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Best Travel Credit Card Rankings in Canada For 2016

best travel credit card rankings

For years, Canada’s savvy travelers have exploited credit cards to travel in comfort and style well beyond their means. Whether you’re a bargain hunter, bag-checker, loyalty flyer or bonus surfer, we’ve evaluated the best travel credit card deals to help you take-off. To help us derive our rankings for the best travel credit card, we first measured the value per ... Read More »

Canadians Continue Abandoning Cash, Move Towards Plastic

credit card, cash, mobile payments

Looks like the putsch is almost complete! Cash is slowly being dethroned as king, with electronic payments ruling the roost. According to a survey recently conducted online with over 1,000 Canadians by consumer research firm GfK, credit and debit card transactions now exceed cash transactions by a significant margin. In 2015, 42% of Canadian transactions were made with credit cards, 28% ... Read More »

Know Thyself: Don’t Get Screwed By Your Credit Card

credit card addiction

Much of the risk in credit cards is predicated on exploiting consumer psychology. The theory goes that it’s the weakness of our heads, not our wallets, that make us prone to debt, fees and overspending. One famous study from 2001 showed that people were willing to pay up to twice as much for the same item when paying with a credit card ... Read More »

Avoid Credit Card Balance Insurance Like The Plague

Credit Card Balance Insurance

Ever get the call from your credit card company offering you credit card “balance protection”, “balance insurance”, or “payment protection”? Do they push peace of mind? Just say NO. Regardless of the name, credit card balance insurance products basically promise to either pay down your balance in the event you die, or pay/suspend your minimum monthly credit card payments in ... Read More »

Best Cash Back Credit Card Rankings in Canada For 2016

Best Cash Back Credit Card Canada

In the last few years, cash back credit cards have been the most popular rewards card in Canada. Many Canadians prefer a cash back credit card because it’s simple to understand, offers great value and redemption is hassle free. For those tired of dealing with rewards catalogues, flight redemption charts, booking fees, and seat availabilities, a cash back credit card ... Read More »

Have Too Much Holiday Credit Card Debt? Do This…

holiday credit card debt

Are you saddled with more credit card debt than you’d like? Between gifts, vacations and celebrations, the holiday season can be an especially expensive time of year. You’re not alone. Nearly one in four Canadians will finance part of their holiday expenses on their credit card, according to TD. If you have credit card debt, or any debt for that ... Read More »

12 Ways To Master The Credit Card Rewards Game In Canada

CCredit Card Rewards Game

They’re fun, liberating, enriching, exhilerating, frustrating and distressing. They make every purchase an aspirational event, and every redemption an exercise in despondency. But we love ’em! More than any other people in the world, Canadians love to earn, burn and churn their cash, points and miles. Play the game like the masters, and you’ll have the chance to fly free, stay ... Read More »

Apple Pay Launches In Canada With American Express

Apple Pay American Express

Apple Pay is now available to consumers in Canada. As of right now, the launch will be limited to Canadian American Express cardholders and will only work on the iPhone 6 and 6S models. American Express said you can pay with Apple Pay at participating American Express contactless merchants, including the following stores Shell, Starbucks, Staples, Chapters, Husky, Ultramar, Rexall, ... Read More »

Hilton, Starwood, Trump Hotels Hit By Credit Card Breach

Hilton Hotel Credit Card Breach

Within a few days of each other, Starwood, Hilton and Trump Hotels acknowledged credit card numbers, expiration dates and security codes were stolen from their point-of-sale systems. Hackers apparently were able to breach each of the hotels systems and load malware, giving them access to the credit card information. Canadian credit cards may have been impacted as well. While Hilton ... Read More »