<-- !Begin Adoric Script -->

Tips & Hacks

5 Ways Store Credit Cards Can Hurt You

store credit card

Have you ever signed up for a store credit card just to get a discount on a purchase or to get 0% financing for 12 months? We see it every day at stores like Ikea, Sears, Home Depot and The Brick. On any given day, a sales associate could ask you if you want to save an additional 10% by ... Read More »

7 Reasons Why You Need A Credit Card Today

7 Reasons Why You Need A Credit Card

Rightly or wrongly, credit cards have taken their lumps as the Midas of consumerism (the story of Midas getting too close to the sun, not the auto parts retailer). Credit cards are tempting, but get too close and you may get burnt. But for all the temptations and dangers credit cards present, more of us are using them than ever ... Read More »

You’re Covered: Canadian Credit Cards With The Best Extended Warranties

credit card extended warranty coverage

One of the hidden perks of shopping with a credit card is that many cards offer Extended Warranty Protection for purchases that  come with an original manufacturer’s warranty. Considering that many retailers charge from 10% to 20% of the purchase price to get extended warranty coverage, there’s tons of value in these cardholder benefits. All you have to do is ... Read More »

20 Golden Rules of Credit Cards

credit card tips

If you only read one article to get tips on how to get the most from your credit cards, read this one: 1. Pay down your credit card bill every month Pay down your credit card bill monthly. Don’t just pay the minimum, or you will quickly find yourself with a snowballing mountain of debt that will be hard to ... Read More »

How to Borrow A Lump Sum of Cash at 0%

money transfer credit card

It’s not often banks lend money for free. But there is a strategy that lets you borrow money without paying one red cent in interest – and it’s available to all Canadians. In fact, we’ve seen people borrow up to $90,000 interest free with this technique. So who offers these ridiculously cheap, if not irresponsible loans? Canadian banks charge 7.5% ... Read More »

Secrets To Cheap Gas Prices At Canadian Pumps Revealed!

cheap gas prices

We have a few tricks up our sleeve to help Canadians save a bundle at the pump. Don’t look to Shell, Petro or Esso credit cards to relieve pressure from ever increasing gas prices. You can save far more by combining certain general rewards and cash back credit cards with a gas station’s points program. We’ve crunched the numbers and we’ll ... Read More »

Top 10 Personal Finance Books Of All Time

Top Personal Finance Books

Summer’s coming and what better way for us to populate our reading list than to sprinkle it with some timeless personal finance classics. While each of these books has their own approach to wealth maximization, they will all leave you with strategies to keep more money in your wallet and avoid the pitfalls of wealth destruction. 10. Rich Dad Poor ... Read More »

Hidden Credit Card Perks That Can Save You $100’s

Hidden Credit Card benefits

  Most of us are aware of the risks of using credit cards beyond our means. It’s critical to avoid accumulating debt beyond your ability to repay. However, used responsibly, there are several advantages to using credit cards, over debit or cash, many people simply aren’t aware of when making their purchases. 1. Price Protection (Refund a Price Drop):  Ever ... Read More »