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One Liner Credit Card Tips and Tricks….

credit card tips and tricks

1. Combine bonuses to get a windfall of points TD, CIBC and Amex all issue Aeroplan rewards cards with huge bonuses. Get a card from each and you’re flying just about anywhere. 2.Use your credit card for everything – as a payment card If you pay down your balance every month, use your rewards credit card for everything from schools, ... Read More »

5 Terrifying Credit Card Mistakes That Can Leave You Broke

Canadian credit card mistakes

Credit cards can be your best friend, or your worst enemy. As satisfying as it is to get 5% off at the gas pump, it’s just as painful to pay $45 because you went over your credit limit. Here are 5 credit card mistakes the banks are counting on you making to prime their coffers. Avoid them and you’re ahead ... Read More »

10 Insane Facts About Canadian Credit Cards That Will Blow Your Mind!

Canadian Credit Card Facts

There’s a lot to know about Canada’s love affair with its favorite plastic. Here are just ten of the many wild facts about Canadian credit cards that will leave you speechless: 1. Canadians spend over $300,000,000,000 on their credit cards every year! More than the Chinese & Russian defense budgets combined! 2. The average Canadian who has a credit card balance owes around ... Read More »

Hacked Twitter Accounts Worth More Than A Hacked Credit Card

Hacked Twitter Accounts Worth More Than Credit Cards

The Wall Street Journal reports that stolen Twitter accounts are now more valuable than credit cards on the black market. According to research provided by the Rand Corporation it’s all about supply and demand. The study found that high-profile data breaches — think Target, TJX, PlayStation — create massive surges of available credit card data online. The more cards on the market, the less ... Read More »

Are Dual Currency Credit Cards A Good Idea For Canada?

Dual Currency Credit Cards

The Financial Supervisory Commission of Hong Kong has approved the plan from Taiwanese banks to issue duel-currency credit cards, allowing cardholders to pay in self-designated foreign currencies, typically between the Taiwanese HKD and the Chinese RMB. It will take between eight and 12 months for the new credit cards to become available since banks first have to overcome some technical ... Read More »

What Are Balance Transfer Credit Cards?

What are balance transfer credit cards

Have you recently received a “balance transfer” offer and wondered if it was right for you? If you have a balance on your credit card, store card or other loan, a balance transfer credit card could be a great way for you to save a lot money. Someone with $4,000 of debt, paying 19.99% interest, could save upwards of $750 ... Read More »

Deceptive Credit Card Tactics: Watch Out For These Bait & Switch Offers in Canada

Hidden Credit Card Fees

To help protect Canadians from underhanded credit card practices, GreedyRates has done a review of the cardholder agreements from Canada’s leading issuers. We looked for hidden fees and charges clouded in obscure language even the wisest legal counsel would have to read twice or thrice to understand. The verdict? We found two Canadian banks using particularly unfair and deceptive credit card ... Read More »

Credit Card Review: The American Express Gold Card with Cash Back

american express gold credit card with cash back

(This credit card is no longer available. Please check the American Express SimplyCash card for an alternative). The American Express Gold Card with Cash Back is, in our opinion, one of the top rewards credit cards in Canada if you spend more than $1,250 per month.  We love how American Express Canada has re-launched and re-vamped the card. What we find most ... Read More »

American Express Canada Launches New Gold Credit Card With 2% Cash Back Rebate

American Express Gold Card with Cash Back

TORONTO – American Express Canada is enhancing its line of credit cards with the introduction of the American Express Gold Card with Cash Back. It’s making an aggressive re-entry into the Canadian cash back credit card market, with the only offer on the marketplace offering up to 2% cash back on all purchase categories. The move comes with Canadians increasingly looking ... Read More »