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Marriott Rewards and Starwood Preferred Guest Enhance Earning Opportunities for Canadians

Marriott Starwood Credit Card Earning Opportunities

Marriott has just improved its loyalty program for Canadians yet again, with the Marriott Rewards Visa credit card and the Starwood Preferred Guest credit card from American Express. Canadian cardholders will now be able to earn more points when staying at a Marriott or Starwood property. The new earning opportunities are the most recent changes Marriott has made since acquiring ... Read More »

Marriott Rewards Premier Credit Card: Sleep Free Canada!

Marriott Rewards Premier Visa Card

*Please note: As of 09/11/2017 it appears that Chase is no longer accepting applications for the Marriott Rewards Visa. We’ve sent an inquiry to Chase in an attempt to confirm or correct our presumption. We will update this article as soon as we hear back from them, but for now we can only recommend the Rogers Mastercard for avoiding foreign transaction fees. ... Read More »

How NOT to Transfer a Credit Card Balance

proportionate payment allocation

Balance transfers are one of the most effective ways to lower the cost of your credit card debt. Where else can you access a 0% interest rate for 12 months? However, there’s a right way and wrong way to do a balance transfer. Do it the wrong way and credit card issuers have a sneaky trick that can cost you ... Read More »

Why You Should Root For Visa In Its Battle With Walmart Canada

Visa Walmart Credit Card Interchange fees

In its ongoing feud with VISA over credit card fees, Walmart Canada stopped accepting Visa credit cards in its 16 stores in Manitoba, as of October 24th.  Walmart continues to threaten to ban Visa from the balance of its 400 Canadian stores if Visa doesn’t lower its interchange fees. The question is whether Canadians should be rooting for Walmart or Visa. ... Read More »

The Scotiabank Gold American Express Card Review

Scotiabank Gold American Express Card

The Scotiabank Gold American Express card offers Canada’s richest rewards rate of 4% and ushers in a new era of flexible travel redemption programs into the Canadian marketplace. With a limited time $99 first year annual fee waiver and a 30,000 point sign-up bonus worth $300 (offer expires October 31, 2017)  this is a great time to try the card out risk ... Read More »

Compare The Best 0% Balance Transfer Cards

0% Balance Transfer Credit Cards

With a 12 month interest holiday, 100% of your monthly payments during the promotional period go towards reducing your balance. It’s the cheapest and most effective way to pay off your existing credit card debt – 0% can’t be beat. How much can you save? Let’s say you have a credit card balance of $4,000 with a 19.99% interest rate, you’d ... Read More »

Ontario Bill To Protect Rewards Points Passes Second Reading

Protecting rewards Points Act

The Protecting Rewards Points Act (Consumer Protection Amendment), tabled by Ontario MPP Arthur Potts, passed its second reading on Thursday, October 27th. In a seeming reaction to the Air Miles decision to automatically expire Collector points after 5 years, Bill 47 proposes to amend Ontario’s Consumer Protection Act of 2002, so that companies can no longer expire consumer rewards points. The ... Read More »

FIDO MasterCard Credit Card Review

FIDO MasterCard Credit Card

FIDO customers are some of the most loyal mobile customers in the country. With the FIDO MasterCard, FIDO just gave them another reason to fall in love all over again. In fact, there’s a very good reason every Canadian should have it – even if you’re not a customer. To start, the FIDO credit card has no annual fee – EVER, ... Read More »