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9 Credit Card Secrets Banks Don’t Want You To Know About

credit card secrets

Credit card companies are exceptionally good at playing on human weakness. Whether through credit lines we mistake for income, convenience checks we mistake for convenient, or grace periods that have nothing to do with religion, easy money lies behind every door. That’s why we’ve put together 9 secrets Canadian credit card companies would definitely prefer you did not know. Frankly, ... Read More »

Scene Devalues Its Points – Make The Most of It.

Scene changes

As most of the country has already heard, the ever so popular Scene Rewards program is changing the way members can earn and redeem some, not all, Scene points. Despite the disapointment, we have a few tips to make the most of the situation. First, we want to make clear the change does not impact redemptions on general admission tickets. ... Read More »

Canadians Take On Record Levels of Debt, Save Less, But Remain Optimistic

BMO Canadian Consumer Debt Report

According to BMO’s recent report on Canadian consumer indebtedness, 80% of Canadians are in debt, owing on average of $93,000. According to Equifax, in an earlier report, Canadian consumer debt excluding mortgages averages $20,910. While consumer debt levels are rising, BMO’s research indicated Canadians are less stressed – a sign of their confidence in their ability to repay. Confirming sentiment, ... Read More »

Cash In On These 6 Killer Credit Card Perks

credit card perks

Let me guess… One of your favourite things about credit cards these days are the perks. If I guessed correctly, you’re not alone. And as most credit cards now offer either low rates or juicy rewards, competition has become fierce, putting a higher expectation on issuers to offer killer bonuses and perks with their cards. 1% cash back won’t cut ... Read More »

Are Credit Card Perks & Benefits Worth The Fees?

credit card perks

While many of us avoid credit cards with annual fees, some credit cards carry perks and benefits worth far more than their annual fee. In fact, some Canadian cards can offer people $1,000’s in hidden benefits. Beyond juicy rewards and tantalizing 0% introductory rates, for a mere $120 annual fee, you could get a companion ticket to Hawaii every year, travel ... Read More »

Capital One Canada and Delta End Credit Card Partnership

delta capital one canada

Change continues in the Canadian credit card landscape. In the last few years we’ve seen TD acquire the Aeroplan credit card program, CapOne win the Costco deal, RBC take on Shoppers DrugMart, Scotia buy into Canadian Tire, Target disappear, and who knows what’s going to happen to Sears Canada’s program with Chase. Now we’re seeing the much smaller Capital One ... Read More »

Canada’s Best Student Credit Card. Easy Approval & Great Rewards!

Student Card

The no annual fee MBNA Student Rewards Credit Card, issued by TD Bank, is the best credit card offer currently available to students in Canada. No credit history? No problem. No income? No problem. Want rewards? Check. No annual fee? Understood. Whether you’re looking to establish a credit history, earn points, make purchases online, buy that little extra something or ... Read More »

Reboot Your Credit Score in 4 Weeks or Less

free credit score and report

Improving your credit score doesn’t have to be a hurculean task. In fact we think within 1 month, you can do what’s needed to put your credit report on track for an awesome credit score. With minimal effort, you can raise your credit score and get access to cheaper mortgage rates, higher lines of credit, the best credit cards and ... Read More »