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Tips & Hacks

The Best Companion Ticket Credit Cards in Canada!

Companion Ticket credit card

We all know free flight welcome bonuses offer cardholders tremendous value. We love them. Now imagine a credit card that gives you a companion ticket EVERY year, on top of your welcome bonus! There are several companion ticket credit cards offering Canadians a round-trip voucher every year, they can use for any travelling companion. While the vouchers do have a ... Read More »

Earn AIR MILES Rewards Fast: Top Credit Card Welcome Bonuses

Air Miles Credit Card Rewards

We’ve put together the best AIR MILES rewards credit card sign-up bonus offers currently available in Canada. If you’re looking to add to your collection of AIR MILES rewards, or simply accelerate your AIR MILES earnings, getting a new AIR MILES credit card with a hefty sign-up bonus is the best and quickest way to earn a boatload of miles ... Read More »

Are Canadian Credit Card Rewards Taxable?

are credit cards rewards, miles, points taxable?

We’re close to the tax filing deadline and panic is in the air as tax season comes to a head. As convoluted as our tax code is, credit card rewards may introduce another layer of complexity. The average Canadian does not have to pay taxes on their credit card points, miles or cash back earned. However, the Canadian Revenue Agency ... Read More »

Get The Most From Your Aeroplan Miles

get most from aeroplan reward miles

Aeroplan remains one of Canada’s most valuable rewards programs – and with good reason. With a multitude of credit card, frequent flyer and retail partner earning opportunities, members can accumulate more miles for each dollar they spend than almost any other program in Canada. No we’re not blind to Aeroplan’s shortcomings. Use the program like the masses and it will be ... Read More »

8 Misleading Credit Card Tricks Eating A Hole Through Your Wallet

flcik

Many credit cards are designed to catch consumers off guard with late fees, retroactive interest charges, penalty rates and other toxic landmines. Some are justified, others not so much. Regardless, we’d like to give you a primer on some of the more common, and frankly, egregious examples of fine print trickery, in our opinion. The more you know, the less ... Read More »

Know Thyself: Don’t Get Screwed By Your Credit Card

credit card addiction

Much of the risk in credit cards is predicated on exploiting consumer psychology. The theory goes that it’s the weakness of our heads, not our wallets, that make us prone to debt, fees and overspending. One famous study from 2001 showed that people were willing to pay up to twice as much for the same item when paying with a credit card ... Read More »

Avoid Credit Card Balance Insurance Like The Plague

Credit Card Balance Insurance

Ever get the call from your credit card company offering you credit card “balance protection”, “balance insurance”, or “payment protection”? Do they push peace of mind? Just say NO. Regardless of the name, credit card balance insurance products basically promise to either pay down your balance in the event you die, or pay/suspend your minimum monthly credit card payments in ... Read More »

Have Too Much Holiday Credit Card Debt? Do This…

holiday credit card debt

Are you saddled with more credit card debt than you’d like? Between gifts, vacations and celebrations, the holiday season can be an especially expensive time of year. You’re not alone. Nearly one in four Canadians will finance part of their holiday expenses on their credit card, according to TD. If you have credit card debt, or any debt for that ... Read More »