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The BMO SPC Cash Back Mastercard Review

bmo spc cashback mastercard

Students who want to get more value for their money will enjoy the BMO SPC Cash Back Mastercard, a card designed to be accessible to students while providing significant cash back rewards. Cardholders immersed in their studies do not have the bandwidth to keep track of which purchases are eligible for rewards and which are not, and in this regard, ... Read More »

The Home Trust Preferred Visa Review

home trust preferred visa

Home Trust credit cards are known for providing financial flexibility for potential cardholders. The Preferred Visa is no exception, providing limitless cash back at a 1% rate. The Visa is also inexpensive to own, as cardholders pay no annual fee.   At a Glance: Easy application process 0% foreign transaction fee $0 annual fee 1% cash back with no limits ... Read More »

The American Express Essential Credit Card Review


A large outstanding balance on a credit card can be a stressful weight to carry, and after bearing this debt for a long time, high interest rates may make it difficult to finally pay off. Fortunately, those who have had issues with this in the past can get a head start on their obligations with the American Express Essential credit ... Read More »

5 Necessary Steps to Repair Your Credit After Bankruptcy

5 necessary steps to repair credit after bankruptcy

Bankruptcy is a fair, legal solution for Canadians who are overburdened with debt and have no other way out. However, it also negatively impacts creditworthiness for years, making it difficult to regroup financially. There are some moves that savvy individuals can make to recover from bankruptcy quickly, rebuild their credit, and regain lenders’ trust. 1. Open a New Chequing and ... Read More »

Best Credit Card Offers & Promotions This Fall


Summer is over, but some credit cards are upping the ante to make this coming fall a memorable one! Check out our roundup of the best new promotions, new cards, and overlooked gems in Canada.   Best Promotion: BMO AIR MILES World Elite Mastercard BMO regularly sends us juicy offers, and they’re not disappointing this month, either. The new welcome ... Read More »

The RBC Cash Back Preferred World Elite Mastercard Review

rbc cash back preferred world elite mastercard

Customers who want the freedom to earn cash back on all their purchases without being burdened by accrual restrictions will appreciate RBC’s latest addition to the World Elite line of credit cards. The RBC Cash Back Preferred World Elite card encourages new members to take advantage of a solid 1.75% introductory cash back rate during the first six months of ... Read More »

The RBC Cash Back Mastercard with No Annual Fee Review

rbc cashback mastercard no fee

At a Glance: $0 annual fee Earn 2% cash back on groceries, no limits Earn up to 1% cash back on all other eligible purchases Purchase security and extended warranties Added insurance protection Zero liability for fraud The RBC Cash Back Mastercard offers customers 2% cash back on something we all buy—groceries. The network of stores that participate in this ... Read More »

Pairing Credit Cards for Advanced Rewards Power


The advantages of intelligent credit card use are many. Rather than accumulating cards at random, savvy cardholders know that specific card pairings can boost benefits. One tactic is to find cards that cover each other’s shortfalls, while another is to combine two of the best rewards credit cards, or two with the best interest rates, to gain multiplied amounts of ... Read More »

The BMO AIR MILES World Elite Mastercard Review


A generous bonus of 3,000 AIR MILES, while impressive, is just an introduction to the heap of rewards offered by the BMO® AIR MILES®† World Elite®* Mastercard®*. Cardholders will truly feel ‘elite’, with priority status at airport lounges worldwide, up to 25% off on car rentals and flights that are redeemed with AIR MILES, plus a comprehensive insurance package. At a Glance: ... Read More »

Amex — Back of the Line?

amex back of the line relaxed weekend reading

How AMEX temporarily lost its mojo — and what it’s doing to get it back In Ancient Rome, centurions were elite military commanders who led their troops from the front-of-the-line. Known for their courage and fighting skills, they suffered many casualties in battles. The centurion is also the symbol for American Express (its most exclusive invitation-only “Black Card” with unlimited ... Read More »