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The TD Cash Back Visa Infinite Card Review

td-cashback-visa-infinite-card

For those individuals seeking cash back for all their purchases, TD’s new Cash Back Visa Infinite card poses an interesting offer. Customers will receive a rebate on their first annual fee for the Primary Card Holder, as well as a super-high introductory cashback rate of 6% for all purchases during the first 3 months (up to $3,500 in total spending). The ... Read More »

How to Dispute Credit Report Errors

dispute credit report errors

Credit errors can carry heavy consequences. Whether from a mistake on the part of a credit bureau like TransUnion or Equifax, a lender, or the result of identity theft, erroneous entries on one’s credit report can end up costing you a lot of money over time, and can dramatically impact your chances of being approved for credit cards, loans, and ... Read More »

The Best Credit Cards for Canadians with Average Credit Scores

best credit cards for fair credit

Not everyone has a perfect financial record: and that’s perfectly fine. Even with less than perfect credit, you have a plethora of options available thanks to a flexible and fair banking system. Credit cards for fair credit, or those with average creditworthiness, represent a step up in hierarchy. Credit-wise, Canadians who have reached the middle of the pack can access ... Read More »

Credit Card Churn: Can You Get Away with It in Canada?

credit card churn canada

What Is Credit Card Churn? Credit card churning is a crafty practice that many Canadian cardholders take advantage of. The basic concept is this: sign up for multiple credit cards to reap the benefits/bonuses awarded by each. Then, cancel when those perks run out. You can then re-apply when the statutes run out to double or triple up on the ... Read More »

Credit Cards: Use Them or Lose Them?

credit cards - use them or lose them

It’s a pretty common practice. The application comes in the mail or online, the rewards are enticing, and before you turn around, you’ve signed up for another credit card. With your wallet getting a little crowded though, the inevitable question comes up ‘Should I cancel my credit card?’ With multiple cards occupying space in your pocket and on your credit ... Read More »

5 Proven Ways to Consolidate Debt

5 ways to consolidate debt

Debt management is an overwhelming concept when you’re drowning in financial troubles. However, sometimes it’s just a question of knowing the right debt consolidation technique to help you out of a jam. From credit card consolidation to loans, if you’re looking for smarter debt consolidation programs, here are 5 methods that have been proven to work and how to maximize ... Read More »

5 Ways to Save More on Travel During the Holiday Season

Black Friday travel deals - image

Feeling the chokehold that airlines, stores, and gas prices have on you during the holiday season? With everyone squeezing you, saving around this time of year might seem like a pipe dream. In fact, there are several ways to save big despite astronomical Black Friday airplane tickets and Cyber Monday gasoline gimmicks. Here are a few of the best Black ... Read More »