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Tips & Hacks

5 Ways To Improve Your Credit Score!

improve credit score

So you want in on some of Canada’s latest and greatest rewards credit cards, annual fee waivers and free flight offers. You have the income, but for some reason, your credit score just isn’t up to snuff. Here’s a few tips to improve your credit score and get it cracking the 700+ barrier. Improve Your Credit Score 1. Don’t Max Out ... Read More »

5 Ways to Play The Rewards Game and Beat The Banks!

credit card tips and tricks

Ok, so you want to get a rewards credit card and take advantage of all the incentives Canadian banks are now offering to have you choose their card. Here are a few tricks you can play to get a leg-up on the banks: 1. Bonus Point Surfing: Most credit card issuers are offering significant welcome bonus points (i.e. 15,000-30,000 points ... Read More »

Harley-Davidson MasterCard – Win A Free Motorcycle!

Harley-Davidson Canada

You could be one purchase away from winning a FREE Harley-Davidson motorcycle! For all you Harley enthusiasts, the no annual fee MBNA Canada Harley-Davidson MasterCard automatically enters you into a quarterly Harley-Davidson motorcycle draw for each purchase you make on the card. That’s four bikes per year! Harley cardholders automatically get entered into a quarterly draw each time they make a ... Read More »

Tired of Paying 29.9% on Your HBC MasterCard? Cut it to 0%.

HBC MasterCard

Are you tired of paying a 29.9% interest rate on your HBC MasterCard or store credit card? You should be, it’s an exhorbitant amount of interest. The good news is, there are plenty of alternatives. We’ve found several solutions, that will allow you to cut your interest rate down to 0% for 12 months, hopefully giving you the time you ... Read More »

5 Ways Store Credit Cards Can Hurt You

store credit card

Have you ever signed up for a store credit card just to get a discount on a purchase or to get 0% financing for 12 months? We see it every day at stores like Ikea, Sears, Home Depot and The Brick. On any given day, a sales associate could ask you if you want to save an additional 10% by ... Read More »

7 Reasons Why You Need A Credit Card Today

7 Reasons Why You Need A Credit Card

Rightly or wrongly, credit cards have taken their lumps as the Midas of consumerism (the story of Midas getting too close to the sun, not the auto parts retailer). Credit cards are tempting, but get too close and you may get burnt. But for all the temptations and dangers credit cards present, more of us are using them than ever ... Read More »

You’re Covered: Canadian Credit Cards With The Best Extended Warranties

credit card extended warranty coverage

One of the hidden perks of shopping with a credit card is that many cards offer Extended Warranty Protection for purchases that  come with an original manufacturer’s warranty. Considering that many retailers charge from 10% to 20% of the purchase price to get extended warranty coverage, there’s tons of value in these cardholder benefits. All you have to do is ... Read More »