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Tips & Hacks

3 Questions To Ask Before Switching Credit Cards

switching credit cards

Credit card companies are smart. They know how to lure us, and they know how to keep us. But know this, the best value you’ll ever geat from your credit card company is when you first apply. Want proof? Will your credit card company give you a 0% interest rate for 12 months on your credit card balance with them? ... Read More »

9 Credit Card Secrets Banks Don’t Want You To Know About

credit card secrets

Credit card companies are exceptionally good at playing on human weakness. Whether through credit lines we mistake for income, convenience checks we mistake for convenient, or grace periods that have nothing to do with religion, easy money lies behind every door. That’s why we’ve put together 9 secrets Canadian credit card companies would definitely prefer you did not know. Frankly, ... Read More »

Cash In On These 6 Killer Credit Card Perks

credit card perks

Let me guess… One of your favourite things about credit cards these days are the perks. If I guessed correctly, you’re not alone. And as most credit cards now offer either low rates or juicy rewards, competition has become fierce, putting a higher expectation on issuers to offer killer bonuses and perks with their cards. 1% cash back won’t cut ... Read More »

Are Credit Card Perks & Benefits Worth The Fees?

credit card perks

While many of us avoid credit cards with annual fees, some credit cards carry perks and benefits worth far more than their annual fee. In fact, some Canadian cards can offer people $1,000’s in hidden benefits. Beyond juicy rewards and tantalizing 0% introductory rates, for a mere $120 annual fee, you could get a companion ticket to Hawaii every year, travel ... Read More »

Reboot Your Credit Score in 4 Weeks or Less

free credit score and report

Improving your credit score doesn’t have to be a hurculean task. In fact we think within 1 month, you can do what’s needed to put your credit report on track for an awesome credit score. With minimal effort, you can raise your credit score and get access to cheaper mortgage rates, higher lines of credit, the best credit cards and ... Read More »

Manage Your Credit With a Free Credit Score Canada

free credit score canada

Establishing a good credit score in Canada is easier than you think. A good credit score always begins with smart spending. Be responsible, watch your accounts and know a few rules of thumb. Your credit score will determine whether you get approved for the credit card, mortgage, line of credit, or car loan you’re looking for. It can make the ... Read More »

5 Ways To Improve Your Credit Score!

improve credit score

So you want in on some of Canada’s latest and greatest rewards credit cards, annual fee waivers and free flight offers. You have the income, but for some reason, your credit score just isn’t up to snuff. Here’s a few tips to improve your credit score and get it cracking the 700+ barrier. Improve Your Credit Score 1. Don’t Max Out ... Read More »

5 Ways to Play The Rewards Game and Beat The Banks!

credit card tips and tricks

Ok, so you want to get a rewards credit card and take advantage of all the incentives Canadian banks are now offering to have you choose their card. Here are a few tricks you can play to get a leg-up on the banks: 1. Bonus Point Surfing: Most credit card issuers are offering significant welcome bonus points (i.e. 15,000-30,000 points ... Read More »