Tips & Hacks

6 Credit Card Features Essential For Students

Student card essentials

Just because students are starting out on their credit card journey, doesn’t mean they have to settle for ho-hum, plain vanilla credit cards. Many student cards now offer a powerful cocktail of perks, benefits and rewards rivaling many premium cards in the Canadian market. That said, not all product features are created equal. Some are smoke and mirrors, while others offer true ... Read More »

5 Tips To Escape Credit Card Annual Fees

No Credit Card Annual Fees

Canadians are obsessed with credit card rewards, perks and benefits. From free flights to free baggage and insurance, credit cards offer an abundance of value. However, we’d all prefer to get a little something for nothing and avoid those pesky annual fees. Aside from interest rates, the one thing every one can agree on is that they hate credit card ... Read More »

How to Get Free Flights With Canadian Credit Cards Today!

Free Flight Credit Card Bonuses

Getting free flights, the holy grail of credit card rewards, is easier than it seems. While some people spend years diligently saving up enough miles to fly free, others have figured out a way to earn free flights in a matter of minutes. We’re here to spill the beans. Actually, it’s really no secret at all. Travel hacking is the ... Read More »

The Credit Card Perk You Need To Know About!

Credit Card Price Protection

Many credit cards come loaded with phenomenal perks and benefits, unfortunately the majority are unknown and unused by most Canadians. We all look for the popular perks like free lounge access, insurance and free bags. However, there’s one benefit in particular, that’s far less known and far less common, that may be worth more than any other credit card benefit ... Read More »

12 Totally Life Changing Credit Card Hacks!

Credit Card Hacks

Ok, maybe these hacks aren’t life changing, but we thought we’d give the whole click bait thing a try! Use whatever superlatives you want, but these are some of our favourite and most impactful credit card hacks. Whether you’re looking for cash back, free flights, low interest, insurance or whatever else, some of these hacks are sure to help novice ... Read More »

Avoid These Canadian Loans At All Costs!

Bad Loans

Not all loans are created equal. More and more Canadian lenders are pitching super high interest loans as fast, convenient alternatives to traditional lending products, when in fact they’re vastly more expensive. Baiting unsuspecting customers with access to easy cash and a solution to all their financial woes, these virtual lenders vilify “archaic” banks and “high-interest” credit cards. However, once ... Read More »

Rejected! What To Do When Your Credit Card Application Gets Declined

credit card application declined

So you saw one of the many tempting credit card promotions in the marketplace and decided to bite. To your complete surprise your credit card application was declined. Don’t panic. There are many reasons why your credit card application may get rejected. Sometimes it’s strictly because of your score, other times it can be based on an issuer’s specific underwriting ... Read More »

How NOT to Transfer a Credit Card Balance

proportionate payment allocation

Balance transfers are one of the most effective ways to lower the cost of your credit card debt. Where else can you access a 0% interest rate for 12 months? However, there’s a right way and wrong way to do a balance transfer. Do it the wrong way and credit card issuers have a sneaky trick that can cost you ... Read More »

The Best Credit Cards in Canada For 2016

Best Credit Cards

Whether you’re looking for massive welcome bonuses, abundant rewards, generous cashback or 0% rates, GreedyRates’ round-up of Canada’s Best Credit Cards for 2016 outperform the rest. Far too many Canadians leave hundreds, if not thousands of dollars on the table, simply by using the wrong credit card. We challenge everyone to open their wallets and compare their cards to those ... Read More »