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MBNA Rewards MasterCard Credit Card Review

MBNA Rewards MasterCard Credit Card

The MBNA Rewards MasterCard is a great card if you’re looking for a no annual fee credit card that allows you to redeem your rewards for cash back, with solid value and more flexibility than most other cash back credit cards in Canada. To start, the MBNA Rewards MasterCard offers 1% cash back on all purchases – no caps, tiers or limits. ... Read More »

Why Air Miles’ Expiration Policy Is Wrong

Air Miles Expiration

By now, most Canadians have read about the impending expiration of Air Miles rewards on December 31, 2016 and the flack Air Miles has received for making it difficult for customers to redeem their points as the expiry date approaches. Bad things happen when finance runs a consumer marketing company. This is a great case study. We clearly respect the ... Read More »

BMO SPC MasterCard Credit Card Review

BMO SPC MasterCard

Whether you’re looking to establish a credit history, earn outstanding rewards, access the convenience of plastic, or protect your purchases, the right student credit card can pay off in spades. The BMO SPC MasterCard wins on all counts, and then some. Here’s why. The BMO SPC MasterCard is available to ALL Canadian students by applying online – no credit history or income ... Read More »

8 Canadian Credit Card Dangers To Avoid – A Conversation With Ellen Roseman

credit card dangers

Everyone knows there’s a right way and a wrong way to use credit cards. Used right, credit cards are convenient and rewarding. Used incorrectly, they can hurt you faster than viper’s venom. Credit card issuers have deliberately created tricks, traps and gotchas hidden behind mounds of small font disclosures, making their practices entirely unintelligible, but completely legal. To help us ... Read More »

Millennials Are Changing Canadian Credit Cards – Are You Ready For The Revolution?

millennial credit cards canada

The current generational shift, from the spending power of baby boomers to millennials, is creating massive change in the Canadian credit card landscape. According to a recent study by TSYS, millennials are disloyal, love rewards, churn and embrace technological change – a cocktail that will force Canadian banks to innovate and compete furiously to maintain their edge. Here are some of ... Read More »

Pointers For Using Credit Cards While On Vacation

tips for credit cards while travelling

From long weekends, to family getaways and exotic vacations, travelling abounds this time of year. While not high on anyone’s travel priority list, here are 7 strategies to get the most from your credit cards while on the road. Whether you’re looking for savings, convenience, luxury or safety, these tips are packed with advice on how to exploit your credit ... Read More »

PC Financial World Elite MasterCard Review

PC Financial World Elite MasterCard

The PC Financial World Elite MasterCard is the richest no annual fee rewards card on the market if you shop at Loblaw banners stores or Shoppers Drug Mart. But even if you don’t, the PC Financial World Elite MasterCard is worth getting just for the free 10 day travel medical insurance alone – with no fee, it’s completely free – and ... Read More »