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Awesome Card Promotions Ending in October and November

Credit Card promotions ending in OctoberOctober and November are crunch time for those who want a head start on a rewarding new year. Why? Some of the best credit card promotions around will end during these months, just as the holiday season gets into swing.

October 18th, 2017

On October 18th, one of the most popular promotions among travelers ends, courtesy of the Starwood Preferred Guest (SPG) card from American Express. The SPG gives new customers a generous 25,000 points—equivalent to 5 free hotel nights—for signing up, as long as at least $1,500 is spent on the card during the first three months of membership. Shouldn’t be a problem given the holidays.

October 31st, 2017

The Scotia Momentum Visa Infinite card is great for those who love getting cash back for whatever they purchase: 4% on gas and groceries, 2% at pharmacies and on recurring bills, and 1% everywhere else. Though the card’s cash back structure is well worth its annual fee of $99, those who sign up by the end of October are exempted from the charge during their first year.

Scotiabank has another card promotion ending soon as well. Their Gold American Express card is our most recommended for travellers who need flexibility when it comes to how they accrue rewards points and eventually spend them. Like the Visa above, new members who sign up before November will have the first year’s fee waived and earn 30,000 points as well, just for spending $750 in the first three months.

BMO has two cards with excellent promotions that also end at the close of October. The BMO AIR MILES World Elite is temporarily offering a slew of high-value benefits to new cardholders, including 3,000 bonus air miles, a free companion flight, and a waiver for the first year’s annual fee ($120).

BMO’s Sobeys AIR MILES card has a different deal, that gives members who sign up in time an advanced rate of earning. For the first three months, these cardholders will garner 3x the regular rate of air miles. The card also grants 500 bonus miles with your first purchase, and has no annual fee (though the latter two are permanent perks, not time-limited).

November 30th, 2017

Lastly, cardholders who act before the end of November will earn BMO’s bonus offering on the BMO World Elite Mastercard. Currently, new members receive a $150 annual fee waiver for their first year, and will also enjoy the card’s default bonuses, like 20,000 rewards points and VIP airport lounge access.

Help Yourself to Holiday Savings

Bargain-hunting cardholders should take advantage of these deals before they expire. Many of these valuable promotions boost short-term savings significantly, making gift shopping and holiday preparations that much more manageable.


  1. I have air miles on my bmo Mastercard. And we also use aeroplan nbr when flying Air Canada and using their sponsored merchants.
    I want to consolidate air miles and aeroplan points to WestJet MasterCard world elite. How do I do that? If so. What is the cost?

    • Hey Marie, thanks for leaving your questions with us. If you have Air Miles from the BMO Air Miles Mastercard, then the miles aren’t on the card itself, but in your Air Miles account. If you didn’t have it before then BMO opened it for you when you were approved for the card. Your Aeroplan miles are also in an account, and there’s no way to combine them with Air MIles or vice versa, directly.

      If you want to be able to easily take advantage of both these travel rewards accounts, you could get a credit card earning points that are exchangeable with either Air Miles or Aeroplan miles, and use both (or close one). For instance, the Starwood Preferred Guest card from Amex earns points that go towards luxurious hotel stays, or can be transferred to both Aeroplan and Air Miles, and over a hundred other existing rewards programs.

      Otherwise, you should know that the WestJet card you mentioned uses WestJet Dollars exclusively, which will not be transferable with your current memberships.

      GreedyRates Staff

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