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Tips & Hacks

The Credit Card Perk You Need to Know About!

Credit Card Price Protection

Many credit cards come loaded with phenomenal perks and benefits, unfortunately, the majority are unknown and unused by most Canadians. We all look for the popular perks like free lounge access, insurance, and free bags. However, there’s one benefit, far less known and far less common, that may be worth more than any other credit card benefit offered in the ... Read More »

12 Totally Life Changing Credit Card Hacks!

Credit Card Hacks

Ok, maybe these hacks aren’t life changing, but we thought we’d give the whole click bait thing a try! Use whatever superlatives you want, but these are some of our favourite and most impactful credit card hacks. Whether you’re looking for cash back, free flights, low interest, insurance or whatever else, some of these hacks are sure to help novice ... Read More »

Avoid These Canadian Loans At All Costs!

Bad Loans

Not all loans are created equal. More and more Canadian lenders are pitching super high interest loans as fast, convenient alternatives to traditional lending products, when in fact they’re vastly more expensive. Baiting unsuspecting customers with access to easy cash and a solution to all their financial woes, these virtual lenders vilify “archaic” banks and “high-interest” credit cards. However, once ... Read More »

Rejected! What To Do When Your Credit Card Application Gets Declined

credit card application declined

So you saw one of the many tempting credit card promotions in the marketplace and decided to bite. To your complete surprise your credit card application was declined. Don’t panic. There are many reasons why your credit card application may get rejected. Sometimes it’s strictly because of your score, other times it can be based on an issuer’s specific underwriting ... Read More »

How NOT to Transfer a Credit Card Balance

proportionate payment allocation

Balance transfers are one of the most effective ways to lower the cost of your credit card debt. Where else can you access a 0% interest rate for 12 months? However, there’s a right way and wrong way to do a balance transfer. Do it the wrong way and credit card issuers have a sneaky trick that can cost you ... Read More »

The Best Credit Cards in Canada For 2016

Best Credit Cards

Whether you’re looking for massive welcome bonuses, abundant rewards, generous cashback or 0% rates, GreedyRates’ round-up of Canada’s Best Credit Cards for 2016 outperform the rest. Far too many Canadians leave hundreds, if not thousands of dollars on the table, simply by using the wrong credit card. We challenge everyone to open their wallets and compare their cards to those ... Read More »

How To Pay Off Credit Cards Fast And Cost Effectively!

how to pay off credit cards

Having too much credit card debt can be stressful, suffocating and debilitating. Whether you’re in debt because you had an unexpected expense or simply lost track of your budget, we’re not here to judge. The fact is, you need a practical solution. We’re here to help. The good news is, whether your credit card debt is large or small, with ... Read More »

12 Things Credit Card Companies Do You Probably Don’t Know About

Things credit card companies do you didn't know

We all know how credit card companies deliberately write unintelligible legal mumbo jumbo a seasoned lawyer might have difficulty understanding. However, cardholders need to be wary of more than just the fine print. Without a keen understanding of credit card trade craft, you leave yourself exposed to some counter-intuitive fees, penalties, charges, and rules that can leave your pocket a ... Read More »

8 Tips To Pay Off Credit Card Debt Quickly

credit card debt canada

Despite everyone’s best intentions, many of us end up carrying credit card debt from time to time. In fact, in aggregate, Canadians owe around $85 billion in credit card debt at any given moment. That’s not an insignificant number. If you’re carrying high interest credit card debt, don’t panic. There are plenty of options to help you get control and ... Read More »