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Tips & Hacks

10 Insane Facts About Canadian Credit Cards That Will Blow Your Mind!

Canadian Credit Card Facts

There’s a lot to know about Canada’s love affair with its favorite plastic. Here are just ten of the many wild facts about Canadian credit cards that will leave you speechless: 1. Canadians spend over $300,000,000,000 on their credit cards every year! More than the Chinese & Russian defense budgets combined! 2. The average Canadian who has a credit card balance owes around ... Read More »

What Are Balance Transfer Credit Cards?

What are balance transfer credit cards

Have you recently received a “balance transfer” offer and wondered if it was right for you? If you have a balance on your credit card, store card or other loan, a balance transfer credit card could be a great way for you to save a lot money. Someone with $4,000 of debt, paying 19.99% interest, could save upwards of $750 ... Read More »

Deceptive Credit Card Tactics: Watch Out For These Bait & Switch Offers in Canada

Hidden Credit Card Fees

To help protect Canadians from underhanded credit card practices, GreedyRates has done a review of the cardholder agreements from Canada’s leading issuers. We looked for hidden fees and charges clouded in obscure language even the wisest legal counsel would have to read twice or thrice to understand. The verdict? We found two Canadian banks using particularly unfair and deceptive credit card ... Read More »

Your Credit and You: The Basics

credit score Canada

Credit cards, mortgages, auto loans and leases all revolve around 3 numbers, your credit score. Credit scores have become an obsession for Canadians. With over $1 trillion of debt, Canadian consumers have good reason to pay attention to the three digits that in large part determine their ability to access credit, and the price they’ll pay for it. What Is ... Read More »

10 Killer Fees Canadians Should Stop Paying Now

Canadian Consumer Fees

Everyone has gone through it. A bill arrives, and there’s an unexpected charge that’s going to burn a hole through your budget. Your heart sinks, pulse rises to a staccato, face gets flushed, fists clench, and a few f-bombs echo from the walls. Sometimes those surprises are unavoidable. But more often than not, regardless of fairness, justice and the like, ... Read More »

Canada’s Best Low Interest Rate Credit Cards in 2014

Low interest credit cards 2014

If you don’t pay off your credit card balance every month, get a low interest credit card instead and you could save yourself hundreds of dollars a year in interest charges and pay off your balance faster. Here’s our look at the Canadian credit cards that save you the most in interest charges and their annual fees. 2014 Low Interest ... Read More »

10 Funniest Credit Card Commercials Ever

credit card commercials

Guaranteed to leave you in tears… A little racy, but has to be one of the funniest “Priceless” spoofs ever. Citi nailed this one. He may not have 3 Super Bowls ( a la Tom Brady), but Peyton Manning has secured his place in history as the funniest NFL pitch man bar none. Not really credit card, but funny enough ... Read More »

5 Credit Card Success Stories

Credit Cards

Credit cards have been getting a bad wrap lately. We thought we’d even things out a bit with a list of 5 famous examples of credit cards used incredibly successfully. So before you put your credit card in the freezer for a rainy day, just remember, used as prescribed, and credit cards can do some good! It may not be ... Read More »

CIBC’s “New” Aventura Travel Rewards Visa Card. Where’s The Beef?

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CIBC has re-launched its Aventura Travel Rewards Program. Unlike it’s Aeroplan card, the re-launched Aventura program offers cardholders the ability to redeem points for any airline, any time, with no seat restrictions.  The one feature the Aventura card has lost, is the ability for cardholders to transfer their Aventura points to Aeroplan1:1. That was a big draw of the program. ... Read More »