedyRates!

      GreedyRates Staff

      • Hello again,

        Thanks for the quick response!

        I am thinking that if I bought the $1000 gift card for example at Esso, I could double-dip on the Aeroplan miles by swiping my Aeroplan card at time of purchase. Is that correct? Would that not be a fantastic way to accumulate Aeroplan miles during the double Aeroplan miles promotional period? Similarly, could I not buy a $1000 gift card at Rexall, pay with the credit card to get the double Aeroplan miles but also swipe my Airmiles card at time of purchase to get a bunch of Airmiles as well?

        The possibilities of exploiting the credit card bonus period in this way is making my mouth water! LOL


        • Hi Chad,

          Go for it! You can absolutely double dip on top of the 3X miles bonus with your Aeroplan card. Can’t do it at Rexall though, they stopped being an Aeroplan partner in 2014.

          GreedyRates Staff

          • Hi,

            Looks like you can buy Air Canada gift cards on Would a gift card purchase on during the three month double Aeroplan miles promotional period qualify for the 3X Aeroplan miles, or does the purchase have to be a flight in order to qualify?



          • Hi Chad,

            The disclosure agreement reads as follows “…and products and services (excluding Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through charged to your Account.” However, we would suggest trying it with the smallest denomination gift card first, seeing if you get the bonus multiplier. If so, go have a field day!

            Another great idea Chad.

            GreedyRates Staff

  44. Hi

    Nicely presented. I am planing to apply for card,I have one question. Can I book anyoneès ticket through my card. and if i alread have Visa card by TD can I apply for this card as well at same time.

    • Hi Princi,

      Thanks for the kind words!

      1. Yes you can book anyone’s ticket with your Aeroplan miles.

      2. Yes you can get the TD Aeroplan Infinite card, even if you have another TD credit card. You can have multiple TD cards open at the same time.

      Hope that helps,

      GreedyRates Staff

  45. Hi there,

    Is there an annual fee rebate for the TD AEROPLAN VISA PLATINUM* CARD as well through Greedy Rates? I may not qualify for the TD Visa Infinite, so it would be great if the Platinum card also had a first year annual rebate.

    • Hi Clement,

      The Platinum card comes with am $89 annual fee. The value is obviously in the Infinite card offer. Remember, if you can’t qualify for the minimum personal income of $60K, perhaps you can meet the minimum household income threshold of $100K. You can combine the incomes of those you live with including your spouse, girlfriend, parents, siblings, etc… without requiring co-signature.

      Hope that works out for you,

      GreedyRates Staff

      • Hi,
        Thanks so much for getting back to me. How strict are they about literally being in the same household? Our household income is about $75K. Could I use my brother’s income even though he doesn’t live with me anymore? If the answer is no, how do I apply for the card and get the promotion while using him as a co-signor?

  46. So where does it say double for the first 90 days? I don’t actually see any reference to that in the link provided

    • Hi Jensen,

      You just have to scroll down a bit to the title “How you earn Aeroplan Miles”. It then reads:

      “For every $1 spent on eligible gas, grocery, drugstore and purchases with your Card. Earn double Aeroplan Miles for these purchases for the first 90 days after Account approval – that’s 3 miles instead of 1.5 miles for every $1 spent.”

      Let us know if you have any other questions!

      GreedyRates Staff

  47. I already have this card and it is coming up to the end of the first free year and I was planning on cancelling it to avoid the fees.

    Could I apply for a second TD Infinite card and the cancel my first one or will I be denied as I already have the same existing card?

    I would like to get a similar or even the same card with bonus miles and no fees or no fees for the first year. What is my best option? I spend around 1500/month and always pay my balance in full.

    • Hi Brent,

      Seems like the answer is yes, you can cancel and re-apply to get the bonus offer. All TD states is that “If you have opened an Account in the last 6 months, you will not be eligible for these offers. We reserve the right to limit the number of Accounts opened by and the number of miles awarded to any one person.”


      GreedyRates Staff

  48. Is the waived fee still valid? Going through the application process the fee applies.

    • Hi Carl,

      The 100% annual fee rebate absolutely still applies. The promotion is valid until May 27th, 2016.

      You will see the annual fee waiver on TD’s offer landing page. The promotion will be automatically appended to your account by TD.

      GreedyRates Staff

  49. If I already have a TD Infinite VISA card can I cancel it and then after still get this new deal with the 30,000 Aeroplan miles offer, etc.?

    • Hi HJM,

      TD terms and conditions state you can only apply for another TD Aeroplan Infinite card if your previous TD Aeroplan Infinite card was opened more than 6 months ago. That said, TD does state that it reserves the right “to limit the number of accounts” opened by any one person. We’ve had a few readers do it a few times. Given the size of the bonus and the annual fee waiver, it makes sense to give it a shot until TD says you’ve reached your limit.

      Hope that helps,

      GreedyRates Staff

  50. I have read on other threads that first purchase at gives you 3k points and $50 discount with certain TD aeroplan cards. Is this card a part of that promotion ?

    Thanks you,

    • Hi Dave,

      The answer would be yes. However, that specific Aeroplan offer for 3K points and $50 to which you are referring, expired iOctober 30th, 2015. The current Aeroplan promotion offers “1 Aeroplan Mile* for every dollar spent. Members with Aeroplan status receive 2 Miles for every 1 dollar spent.”

      Hope that helps,

      GreedyRates Staff

  51. I applied aeroplane card a month ago but I didn’t activate the card… If now I apply again then I would get a 30,000 miles right???

    • Hi Sam,

      If you get approved, and you didn’t activate the previous offer, then yes you would be eligible for the current TD Aeroplan Infinite offer on of:

      First year annual fee rebate, 25,000 bonus miles (no min spend), + 5,000 miles for authorized user and 3X miles per $1 of spend on gas, groceries, pharmacy & purchases in the first 90 days.

      Good luck!

      GreedyRates Staff

  52. 2 questions;

    1. Is there a minimum purchase amount to qualify for the 15,000 aeroplan points?
    2. How would I cancel my card if I wish to in the future?

    • Hi Vince,

      To answer your questions:

      1. There is no minimum purchase required to recieve the 15,000 aeroplan miles. All you have to do is activate your card with at least 1 purchase. It could be a pack of gum. To receive the additional 10,000 aeroplan miles, all you have to do is keep your account open and in good standing for 90 days. Again, there is no minimum spend requirement for either bonus.

      2. All you have to do to cancel your card is call TD and cancel the card. Once you’ve receive your 25,000 bonus Aeroplan Miles, they’re yours, even after you cancel your card.

      Hope that helps answer your questions.

      GreedyRates Staff

  53. Would the first year annual fee be waived for the additional authorized cardholder?


    • Hi Cyn,

      The $120 annual fee is waived for the primary card holder. The $50 annual fee remains for the authorized user. That said, if you value an Aeroplan mile at 1.27 cents, the incremental 5,000 miles you receive for get the authorized user card has a $63.50 value. Essentially, you’re getting an authorized user card for free for one year – hopefully allowing you to accrue more Aeroplan miles by consolidating your spend and rewards into one Aeroplan account.

      Even if you decide not to get the authorized user card, you still get 25,000 miles (return trip anywhere in north america) with a first year annual fee waiver and 3X miles in gas, grocery, drugstore and spend for the first 90 days – the best welcome bonus offer we’ve ever seen for the TD Aeroplan Infinite card.

      GreedyRates Staff

  54. Hi there,

    Can you clarify how I can earn the 3x the points for gas, grocery, drug, or through greedyrates? Do you mean I just have to apply through your website to get this benefit?

    Also, is the purchase part of this offer or is this new? Currently my CIBC Aeroplan Infinite doesn’t earn me extra points on my Aeroplan account.

    • Hi Jess,

      You can only earn the 3 points per $1 spent for gas, grocery, drug store and purchases for the first 90 days after your account has opened (thereafter you get 1.5 points), if you apply through That’s all you have to do.

      Actually the 1.5 points per dollar spent for purchases is standard for the TD Aeroplan Visa Infinite card, but the 3 points promo for purchases is for this limited time offer only.

      Let us know if you have any other questions.

      GreedyRates Staff

  55. Hi
    I canceled my credit card from TD.Can again get a credit card and have the promotion for Aeroplan welcome miles again?

    • Hi Domingo,

      This is TD’s official policy “If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by and the number of Welcome Bonus Miles awarded to any one person.”

      If you opened your previous account with TD more than 6 months ago, we say give it a shot and try to get another one. Since it’s at their discretion, we say keep doing it until your told to stop, or no longer awarded Welcome Bonus Miles. Until then, they’re giving you a green light!

      GreedyRates Staff

  56. I have a few quick questions
    1) I have an all-inclusive account with TD and I get the annual fee waived. If I get it through greedyrates can I still get teh promotion, and then call in to ensure I won’t get charged the annual fee either?

    2) I have an existing aeroplan account, can I use that to collect my miles, or do they have to create a brand new one. Also, if I do have to get a brand new one, how can i link the two?

    Thanks a lot!!

    • Hi Chigu,

      1. The way it would work for the current offer is, you would get the up to 25K miles and 50% first year annual fee rebate. In the second year, you would be able to apply the all-inclusive account promotion and have the annual fee waived (unfortunately you can’t combine both offers in the first year – great idea though!). So that would leave you with $60 in the first year and 0$ annual fee in the following years.

      2. You will be able to use your existing/current Aeroplan account for your new Aeroplan Infinite credit card account. Existing Aeroplan members will be asked to enter their Aeroplan number on the credit card application.

      Hope that helps!

      GreedyRates Staff

  57. Hello,

    When I applied for the card it said that it will create an aeroplan account for me (if i remembered correctly). I have already received the credit card but have not yet received any aeroplan membership number. So my question is do I have to apply for it myself, and then register it to the card? Or is there just a delay and everything will be done automatically.

    Also, does applying for multiple credit cards affect one’s credit, even if all accounts are in good standing?

    • Hi Ray,

      No worries. The Aeroplan membership will be automatically created for you. You will receive an Aeroplan welcome package in the mail about 4-6 weeks after you’ve been approved.

      Your second question can be answered in two ways:
      1. Applying for multiple accounts in a short period of time can reduce your credit score, temporarily.
      2. However, having multiple credit cards in good standing at the same time will only strengthen your credit score.


      GreedyRates Staff

  58. Hi – Can my wife apply for the TD infinite Visa and attach my Aeroplan number to her card so we can collect the bonus miles on my aeroplan #? The Visa would be in her name and the Aeroplna number we associate with her Visa is in my name and already connected to my TD visa.

    • Hi Dave,

      Unfortunately not. The name on the Aeroplan credit card has to match the name of the Aeroplan loyalty account. That said, if you each apply for the Aeroplan card with the current offer, you’d each be getting 25,000 miles, enough for each of you to get free round trip airfare to anywhere in North America. You can transfer miles, but starting Novemebr 1st it will cost 2 cents a mile, a serous degradation of value – we don’t recommend it. Presumably, your wife won’t mind travelling with you!


      GreedyRates Staff

      • Hi – thanks for the valuable information, I have to say that the GreedyRates staff are amazing and customer service is fantastic. I agree with you and will get the Visa for my wife, probably a good move to travel together 🙂

      • Please allow me to disagree with you.
        You can link ur aeroplan number to 7r wife application and vice versa as long as both of you living in the same place.
        We are doing that here . multiple cards wz just one aeroplan account.

        • Hi Hosam,

          Interesting. We have confirmed and re-confirmed with both TD and Aeroplan that the name on the credit card has to match the name associated with the Aeroplan loyalty account attached to the card. But if there is some glitch with common address, versus name, it’s worth a try. Worse comes to worse TD will auto generate an account for the card, which can then be converted to the primary account holders Aeroplan account.


          GreedyRates Staff

  59. I applied for the card and am waiting for it in mail. Once I use it the 1st time I get my points. Can I redeem them immediately? I am traveling to Vancouver next month and want to use it for that trip. This will happen with in the 1 st month of long does it take to see points in aeroplan account after I activate and use this card the 1 st time? If I cancel it after a couple of months. What happens to the used up points? And do I need to pay annual fee?

    • Hi Night Cribed,

      If you cancel your card after a few months, you do not have to pay an annual fee, and you are still able to keep the Aeroplan Miles you earned through the welcome bonus or otherwise, subject to Aeroplan’s mile expiry terms (have to earn or spend at least 1 mile within a 12 month period – as simple as buying a pack of gum using your Aeroplan loyalty card (with or without your credit card) at an Esso station.

      Although you may get your points sooner, for the TD Aeroplan offer at this time, which does not require a minimum spend and only requires you to activate and keep your account open for 90 days, your miles are assigned as follows: for your first 15,000 miles TD states on the application to “allow up to 8 weeks after your first Purchase is posted to the Account for the Welcome Bonus Miles to be credited to your Aeroplan Member Account.” That said, you may get it sooner. For the additional 10,000 miles, TD will assign you the bonus points within 8 weeks after your account has been open for 90 days.

      GreedyRates Staff

  60. I currently hold a Visa infinite card that expire next month. Can I apply for a new account and will it most likely be accepted? Can I actually hold 2 cards assuming the previous card is automatically renewed.

    • Hi Chris,

      Seems like there’s no hard and fast rule in your case, and it’s up to TD’s discretion. TD’s Aeroplan Infinite card application disclosure reads as follows: “If you have opened an account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by and the number of Welcome Bonus Miles awarded to any one person.” As a result, since you opened an account prior to 6 months ago you may be allowed to open a new account, and you may receive the Welcome Bonus points – that said, TD reserves the right not to approve your application. Let us know if you apply and what happens, it would be a great learning case for all of us!

      GreedyRates Staff

  61. Hey

    I am looking at switching to a TD aeroplan Visa. I currently use an RBC Visa Infinite (Avion) visa. I love the ‘points’ and how easy they are to use with the Avion. The problem is my Company is switching to TD and I would like to switch everything to there. I spend about $1,000,000.00 (yes, 1 million) a year on my current visa. I get 1,000,000 points. To travel anywhere in North America costs about 35,000 points. Is the ratio similar with the TD cards?

    • Hi Mike,

      For Aeroplan, you’ll need 15,000 Aeroplan Miles for a short ahul flight & 25,000 Aeroplan Miles for a return ticket to anywhere in continental North America (excludes Hawaii), plus taxes and fees.

      Hope that helps,

      GreedyRates Staff

      • I’m having a hard time finding out how many miles you need to actually be able to claim a flight for free (minus the taxes etc). for example from vancouver to halifax. the above answer seems to say 15000 for a oone way ticket anywhere in north america and 25000 for a return trip. that means just by signing up and getting a 25000 bonus you automatically get a return trip, doesn’t make sense to me. any explanation?

        • Hi Vagner,

          A flight from Vancouver to Halifax is a long haul flight. It would require 25,000 Aeroplan miles for a return economy ticket (plus taxes & fees). You can verify it on Aeroplan’s flight redemption chart here. Yes the 25,000 mile sign-up bonus for the TD Aeroplan Infinite card on Greedyrates is a huge incentive. It’s obviously too rich for TD to offer all the time, that’s why it’s a limited time promotion until October 30th. What we also love about it, is the first year annual fee rebate, making it completely free to try.

          Hope that helps,

          GreedyRates Staff

  62. If I cancel my visa at the end of year 1, so i don’t have to pay the annual fee, do I lose the aeroplan points?

    • Hi Dave,

      No, you do not lose the Aeroplan points, as long as you keep your Aeroplan loyalty account active during the next 12 months. Aeroplan defines active as follows: “What is the 12-month mileage expiry policy? All miles in an account expire if the Aeroplan Member has not accumulated or redeemed Aeroplan Miles in a period of 12 consecutive months”. Active is further defined as “one of the following activities is required: accumulate, redeem, donate, or transfer miles (subject to applicable fees)”. So even, if you earn 1 Aeroplan Mile, by using your Aeroplan loyalty card when you buy a pack of gum at an Aeroplan retail partner like Esso once a year, you’re in the clear.

      GreedyRates Staff

  63. Hey, I travel quite often and i currently have the td aeroplan visa infinite card and I spend between $2000-$3000 a month. Is the td first class card better for collecting points and using them to travel? Cash back is something I don’t really care about. Please let me know. Thanks!

    • Hi Gurp,

      Another way to look at it is through the welcome bonus lens. Right now, welcome bonuses are 25,000 miles, roughly $20,000 in credit card spend, or 1 year of spend for you. I’d focus on that value most. So if you could get the TD Aeroplan Infinite card, which currently waives the annual fee, and does not have a minimum spend requirement to get the 25,000 mile welcome bonus it’s a no brainer. Combine that with the Amex Gold Rewards, where you also get the first year annual fee waived, and a 25,000 mile welcome bonus with $500 min spend in 90 days (which you can convert to Aeroplan miles 1:1 with no fee), and you’ll have 50,000 Aeroplan miles, without ever paying an annual fee, or spending an incremental dollar. That’s the equivalent of close to $50,000 of credit card spend (2 years of sepnd in your case) immediately and virtually free. 50,000 Aeroplan miles will get you 2 free roundtrip airfares anywhere in North America.

      Without taking into account the welcome bonus, if most of your $2,000-$3,000 in monthly credit card spend is actually on travel (plane tickets, hotel rooms, car rentals, etc…) then the TD First Class Infinite Visa card will likely earn you more per dollar spent (4.5%) than the TD Aeroplan Infinite card. However, if most of your $2,000-$3,000 in monthly spend is on gas, groceries and pharmacies, then the TD Aeroplan Infinite will earn you more per dollar spent.

      Hope that helps,

      GreedyRates Staff

  64. So to get the 25,000 points do I have to spend a certain amount by a certain time like it says on the TD site ($1000)? Or is it simply just making any one purchase and keeping the account in good standing for 90 days?

    Also, on the TD site, if you have open a chequings account have have $5000 in the account, the annual fee can be waived for this card, but only if its a new card for you. Do you know if I sign up for the card through here first then get the chequings account will the same still apply?


    • Hi Maggie,

      To receive the 25,000 mile Aeroplan bonus above, you simply have to make one purchase to receive the first 15,000 miles and then keep your account open and in good standing for 90 days to receive the next 10,000 miles. Here’s the verbage from TD’s legal disclosures: “Welcome Bonus Aeroplan Miles (“Welcome Bonus Miles”) will be awarded to the Aeroplan Member Account associated with the TD Aeroplan Credit Card Account (“Account”) only after the first Purchase is made on the Account.” “To receive the additional 10,000 Aeroplan Miles offer (“Additional Miles”), you must: (a) apply for a TD Aeroplan Visa Infinite Card Account (“Account”) through the link on this website between September 1, 2015 – October 30, 2015 and (b) keep your Account open, active and good standing for 90 days after Account approval.”

      To your second question, if you have the TD all inclusive checking account, you will absolutely continue to get the annual fee waived, whether or not you keep $5,000 in the checking account. However, if you keep a minimum of $5,000 in the account you will get the $29.95 monthly checking account fee waived as well.

      Hope that helps,

      GreedyRates Staff

  65. Hi,

    I noticed that the annual fee is waived for strictly the primary card holder. What is the annual fee for a secondary card holder (one account but two cards…i.e husband-wife)?

    • Hi Paul,

      The annual fee for the supplementary card for authorized users is $50. Can your wife apply on her own? If so, you’d then get an annual fee rebate, plus the 25,000 mile offer. She can list household income, instead of personal income, if that helps. (you probably thought of it, but worth mentioning).


      GreedyRates Staff

  66. The fee rebate is now only 50% off..

    • Hi Adam,

      The fee rebate is 100% off at, until October 30th. If you use the link above, it will take you to TD’s offer page where you will see the first year annual fee fully rebated, with the 25,000 Aeroplan Mile offer. Spread the word…


      GreedyRates Staff

  67. Hi there! I went to the TD website and the first annual fee is not waived? Where did you get that information? Thanks!

    • Hi Sarah,

      This offer is an exclusive offer. It is not available on TD’s site or in its branches. If you click on the link (Apply Now button) in the review above it will take you to TD’s landing page with the 25,000 Aeroplan Mile sign-up bonus and 1st year annual fee rebate.

      Hope that helps,

      GreedyRates Staff

  68. Hi Nancy,

    You shouldn’t have any cause for concern. The offer is an annual fee rebate. As such, the annual fee is charged on the first statement. It should then be rebated in the second, or at latest, the third statement.

    I apologize for the confusion, you’re not the first person to ask the question.

    Please let me know if this addresses your concern for the time being or if there’s anything else we can do.

    If you have additional questions, you can contact us at [email protected] directly. We tried emailing you, but got a bounce back message twice.

    GreedyRates Staff

  69. Love your website! I currently have this TD areoplan infinite credit card and may decide to keep it after 6 months if the long term rewards out shines the Scotia Momentum VISA Infinite Cash Back credit card which also looks attractive! If the areoplan were converted to real dollars, which card will offer me more cash back? I did an apple to apple comparison and think the Scotia Momentum will be the winner after subtracting the annual fees from the cash back rewards. I don’t want pay annual fees on both cards after the 1 year.

    Would appreciate your thoughts on this one.

    • Hi Lisa,

      For those looking for a new credit card, the TD Aeroplan Infinite card has a historically high sign-up bonus (25,000 miles with a no annual fee waiver for the first year) which can’t be beat. It’s worth about $440.

      In your situation, since you already have the TD Aeroplan Infinite card, and won’t be eligible for another bonus, we should compare ongoing spend only and take away the value of the sign-up bonus. In that case, the Scotia Momentum Infinite Cash Back likely wins, if the majority of your spend is on gas 4%, groceries 4%, pharmacy 2%, and recurring bills 2% (the Scotia Momentum Infinite also has an annual fee waiver for the first year right now). The TD Aeroplan Infinite Visa offers a 1.9% earn rate on gas, groceries, pharmacy and online purchases of tickets on, coming in at less than the Momentum’s super 4%! But that should only impress you if you spend a lot on gas & groceries. If you don’t, Aeroplan’s 1.27% earn rate on all other spend will beat out Momentum’s 1% earn rate on all other spend. You can use our calculators to help you.

      Hope that helps,

      GreedyRates Staff

      • Thank you for your prompt response! In this case, the Scotia Momentum Cash Back credit card wins for me considering most of my higher spending will be towards gas and groceries. I prefer the cash back incentive than any other rewards especially if it’s as high as 4% for those categories. . Thanks so much

  70. How do I get the Annual Air Canada Maple Leaf Lounge One-Time Guest Pass? I have applied and received the card but did not get the pass.

    • Hi Kenno,

      When you use your Aeroplan Miles to redeem for a flight, the Guest Pass access will be redeemed digitally on your airline ticket. Just present your credit card and airline ticket at the Air Canada Maple Leaf Lounge and you’ll be given access. Just remember, you can only redeem the Lounge Guest Pass on a flight in which you redeem Aeroplan Miles – not on tickets where you paid cash.

      Hope that helps,

      GreedyRates Staff

  71. good deal, at least for the first year – pity though that priority boarding is only for rewards tickets

  72. Re” Comprehensive Travel Insurance ”
    Will ” Travel Medical ” cover me & my family if I am driving in my own vehicle to the States or on a cruise .

    • Hi Peter,

      You will have to read your terms and exclusions. However, travel medical on your credit card typically covers you and family members, while out of country, even when travelling by car or on a cruise. Unlike trip cancellation insurance, you don’t have to “book” your travel with your credit card to be eligible for travel medical coverage. Just note the maximum number of consecutive days, usually 15, and age, usually up to 65 years old.

  73. I have an All Inclusive TD Canada Trust account ( that is , my minimum balance is always over $5,000) , will I be eligible to be exempted from the annual fee after first year of TD Infinite Aeroplan Visa.

    • Hi Peter,

      The answer is depends. TD will allow you to waive the annual fee of up to one premium credit card with the all inclusive checking account, but only for the “for the Primary Cardholder of one of the following new (to you) TD Credit Cards – TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card or TD Gold Elite Visa Card – and one Authorized User for the same Account for as long as the All Inclusive account remains open and in good standing.” The Aeroplan card annual fees are not waived.

      Other than that, there have been promo’s where new account holders have been offered annual fee waivers on Aeroplan cards when opening a new All Inclusive Account.

      GreedyRates Staff

  74. Is the aeroplan air miles transferable to one of my authorized user ?

    • Hi Peter,

      Unfortunately not. All Aeroplan Miles are collected under the primary account cardholders name. That said, you can buy a ticket with your points for any family member.

      GreedyRates Staff

  75. Hello,

    I recently spoke to a TD Credit Card representative and they mentioned this offer to me, however did not say anything about the waived annual fee for the first year. I’ve already gone ahead and made the switch from my Classic Travel card to the Infinite Aeroplan Visa, but should I call to see if I can get the annual fee waived or is it too late for that?


    • Hi Howard,

      The 25,000 mile offer with the first year annual fee waiver is only available with a select number of TD’s affiliate partners – of which GreedyRates is one. If you call into the TD call centre you have to mention that you received the offer with the annual fee waiver from GreedyRates to get the promotional code appended to your application.

      Now that you have already applied I’m not sure what will happen, but I would suggest calling back and seeing if you can ge the waiver by letting them know you got the offer from GreedyRates online.

      Best of luck and let us know if it works!

      GreedRates Staff

  76. Apologies. I was a bit brisk – I see it now. Swell website.


  77. is the priority boarding only when you have a ticket with aeroplan reward or any time you buy a ticket from air canafda

  78. Is first annual fee not charged, simply waived, or it would be charged, then rebate to statement again? If that’s second case, when will rebate go to account?
    I saw others’ comments that they still get charged for annual fee?


    • Hi Jasmine,

      We just reconfirmed with TD. The first year annual fee gets charged and then reversed afte the first statement cycle (approximately 30 days). That means you’ll see the annual fee on your first statement, but it should be gone by the second statement. Hope that helps.


      • Does that mean I don’t have to pay it even though it is shown in the first statement? So I won’t be charged any interest if I don’t pay it before due date?


        • Hi Jasmine, that is correct. You do not have to pay the annual fee, even though it is shown on the first month statement, and you won’t be charged interest.


  79. Is there a charge for a second card?

    • Hi Murray, if you get the offer above, which at this time has a first year annual fee waiver, you will not be charged an annual fee on the authroized user card during the first year either. During year 2 and beyond, the cost of a TD Aeroplan Infinite Visa card for an authroized user is $50.

      Hope that helps,


  80. Do I get 25000 sign up bonus plus 15000 with first purchase and 10000 for spending $1000 in 90 days for a total of 50000 ? or is the 15000 and 10000 make up the 25000?

  81. Good card for the sign-up….then keep the card in the desk and use another more rewarding card (take the card out when traveling to avoid the crazy baggage fee). And then apply again.

    But wouldn’t use it for miles after the sign-up…other cards give more value back. 🙂

  82. If I do not qualify for the Infinite card, can I still get the promo offered by TD for the Platinum Card (up to 15,000 bonus Aeroplan miles) and the waived annual fee?

    • Hi Amy,

      Yes. If you get the TD Aeroplan Platinum card, as opposed to the infinite card, you will get both the 15,000 mile sign-up bonus (25,000 miles for the Infinite card right now) and the annual fee waiver.

      Greedy Staff

  83. Above you wrote “5) Miles will not expire as long as you are a TD Aeroplan Cardholder” … So if I cancel the card after 6 months and I haven’t used up the 25000 miles? They won’t show up on my Aeroplan account balance anymore? I just want to make sure to sign up at the right time if that’s the case. Thanks!

    • Hi Sophie,

      Actually, even if you cancel your TD Aeroplan Card, you won’t lose your Aeroplan Miles. You’ll be able to keep your Aeroplan Miles in your Aeroplan account according to the Aeroplan policy which allows you to keep your Miles so long as you either redeem or accumulate points at least once per year. If you have the TD Aeroplan Card, you’ll keep your Aeroplan Miles, regardless of whether you meet Aeroplan’s conditions.

      Hope that helps.

  84. I used to have a TD Aeroplan Visa Infinite Card but was cancelled earlier this year. Will I still qualify for this promotion?

    • Hi Karina,

      Officially TD states that “if you have opened an Account in the last 6 months, you will not be eligible for this offer.” We verified with TD and they confirmed that you have to wait 6 months from the time that you opened your TD account – note not cancelled – hopefully that leaves you in good shape.

      To avoid abusers, i.e. people doing this every 6 months for years on end, TD does have the following language “we reserve the right to limit the number of Accounts opened by and the number of Welcome Bonus Miles awarded to any one person.” But I don’t think doing it twice will raise a red flag, especially since their credit approval system is automated.

      Let us know what happens!

  85. Is there a chart somewhere that shows how many points = where you can travel, e.g., how many points for North America vs. International? I can’t find one anywhere.

    • Hi Michelle, you can find the Aeroplan redemption chart here.

      In essence when flying economy class, for a return ticket it’s 15K points for a short haul flight, 25K points for a long haul flight, 40K to Mexico, 60K-75K to Europe and 70K-90K to Asia.

      Hope that helps,

      GreedyRates Staff

  86. Thanks very much for your response!

  87. How come when I go to the TD Canada Trust website directly and look at this particular card, there is nothing indicating that the first year’s annual fee will be waived? It seems bogus and sketchy that I have to use the link provided on this website.

    • TD is offering this promotion through their online affiliate channel only at this time. It is not uncommon for credit card issuers to have several different offers in the marketplace at different times, targeted to different prospects. The link takes you directly to TD’s website, and your application is made on TD’s website on a completely secure and encrypted page. GreedyRates does not see, contact or maintain any of the information you share with TD. Hopefully that provides you with the comfort your’re looking for. Let us know if you have any additional questions.

      • and if I choose to cancel the card after 6 months…what are the penalties?

        • There are no penalties. You will retain the Aeroplan welcome bonus miles you earned (keeping them according to Aerolan’s program guidelines) and you will not be charged the annual fee or any other penalty. All you have to do to retain your Aeroplan miles is earn or redeem at least one point per year. You can earn a point with the Aeroplan loyalty card (distinct from the credit card), by using it when you fill up or buy a pack of gum at Esso or any other Aeroplan retail partner.

      • which affliates offer that promotion? cause i talked to their customer service and they said they currently dont have that promo.

        • offers the promotion on our site. Just click on any of the TD Aeroplan apply now buttons or links and you will be taken to TD’s secure landing page with the no annual fee in the first year, 25,000 mile sign-up bonus offer, as described in the article.

          While the 25,000 mile sign-up bonus is now being offered in branch and at TD call center’s, they do not offer the annual fee waiver. Only select affiliates have both the 25,000 mile and no annual fee in the first year offer. We’re one of them!

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