<-- !Begin Adoric Script -->

Tips & Hacks

Your Credit and You: The Basics

credit score Canada

Credit cards, mortgages, auto loans and leases all revolve around 3 numbers, your credit score. Credit scores have become an obsession for Canadians. With over $1 trillion of debt, Canadian consumers have good reason to pay attention to the three digits that in large part determine their ability to access credit, and the price they’ll pay for it. What Is ... Read More »

10 Killer Fees Canadians Should Stop Paying Now

Canadian Consumer Fees

Everyone has gone through it. A bill arrives, and there’s an unexpected charge that’s going to burn a hole through your budget. Your heart sinks, pulse rises to a staccato, face gets flushed, fists clench, and a few f-bombs echo from the walls. Sometimes those surprises are unavoidable. But more often than not, regardless of fairness, justice and the like, ... Read More »

Canada’s Best Low Interest Rate Credit Cards in 2014

Low interest credit cards 2014

If you don’t pay off your credit card balance every month, get a low interest credit card instead and you could save yourself hundreds of dollars a year in interest charges and pay off your balance faster. Here’s our look at the Canadian credit cards that save you the most in interest charges and their annual fees. 2014 Low Interest ... Read More »

10 Funniest Credit Card Commercials Ever

credit card commercials

Guaranteed to leave you in tears… A little racy, but has to be one of the funniest “Priceless” spoofs ever. Citi nailed this one. He may not have 3 Super Bowls ( a la Tom Brady), but Peyton Manning has secured his place in history as the funniest NFL pitch man bar none. Not really credit card, but funny enough ... Read More »

5 Credit Card Success Stories

Credit Cards

Credit cards have been getting a bad wrap lately. We thought we’d even things out a bit with a list of 5 famous examples of credit cards used incredibly successfully. So before you put your credit card in the freezer for a rainy day, just remember, used as prescribed, and credit cards can do some good! It may not be ... Read More »

CIBC’s “New” Aventura Travel Rewards Visa Card. Where’s The Beef?

1380836025701394.jpg

CIBC has re-launched its Aventura Travel Rewards Program. Unlike it’s Aeroplan card, the re-launched Aventura program offers cardholders the ability to redeem points for any airline, any time, with no seat restrictions.  The one feature the Aventura card has lost, is the ability for cardholders to transfer their Aventura points to Aeroplan1:1. That was a big draw of the program. ... Read More »

Travel Credit Cards: 17% of Canadians Want to Switch

1380313889341700.jpg

Canada is in for some dramatic changes to its credit card landscape in the next year. Aeroplan, long associated with Canada’s largest and most successful credit card portfolio, is gearing up for a new world order as approximately 50% of its existing customers residing with CIBC will be acquired by TD. Aeroplan was already challenged by an increasingly competitive travel ... Read More »

Canada’s Best Cashback Credit Cards Compared & Ranked

best cashback credit card

The best cashback credit cards are the most straightforward of the rewards cards. No blackouts, expiring points, or gimmicks – just cold, hard, cash. If you pay down your credit card balance every month, some of the best rewards credit cards available pay out in cash. Whether you have a family of four, vacation to your cottage on the weekends ... Read More »

The Top 15 Canadian Loyalty Rewards Programs

1377895941005397.jpg

It’s been a long time since 1958 when Canadian Tire first introduced Canadian Tire Money, Canada’s iconic loyalty program. Since then, retail loyalty rewards programs have become ubiquitous. Canadians are members of 8.2 loyalty programs per household, according to a recent study by Colloquy. Canadians belong to everything from air miles and visa rewards, and to retail loyalty programs. Compare ... Read More »