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The Credit Card Perk You Need to Know About!

Credit Card Price Protection

Many credit cards come loaded with phenomenal perks and benefits, unfortunately, the majority are unknown and unused by most Canadians. We all look for the popular perks like free lounge access, insurance, and free bags. However, there’s one benefit, far less known and far less common, that may be worth more than any other credit card benefit offered in the ... Read More »

12 Totally Life Changing Credit Card Hacks!

Credit Card Hacks

Ok, maybe these hacks aren’t life changing, but we thought we’d give the whole click bait thing a try! Use whatever superlatives you want, but these are some of our favourite and most impactful credit card hacks. Whether you’re looking for cash back, free flights, low interest, insurance or whatever else, some of these hacks are sure to help novice ... Read More »

WestJet MasterCard World Elite Credit Card Review

WestJet World Elite MasterCard

Searching for a hefty credit card welcome bonus? Done. How about an annual round-trip companion ticket to anywhere in North America? Covered. Free first checked bags for you and your entire family? Of course. The WestJet World Elite MasterCard comes with a compelling $250 WestJet Dollar welcome bonus, with no minimum spend requirement. You can redeem your WestJet Dollars at ... Read More »

MasterCard Increases Minimum Income Requirement On All World Elite Credit Cards

MasterCard minimum income

In what is believed to be an effort to comply with its agreement to keep its average interchange rate at or below 1.5%, MasterCard Canada has increased the minimum personal and household income requirements on all of its World Elite MasterCards, issued by all Canadian credit card issuers. Doing so would effectively reduce the number of cardholders with high interchange ... Read More »

MBNA Rewards Mastercard Credit Card Review

MBNA Rewards MasterCard Credit Card

The MBNA Rewards Mastercard is a great card if you’re looking for a no annual fee credit card that allows you to redeem your rewards for cash back, with solid value and more flexibility than most other cash back credit cards in Canada. To start, the MBNA Rewards Mastercard offers 1% cash back on all purchases – no caps, tiers or limits. ... Read More »

Best 0% Balance Transfer Credit Card Offers In Canada

0% Balance Transfer Credit Cards

For people with credit card debt, perhaps there’s no better bank beating strategy than having a bank lend you its own money for free! That’s exactly what a 0% balance transfer credit card does, by allowing you to transfer your higher interest credit card & store card debt to a balance transfer credit card with a lower interest rate, typically ... Read More »

Avoid These Canadian Loans At All Costs!

Bad Loans

Not all loans are created equal. More and more Canadian lenders are pitching super high interest loans as fast, convenient alternatives to traditional lending products, when in fact they’re vastly more expensive. Baiting unsuspecting customers with access to easy cash and a solution to all their financial woes, these virtual lenders vilify “archaic” banks and “high-interest” credit cards. However, once ... Read More »

Rejected! What To Do When Your Credit Card Application Gets Declined

credit card application declined

So you saw one of the many tempting credit card promotions in the marketplace and decided to bite. To your complete surprise your credit card application was declined. Don’t panic. There are many reasons why your credit card application may get rejected. Sometimes it’s strictly because of your score, other times it can be based on an issuer’s specific underwriting ... Read More »