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Significant Changes to Canadian Rewards Credit Cards On the Horizon

Canadian Interchange Fees

A significant change in the Canadian credit card market could take place in the next few months – and it could have a devastating impact on your favorite rewards credit card. In early September, Minster of Finance Joe Oliver said “the government will work with stake holders to help lower credit card acceptance fees for merchants and also to encourage ... Read More »

7 Reasons Why You Need A Credit Card Today

7 Reasons Why You Need A Credit Card

Rightly or wrongly, credit cards have taken their lumps as the Midas of consumerism (the story of Midas getting too close to the sun, not the auto parts retailer). Credit cards are tempting, but get too close and you may get burnt. But for all the temptations and dangers credit cards present, more of us are using them than ever ... Read More »

You’re Covered: Canadian Credit Cards With The Best Extended Warranties

credit card extended warranty coverage

One of the hidden perks of shopping with a credit card is that many cards offer Extended Warranty Protection for purchases that  come with an original manufacturer’s warranty. Considering that many retailers charge from 10% to 20% of the purchase price to get extended warranty coverage, there’s tons of value in these cardholder benefits. All you have to do is ... Read More »

20 Golden Rules of Credit Cards

credit card tips

If you only read one article to get tips on how to get the most from your credit cards, read this one: 1. Pay down your credit card bill every month Pay down your credit card bill monthly. Don’t just pay the minimum, or you will quickly find yourself with a snowballing mountain of debt that will be hard to ... Read More »

Multiply Your Credit Card’s Cash Back Rewards with Drop

drop-app-review-featured-image

Let’s be honest. We’re not exactly loyal when it comes to loyalty rewards programs. Smart consumers are always on the lookout for newer, bigger — and most importantly, easier — ways to be rewarded for our spending habits. Enter Drop. Launched in Canada in 2016, Drop is a free mobile app that lets users earn points from select partners for ... Read More »

Costco Ends American Express Canada Credit Card Partnership

costco credit card canada

It seems as though American Express Canada’s partnership with Costco has come to an end. While not officially announced, all American Express True Earnings Credit Cards from Costco applications and marketing material have been pulled from Costco locations and American Express’ website. It looks like American Express is replacing the Costco True Earnings Card with a very similar and extremely ... Read More »

MBNA Rewards World Elite Credit Card Review

MBNA Rewards World Elite MasterCard credit card

Confused over which credit card is right for you – cash back, points, or travel? How about an all-in-one card. Don’t want to trade-off flexibility for value? You don’t have to. The MBNA Rewards World Elite MasterCard® credit card is like having multiple cards in one. You can redeem your points for cash back, travel, merchandise, gift cards or charity – the ... Read More »

Compare The Best 0% Balance Transfer Cards

0% Balance Transfer Credit Cards

Top Low Interest Balance Transfer Credit Cards Find the best low interest Balance Transfer credit cards in Canada today! These are the country’s top low interest credit cards available. You could be saving hundreds if not THOUSANDS of dollars every year in interest costs with the right low interest card. Don’t pay more than you have to. Start saving now! Here’s a ... Read More »

My Search for the Best 0% Balance Transfer Credit Cards in Canada

0% Balance Transfer Credit Cards

  Anyone struggling under the weight of high credit card interest rates needs to learn about balance transfer credit cards. A balance transfer card allows you to transfer the full or partial balance from one card to another card. Why would anyone do this? Simple. If you have a high balance on a high-interest rate credit card, you’ll want to ... Read More »