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Tips & Hacks

How NOT to Transfer a Credit Card Balance

proportionate payment allocation

Balance transfers are one of the most effective ways to lower the cost of your credit card debt. Where else can you access a 0% interest rate for 12 months? However, there’s a right way and wrong way to do a balance transfer. Do it the wrong way and credit card issuers have a sneaky trick that can cost you ... Read More »

The Best Credit Cards in Canada For 2016

Best Credit Cards

Whether you’re looking for massive welcome bonuses, abundant rewards, generous cashback or 0% rates, GreedyRates’ round-up of Canada’s Best Credit Cards for 2016 outperform the rest. Far too many Canadians leave hundreds, if not thousands of dollars on the table, simply by using the wrong credit card. We challenge everyone to open their wallets and compare their cards to those ... Read More »

How To Pay Off Credit Cards Fast And Cost Effectively!

how to pay off credit cards

Having too much credit card debt can be stressful, suffocating and debilitating. Whether you’re in debt because you had an unexpected expense or simply lost track of your budget, we’re not here to judge. The fact is, you need a practical solution. We’re here to help. The good news is, whether your credit card debt is large or small, with ... Read More »

12 Things Credit Card Companies Do You Probably Don’t Know About

Things credit card companies do you didn't know

We all know how credit card companies deliberately write unintelligible legal mumbo jumbo a seasoned lawyer might have difficulty understanding. However, cardholders need to be wary of more than just the fine print. Without a keen understanding of credit card trade craft, you leave yourself exposed to some counter-intuitive fees, penalties, charges, and rules that can leave your pocket a ... Read More »

8 Tips To Pay Off Credit Card Debt Quickly

credit card debt canada

Despite everyone’s best intentions, many of us end up carrying credit card debt from time to time. In fact, in aggregate, Canadians owe around $85 billion in credit card debt at any given moment. That’s not an insignificant number. If you’re carrying high interest credit card debt, don’t panic. There are plenty of options to help you get control and ... Read More »

Avoid hidden currency exchange rate fees and save big

Best Currency Exchange Rate

Going abroad? Shopping on U.S. websites? Between commissions, fees, and surcharges, ever felt like you were getting the short end of the stick when exchanging your Canadian dollars? Chances are you were. Most banks charge up to 3% in fees over and above the prevailing currency exchange rate. We found a simple, and convenient, bank beating strategy to reduce your ... Read More »

Does Your Credit Card Cover All Your Car Rental Insurance Needs?

credit card car rental insurance

Knowing whether you need to buy car rental insurance is confusing in the best of times. It’s even more so, when the rental agent gives you a hard sell at the counter, and asks “are you sure you’re credit card covers that”? The truth is, credit card car rental insurance alone probably won’t cover all your needs. But, for most, you ... Read More »